Doug Smith Team at Rate, Inc.

Doug Smith Team at Rate, Inc. Doug Smith, NMLS 224524
SVP of Mortgage Lending at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

When shopping for a mortgage professional, you need an individual on whom you can rely. I am dedicated to helping you meet your goals while advising you based on more than 15 years experience, in a fast, friendly, and easy to understand manner. It’s important to work with a mortgage professional that cares. I’ll take the time to learn about your particular real estate and financing objectives. Whe

n you make the important decision to buy a new home, or refinance your current home, I’m committed to going the extra mile to ensure that all your financial needs are successfully met.

06/02/2026

The test of automated risk assessments for government-sponsored enterprise-eligible mortgages are designed to help determine when waivers might be possible.

06/01/2026

June is National Homeownership Month and the equity you’ve built in your home is just one more thing to celebrate. It could be used to build your financial security or to invest in the big plans you’ve been thinking about. The next step? Putting those plans into action.

Reach out, I'll be happy to show you how: http://ms.spr.ly/6184vbkX4

05/28/2026

Underwriting sounds technical, but it’s really just a final review before approval. This is where lenders confirm your financial details and the property all align. Knowing that ahead of time removes a lot of stress. If you’re unsure what to expect, I’ll walk you through it.

Learn more: http://ms.spr.ly/6184vZKVM

05/27/2026

Finding the right home starts with knowing what fits your life. Once that’s clear, everything else moves faster. I’ll help you turn that into a plan you can act on.

Explore your options: http://ms.spr.ly/6188vkmxQ

05/25/2026

This Memorial Day, we honor those who gave their lives in service. Their sacrifice is not forgotten.

05/21/2026

If you’re a Veteran, active-duty military or surviving spouse, your VA benefit could make homeownership much easier. Rate’s VA Construction to Perm loan could help you build a new home with less out of pocket and a lot less hassle. Let’s use your VA benefit to start building your brand new home.

Learn more: http://ms.spr.ly/6184vVulr

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to ...
05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6180vp3bk

05/18/2026

Spring is when the right home shows up, and when buyers need to be ready. Same Day Mortgage levels the playing field, giving everyone the big advantage cash buyers enjoy: speed. I’ll help you get everything lined up early so when you find it, you can close with confidence. Stay in motion this season.

Let's connect: http://ms.spr.ly/6183vTpXc

05/14/2026

Fast, simple and designed for Veterans, a VA Interest Rate Reduction Refinance Loan (IRRRL) could help you refi in just days, while lowering your interest rate and skipping extra paperwork.

Connect with me to learn more: http://ms.spr.ly/6187vRHSR

05/13/2026

If your goal is a lower monthly payment, mortgage points might be part of the strategy. The key is knowing whether paying more now actually benefits you long term. That’s where I come in.

Let's connect: http://ms.spr.ly/6182vuevo

Address

3940 N. Ravenswood Avenue
Chicago, IL
60613

Telephone

+17738657972

Website

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