Robert Vobejda - Arbor Bank Mortgage - NMLS #206122

11/06/2026

Thank you, Sherry Erickson!

Had the chance to lead a discussion with Chris Egan around the financing & mortgage market this week with our Center Sphere Chapter 15.

Hopefully some good information was shared and excited to continue helping folks plan for 2027!

Great Center Sphere meeting this week.

Thank you to our experts Robert Vobejda and Chris Egan for breaking down real estate and lending in today's market.

11/05/2026

Market Questions? 2027 forecasts? Let's chat!

robertvobejda.com
402-740-8973

11/04/2026

Market News - ADP Employment Report

Private employers added 86,000 jobs in October, surpassing expectations. According to ADP, hiring showed “solid growth” for a second consecutive month, while wage gains remained steady.

robertvobejda.com
402-740-8973

11/03/2026

Congrats to my colleagues here at Arbor Bank Mortgage. HUGE thanks to our entire operations team for being the best at what they do. Success comes when we are all one team and that's exactly how we handle things at Arbor Bank Mortgage.

We’re proud to recognize our Nebraska Mortgage Association Champion’s Circle recipients.

This annual program honors mortgage professionals for exceptional client service, recognizing the care, expertise, and dedication they bring to guiding people through the home financing process.

Please join us in congratulating them!

11/02/2026

🏡 Does Election Day Affect the Real Estate Market?

With Election Day tomorrow, many buyers and sellers are wondering whether voting day and the political climate will have an impact on the housing market.

Here's the reality: One Election Day doesn't make or break the real estate market.

While elections can create uncertainty and sometimes influence consumer confidence, mortgage rates and housing activity are driven by much bigger factors, including:

📊 Inflation and economic conditions
🏦 Federal Reserve policy and mortgage-backed securities
📉 The 10-year Treasury yield
🏡 Housing inventory and buyer demand
💰 Affordability and employment trends

Historically, buyers and sellers don't simply put their housing plans on hold because it's an election year.

My advice? Don't let election headlines dictate one of the biggest financial decisions you'll make. Focus on your personal financial situation, your long-term goals, and the opportunities available in today's market.

Real estate is a long-term investment, and the right time to buy or sell is often more about your circumstances than what's happening on Election Day.

And most importantly, get out and vote tomorrow! 🇺🇸

Have questions about today's housing market or what it means for your next move? Let's talk!

402-740-8973
robertvobejda.com

10/30/2026

🏘️ DSCR or Debt Service Coverage Ratio isn't limited to seasoned investors. If you are thinking about real estate and how you can break into purchasing properties, let's talk strategy. Our DSCR program can be a wonderful opportunity! 🔑

Call me at 402-740-8973
robertvobejda.com

10/29/2026

Recently received Google Review #50. I started tracking these around 2 years ago and I LOVE going back to read through these. How lucky am I that I have clients to serve who trust me and business relationships to lean on.

Greater than 20 years helping folks buy, build and refinance when the time is right. "When the time is right" is the key verbiage there. Let our team help you figure that timing out! Lending is a craft we work extremely hard on so please reach out anytime with questions or to just pick our brains.

Always best to reach me on my cell: 402-740-8973
robertvobejda.com

10/28/2026

🏡 FED DAY: What Does It Mean for Mortgage Rates & Home Prices? 📉📈
Today's context: Markets widely expected the Fed to hold its benchmark rate steady, but the announcement and its implications for future policy are what matter. Mortgage rates can move independently of the Fed's decision.

Decision coming very shortly so I will post more commentary shortly!

robertvobejda.com
402-740-8973

10/27/2026

🏡 HOUSING MARKET UPDATE: CASE-SHILLER HOME PRICE INDEX

📊 Today’s latest Case-Shiller Home Price Index report shows that U.S. home prices increased 2.1% year over year in August, up from 1.9% in July.

What does this mean for homebuyers and homeowners?

✅ Home values are still rising nationally. Although appreciation remains modest, home prices continue to move higher.

✅ The market is changing. Price trends vary significantly by location, making local market knowledge more important than ever.

✅ Affordability remains a challenge. With home prices still elevated and mortgage rates putting pressure on monthly payments, having the right financing strategy is critical.

💡 My takeaway: Waiting for home prices to drop significantly across the board may not be the best strategy. The right time to buy depends on your financial situation, your monthly budget, and how long you plan to own the home.

Whether you're a first-time homebuyer, looking to upgrade, or considering an investment property, let's explore your options and build a mortgage strategy that works for you!

📲 Reach out today, and let's put a plan together!
robertvobejda.com
402-740-8973

10/26/2026

🏡 Are Home Prices Too High? Is Now Still a Smart Time to Buy?

I hear this question all the time, and it's a fair one. With home prices, interest rates, and the overall cost of living putting pressure on household budgets, many buyers are wondering if they should wait.

Here's my perspective: Waiting for the perfect market could mean missing out on the right home for you.

📈 Here's why buying now can still make financial sense:

✅ Build equity over time. Instead of paying rent, you have the opportunity to build ownership in an asset that may appreciate over the long term.

🏡 Start building your future. The sooner you begin paying down your mortgage, the sooner you can start building equity.

💰 You don't have to wait for the perfect interest rate. If rates improve in the future and you qualify, refinancing may be an option. But remember, refinancing isn't guaranteed, and it comes with costs.

📊 You have options. Different loan programs, down payment assistance, and creative financing strategies may make homeownership more affordable than you think.

🔑 The bottom line: Nobody can predict exactly where home prices or interest rates will go. But if you find the right home, have a comfortable monthly payment, and plan to stay for several years, buying today could be a smart long-term move.

The goal isn't to time the market perfectly. It's to make a smart decision for your financial future.

Let's put a plan together and see what homeownership could look like for you! Send me a message, and let's explore your options.