Rich Carmel, Financial Advisor

Rich Carmel, Financial Advisor Preparing for that next step in life isn’t always easy. I am licensed to sell insurance in OH. Supervisory address: 3825 Edwards Rd.

My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, I promise you a new level of

attention, insight and capability. I am a registered representative of, and offer securities and investment advisory services through, MML Investors Services, LLC, Member SIPC (www.sipc.org). Suite 210 Cincinnati, OH 45209 513-579-8555

09/08/2026

U.S. markets ended last week mixed as strong economic data, higher Treasury yields, and rising U.S.-Iran tensions influenced sentiment. The S&P 500 gained 0.13%, led by technology and energy, while rate-sensitive sectors lagged. Strong August payrolls boosted expectations for tighter Fed policy, lifting oil prices and pressuring gold.

09/08/2026

Mission-driven leadership doesn't live in the statement on your wall — it lives in the trade-offs you make when nobody would fault you for taking the easier path.

Life insurance doesn’t have to be complicated or expensive. It just has to be right for your life. Whether you’re starti...
09/08/2026

Life insurance doesn’t have to be complicated or expensive. It just has to be right for your life. Whether you’re starting out or approaching retirement, I can help you find
coverage that fits. Contact me today.

09/07/2026

Values, not goals, are the real decision-making advantage — a practical filter, backed by recent research, for choosing what's actually yours.

09/05/2026

The OG of index funds is celebrating a milestone birthday. Investors should too.

09/04/2026

In the past six months, 7% of retirees returned to work, AARP research found. Many cited financial pressures, while others got back on the job for personal fulfillment.

09/03/2026

Family businesses are not signs of limited ambition but represent the extraordinary challenge of stewarding something meaningful that extends beyond oneself.

09/02/2026

Colleen Sundlie's potentially "crazy idea" became a profitable business.

09/01/2026

Non-family members can step into helping roles when older adults need assistance.

08/31/2026

U.S. equities edged higher last week on strong AI-driven tech earnings, though gains were limited by hawkish Fed commentary. Persistent inflation kept investors focused on the outlook for interest rates, leading to mixed Treasury performance. Meanwhile, lower oil prices helped ease some inflation concerns. Check out this week’s market perspective to learn more.

Address

8833 Cincinnati Dayton Road
Olde West Chester, OH
45069

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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