Terry Williams- The Mortgage Doctor

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United States
Omaha, NE
Terry Williams- The Mortgage Doctor

Mortgage Loan Originator NMLS #658551
Fairway Home Mortgage #2289 Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Equal Housing Lender.

Terry Williams: NMLS #658551
Email: [email protected]
Cell: 402-301-4500
Omaha Branch 8050: 11422 Miracle Hills Dr, Suite 504 Omaha, NE 68154

State Disclosures: bit.ly/FIMCDisclosures

Copyright©2020 Fairway Independent Mortgage Corporation (“Fairway”) NMLS #2289. 4750 S. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved

by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

05/15/2026

🚲 Happy National Bike to Work Day!

Out riding today?
Or wishing your commute looked a little more like this? ☀️

What if next year, you could celebrate by living closer to work…
or closer to the things that actually make you happy?

🏡 Where you live can change your entire day—less time commuting, more time living.

If that’s been on your mind, it might be worth exploring what a move could look like.

📲 Let’s talk about your options and what it would take to make that kind of move happen.

05/14/2026

Another happy client—and a repeat one at that 🙌

“This is my second time financing with Terry… I can say he is genuinely different.”

That’s the goal every time.

Not just getting the loan done—but actually taking the time to understand each client’s situation, walk through options, and make sure they feel confident in their decisions.

Always an honor to help—especially when it’s someone who has served 🇺🇸

Grateful for the trust, Brandon!

05/13/2026

🌸 Spring gives sellers an edge—but there’s a window when it really peaks.

Data shows the last two weeks of May are often when buyer demand is at its strongest.

More buyers = more competition
And that can mean higher sale prices.

💡 In some cases, timing alone can make a meaningful difference in what a seller walks away with.

But here’s the part many don’t think about…

If you’re planning to sell, you also need a strategy for what comes next 🏡

That’s where I come in—helping you understand your buying power, timing, and financing options before you list.

📲 Thinking about making a move? Let’s talk through the full plan.

05/11/2026

If you’ve ever asked yourself…

“Can I stay in this home long-term… or does it make more sense to move?”

You’re not alone.

Aging in place can be a great option—but over time, it usually means making updates so your home continues to work for you.

Some changes are simple. Others can be a bigger investment.

That’s where planning ahead really matters.

But here’s something a lot of people don’t realize…

💡 There may be ways to use the equity in your home to help cover those costs—without taking on a traditional monthly payment.

For some homeowners, that can make staying feel a lot more realistic and comfortable.

And for others, moving still ends up being the better fit.

👉 It’s not one-size-fits-all—it’s about understanding your options.

If this is something you’ve been thinking about, I’m always happy to talk it through.

05/08/2026

💐 Mother’s Day is this Sunday… so let’s be honest for a second 👇

Moms have been giving financial advice long before we ever talked to a lender 😂

“Save your money.”
“Don’t spend more than you have.”
“Make smart decisions.”

Sound familiar?

Turns out… Mom was basically preparing you for homeownership all along 🏡

Because buying a home isn’t just about finding the perfect place—it’s about building something stable, secure, and long-term.

💡 So if buying a home is on your radar, maybe it’s time to finally listen to Mom 😉

📲 Let’s talk about what that could look like for you.

05/06/2026

Mortgage rates have been a little volatile lately—and if that’s made you hesitate, you’re not alone.

But here’s the part most people aren’t talking about:

Even now, rates are still lower than they were during the last 3 Spring seasons.

So while things may feel uncertain, the opportunity to buy hasn’t disappeared.

💡 The key isn’t trying to time the market perfectly—it’s understanding what today’s numbers look like for you.

If you’ve been waiting on the sidelines, it might be worth taking another look.

📲 Let’s connect and run through your options.

05/05/2026

Another happy client 🙌

After working together for over 18 months, Cole was able to purchase his new home—and hearing that the process felt “super smooth and simple” is exactly what we aim for every time.

Clear communication and consistency can make all the difference.

Grateful for the trust, Cole!

05/04/2026

Online searches for down payment info just hit an all-time high.

That tells me a lot of buyers aren’t sure what’s actually required—and they’re looking for answers.

The biggest misconception?

👉 “You need 20% down.”

But that’s not what’s happening in today’s market.

The typical first-time buyer puts down about 10%—half of what most people expect.
And some programs allow as little as 3.5%… or even 0% down.

So that 20% myth might be holding you back more than anything else.

💡 The real question isn’t “Do I have 20%?”
It’s “What are my actual options?”

If you’ve been wondering what’s possible, let’s talk it through.

05/01/2026

🌸 Hello May… and Happy National Investing Day.

When people hear “investing,” they usually think stocks or the market.

But one of the most powerful ways to invest?
🏡 Investing in yourself and your future.

Whether that’s:
✔️ Saving for your first home
✔️ Building equity instead of paying rent
✔️ Creating long-term financial stability for your family

💡 Homeownership isn’t just a place to live—it’s part of a bigger financial strategy.

And like any investment, it starts with a plan.

You don’t have to have it all figured out. You just have to start asking the right questions.

📲 If buying a home is on your radar—even a “someday” goal—let’s talk through what that could look like for you.

04/29/2026

📊 The average homeowner’s net worth is 43x higher than a renter’s.

Not 2x. Not 5x.
Forty-three.

That’s a big number—and it says a lot about what’s possible over time.

Now, does that mean buying is easy right now? Not always.
And it definitely doesn’t mean you have to buy today.

But here’s the real question:
When’s the last time you actually ran the numbers?

Because you might be closer than you think.

💡 It’s not about rushing—it’s about having a plan.
Your timeline. Your budget. Your goals.

📲 If you’ve been thinking about making the move, let’s talk through what it could look like for you.

Address

11422 Miracle Hills #310
Omaha, NE
68154

Website

http://www.terrywilliams.com/

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