Robert Vobejda - Arbor Bank Mortgage - NMLS #206122

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Robert Vobejda - Arbor Bank Mortgage - NMLS #206122

EQUAL HOUSING LENDER | MEMBER FDIC | All mortgage loans are subject to credit approval. Arbor Bank M

Robert is a Mortgage Consultant in the Omaha, NE area who has been in the industry for over 17 years. Throughout this epoch, he has spent time on both the retail and wholesale side of operations and sales, helping mold him into his current role as a Mortgage Consultant. He obtained two undergraduate degrees at both the University of Nebraska at Lincoln and Omaha. With Arbor Bank on the forefront o

f the lending industry, it allows Robert to truly provide a brilliant service not only to his customers but as importantly his real estate agents and other professional referral partners. He prides himself for working at all hours and everyday including the weekends as its imperative in his mind to do the job productively. The combination of Arbor’s ability to function at a high level from processing to closing and Robert’s vast experience in the purchase money market allows for continuous success. He is currently closing a large percentage of his files in the states of Nebraska & Iowa but considering the nationwide coverage Arbor has in place, he is always seeking out customers and referral sources all over the country. Robert is a married father of 2 young boys and absolutely loves to spend time with his family when he isn’t working hard at the job. Other interests include going golfing with his brothers and father, home updating projects and working with his networking group to better not only his profession but assist others in the group as well. In order to be successful, the nature of the industry and position can be grinding so it is truly important to take the time to enjoy outside interests but all the time keeping your phone and email turned on to help his clients anytime of any day.

09/08/2026

Stay informed. Data provided by MBS Highway.

Robert A Vobejda - NMLS #206122
robertvobejda.com
402-740-8973

09/04/2026

Morning Market News per MBS Highway.

The BLS Jobs report showed that there was a gain of 162,000 jobs in the month of August, much stronger than expectations of 56,000. Employment gains in June and July were revised higher by a combined 55,000. The unemployment rate remained at 4.1%, in line with estimates. Average weekly earnings were up 0.6% for the month and up 3.7% year-over-year.

09/03/2026

Age old question, how much can I afford? Well, this is a moving target with so many everchanging factors. Home prices, rates, insurance, taxes, cost of groceries/gas/energy bills, etc.

Debt ratio (or debt to income ratio) is something we use in the lending world to determine not only your qualifying levels but as important can pinpoint where you can/should be in a comfortability model. Home Loan Pre-Approval only includes liabilities from your credit report which in reality is leaving off some serious potential expenses. Whether a client asks or not, we will be discussing 'comfortability' levels and future planning as part of your pre-approval plan.

Would love to share more anytime! Call/email/text anytime!
robertvobejda.com

09/02/2026

Market is chugging along. There are real opportunities out there for buyers depending on price ranges. As a mortgage banker, I provide a full-scale overview of the market as well as a plan that is custom fitted for your needs. Plan now to be ready for everything you can control!

Per MBS Highway:

The Mortgage Bankers Association released their Mortgage Application Data for the week ending 8/28, showing that overall application volume increased by 0.8%. Applications to Purchase were up 2.2% for the week and down 0.2% year-over-year. Refinances decreased by 1.1% from the previous week and were 19% lower than one year ago.

08/31/2026

robertvobejda.com

08/28/2026

Fed Warsh speaks; I love to listen. Now let's see how the market digests it all. "Have work to do if inflation not moving to 2% with speed". Per Chair Kevin Warsh.

How does this affect us in the real estate/mortgage world? Let's hop on a call to discuss. Market knowledge is something you should expect from your lender.

Have a blessed weekend.
robertvobejda.com

08/21/2026

Best of luck this weekend to our hard-working real estate professionals representing buyer/sellers. You got this!
robertvobejda.com

08/20/2026

Address

Omaha, NE
68130

Telephone

+14027408973

Website

https://www.arborbanking.com/mortgage/mortgage-services/purchasing-refinancing-building/profile/robert-vobejda

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