Trish Luna-dealva Mortgage Originator at Guaranteed Rate NMLS 1561277

Trish Luna-dealva Mortgage Originator at Guaranteed Rate NMLS 1561277 I am a Mortgage Originator at Guaranteed Rate, Inc. dba Rate. Personal NMLS #1561277. Guaranteed Rate #2611.
3940 North Ravenswood, Chicago IL, 60613

A mortgage company who grows for good. We believe you’re amazing and can do anything you want in the world. Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

With 10 years in the mortgage industry and 10 years in Financial Planning, I understand each person's financial situation is unique. Always looking at the big picture, I will work closely with you to determine the short-term benefits of a product as well as the long-term impact on your financial life. Whether you are purchasing a new home or refinancing your current one, I will spend the time to go over all the details and help you find the right mortgage at the right time for you and your family. My goal is to provide a level of service and personalized care that inspires you to return to me for all your mortgage needs. The highest compliment I can receive is your confidence in referring me to your family, friends and coworkers.


3940 North Ravenswood, Chicago IL, 60613

09/09/2026

When planning to enter the housing market, prioritize your personal situation, not a calendar. While spring is a popular time to shop for homes, you may be overlooking some major advantages that fall brings.

Let’s discuss a plan that makes sense for you based on your unique situation.
https://myoc.io/fqUioqa1hiR/p6ksg



NMLS # 1561277

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/fqUioqa1hiR/7DQEz



NMLS # 1561277

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/fqUioqa1hiR



NMLS # 1561277

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/fqUioqa1hiR/jj8bu



NMLS # 1561277

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/fqUioqa1hiR/toNRQ



NMLS # 1561277

08/31/2026

Return on investment is not the only reason to improve a home. Sometimes a project is worth it simply because it makes the place yours. What is the best or worst project ROI you have seen? Drop it in the comments.

And if you are considering a project of your own, reach out anytime and let’s talk through how it fits your bigger picture.
https://myoc.io/fqUioqa1hiR/9abmr



NMLS # 1561277

08/27/2026

Preparation is the part of homebuying many people skip, yet it’s the part that pays off the most. The early steps are simpler than you think, and each one makes what follows easier.

Reach out anytime and I’ll help you find your starting line.
https://myoc.io/fqUioqa1hiR/2jFwx



NMLS # 1561277

08/25/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why. Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.
https://myoc.io/fqUioqa1hiR/G9TU7



NMLS # 1561277

08/24/2026

You've spent years building equity in your home. The question a lot of homeowners ask next is what they can actually do with it. A HELOC is one option that may let eligible homeowners access a portion of that equity, up to an approved limit, for things like home improvements or other financial goals.

If you're wondering how your equity fits your bigger picture, let's talk it through.
https://myoc.io/fqUioqa1hiR/Ov9xC



NMLS # 1561277

08/20/2026

A home is not just where you live. It is where you gather the people who matter and make the nights worth remembering. When the space is yours, every plan gets a little easier to say yes to.

Let me know in the comments which event would come first on your calendar. And when you're ready to start your homeownership journey, I'd be happy to help you explore your options.
https://myoc.io/fqUioqa1hiR/rSczG



NMLS # 1561277

Address

3940 North Ravenswood
Oceanside, CA
60613

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Trish Luna-dealva Mortgage Originator at Guaranteed Rate NMLS 1561277 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category