06/04/2026
π‘ OHFA Rate Update β June 4, 2026 (9:30 AM)
While OHFA rates have increased slightly, they continue to offer some of the most competitive options available for eligible homebuyers.
Not sure which program is right for you?
πΉ First-Time Homebuyer Program β Designed for qualified first-time buyers and offers down payment assistance options.
πΉ Ohio Heroes β Available to eligible community heroes, including teachers, healthcare professionals, first responders, military members, and more.
πΉ Grants for Grads β Provides assistance for recent college graduates looking to purchase their first home.
And don't forget β Ruoff Mortgage offers our own internal Down Payment Assistance programs that may help qualified buyers bridge the gap to homeownership, even if an OHFA program isn't the best fit.
π‘ Whether you're actively shopping, thinking about buying later this year, or simply have questions about your options, we're here to help.
π Reach out to Megan, AJ, or Sheri anytime. We are always happy to build a game plan for you or your clients.
Ruoff Mortgage β West Chester Branch
Shannon Ryan | 937-608-4181
AJ Hodge | 513-907-2374
Sheri Watkins | 513-265-8666