06/29/2026
First-time buyer? Here are 5 things you need to know! 🏡 You don't always need 20% down, get pre-approved BEFORE house hunting, budget for more than just the mortgage, your credit doesn't have to be perfect, and first-time buyer programs exist, ask about them! Knowledge is power in your homeownership journey. Learn more here: https://www.fnbo.com/personal-banking/mortgage-loans