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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Ed Valadez at Guaranteed Rate

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Chicago, IL
Ed Valadez at Guaranteed Rate

Guaranteed Rate, Inc. - NMLS ID - 2611
Ed Valadez NMLS ID: 223624; AZ - 0929360 - 0907078, CA - CA-DB Guaranteed Rate, Inc.

Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). With 115 offices , we assist customers the way they choose - face-to-face, over the phone, or online – and have funded over $34 billion of loans since 2001. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php https://www.guaranteedrate.com/licensing.php

http://www.nmlsconsumeraccess.org/

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

03/08/2023

With our Same Day Mortgage you can apply for a mortgage and be ready to close in as little as one day. Think we’re joking? We have already been doing this for over one year! Contact me today to learn more.?

- https://www.rate.com/same-day-mortgage?LOID=303

03/07/2023

With our Same Day Mortgage, you’ll be ready to close on the home of your dreams in just as little as one business day. Ready to get moving? Contact me today to learn more.

- https://www.rate.com/same-day-mortgage?LOID=303

01/31/2023

Guaranteed Rate waives the $1,440 lender fee for Veterans and current members of the Navy and all other US Armed Forces. Now that's something to shout about.

- https://www.rate.com/corp/military?LOID=303

10/13/2022

When your buyers pay less, you can close more. Ask me about how the 2-1 Buydown program can help you.

- http://rate.com/edvaladez

03/28/2019

We’re excited to announce the date for our 2nd annual Speakeasy Soiree! All proceeds go directly to the Guaranteed Rate Foundation. Join us for an evening filled with live music, cocktails and silent auctions at our 2nd annual Speakeasy Soiree on May 16, 2019 from 7:00 – 10:30pm. For more information or to purchase tickets visit Gr-Foundation.org

12/03/2018

Thank you to Templestowe Pub Chicago, Angelo's W**e Bar, Tailwind Cycles, and Lena Rose Natural Beauty for sponsoring our East Albany Food Drive. We were able to collect over 250 lbs of food to donate to the local community in only 3 weeks! Wow!

Special thanks to Templestowe Pub Chicago for hosting our Drive end party on Friday. We had a great time and Evelyn Clifford and I were ecstatic about the out pour of support from our community! We look forward to having this as an annual event each year!

11/18/2018

Thank you Angelo's W**e Bar for helping with our Food Drive and giving back to the community!! Enjoy a nice glass of w**e and great food at this drop off location. Visit our East Albany Food Drive Party event page for more information!

08/10/2018

Unexpected needs can pop up without warning as you look for a new home—that’s why you can contact me any time.

- https://www.rate.com/?LOID=303

Address

3940 North Ravenswood
Chicago, IL
60613

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.Rate.com/edvaladez?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=303&adtrk=%7Cseo%7Cf

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