05/23/2024
Today I thought I would share a throwback Thursday and a little background on my decade+ in the financial industry. (Including some slightly embarrassing old photos ๐)
I started my finance career in the automotive industry, having worked as a Finance Manager for multiple local dealerships and a company that brokered auto loans for over 1600 independent dealers across the country. I absolutely loved the fast paced environment and would not have a lot of the knowledge or be the lender I am today without those experiences. I truly grew up in the car business.
However, the major take away from my time in that industry was that I knew I wanted to only ever HELP people financially. When I went home at the end of the day from the dealerships, the majority of the time, I felt like I had added to my buyers financial hardships.
That was because my JOB, and what was required of me, was to upsell them on insurances, warranties and the interest rates for the auto loans offered by the dealerships. Even today I recognize the damage when reviewing clients credit reports and see the massive auto loan payments that now impact their ability to qualify for a mortgage.
That is not to say that in certain circumstances some of those insurances are not of value, I just struggled personally and morally to justify every product for every buyer on every purchase.
Which is what lead me to my career change, and my mission to help people achieve their short and long term goals while improving their over all financial fitness.
Did you know that itโs illegal for Mortgage Loan Officer to be compensated based on the interest rate of a borrowers loan?
When consulting with a borrower I am truly looking to help reach your goals financially and have your best interest in mind.
CrossCountry Mortgage has a large number of programs whether you are looking to purchase, refinance or invest! I would love the opportunity to chat with you about your goals.
And the best part is that now at the end of every day, I go home knowing that I have helped each of my clients achieve, improve or plan for a better financial future. โค๏ธ๐ก
Chloe Hamel NMLS # 1608143
๐ฑ402.201.6787
๐[email protected]
