The Stanfield Team at CMG Home Loans - MLO NMLS #349707

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The Stanfield Team at CMG Home Loans - MLO NMLS #349707 Area Sales Manager I MLO NMLS ID # 349707
Branch NMLS ID # 2475867
Corporate NMLS ID # 1820

Happy Halloween! 🎃👻Are you ready to Trick-or-Treat yourself to a BOO-tiful new home? Want to take the FRIGHT out of home...
10/31/2026

Happy Halloween! 🎃👻
Are you ready to Trick-or-Treat yourself to a BOO-tiful new home? Want to take the FRIGHT out of home financing?

Whatever your homeownership GHOULS, your friends at CMG Home Loans are here to make it happen 🍬

Rates down 📉 Inventory up 📈 Opportunities ahead?  👀October brought some noteworthy shifts to the housing market, includi...
10/30/2026

Rates down 📉 Inventory up 📈 Opportunities ahead? 👀
October brought some noteworthy shifts to the housing market, including cooler mortgage rates, mortgage homes on the market, and increased builder incentives.
Read here: http://spr.ly/6182BHUU3C

10/27/2026

🏡📢 BIG CHANGES ARE COMING TO HOME APPRAISALS!

Mark your calendars! 📅 Starting November 2nd, a new appraisal process is rolling out, bringing a more streamlined, consistent approach to evaluating homes!

✨ What's changing?
✅ A more standardized appraisal process
✅ Improved appraisal reviews
✅ Fewer revisions
✅ Greater consistency throughout the process

🔑 Buying, selling, or refinancing? A little preparation can go a long way! Make sure your property details are accurate, document any improvements, and have your home ready for the appraisal.

💚 Have questions about what these changes mean for you? I'm here to help you navigate the process with confidence!

📲 Let's connect!

10/23/2026

🌊😂 JUST ANOTHER DAY IN THE MORTGAGE INDUSTRY! 🏡💦

When you've been in the mortgage business long enough, you learn one very important skill…

HOW TO GO WITH THE FLOW! 🤣🛋️

Interest rates changing? 🌊
New guidelines? 🌊
Last-minute underwriting surprises? 🌊
Another plot twist before closing? 🌊🌊🌊

Me: Just floating through the chaos like it's a perfectly normal day. 😎☕😂

Because after years in this industry, you don't panic… you just grab your imaginary floatie and keep those loans moving toward closing! 🏡🔑

Mortgage professionals, PLEASE tell me I'm not the only one! 🤣🙋‍♀️

video credit: mortgageguyga

10/21/2026

🏡✨ CREDIT CHALLENGES? YOUR HOMEOWNERSHIP DREAMS MAY STILL BE WITHIN REACH!

Think your credit score is holding you back from buying a home? Think again! 👀

There's a new way to evaluate credit! With VantageScore 4.0, factors like qualifying on-time rent payments may help paint a more complete picture of your financial history. 🙌

💚 The best part? You may have more home financing options than you realize!

Don't let assumptions about your credit keep you from exploring the possibilities.

📲 Let's talk about your options and create a plan to get you closer to homeownership! 🔑

10/21/2026

i M U S T > Admit rates are 📈 on a loan that can still save you 6 figures in interest over a traditional fixed mortgage. But, ask me the right question and I'll show you why this loan will change your 🧠 and finances forever.

- Does it pay principal or interest first?
- Does my payment go down as the principal does?
- Does it give me liquid access to my home equity?
- Do I have the option to not make a payment if needed?
- Does my rate go down automatically when rates go down?
- Does it allow me to use bank statements or assets as income verification?
- Does it allow me to leverage home equity for investments like other homes or stocks?
- Does it traditionally payoff years (or 10s of years) faster?
- Does it allow me to consolidate other debts into 1 monthly payment (potentially at lower interest)?
- Does it have a proven history of success for owners over the last 20+ years?
- Does it restrict me from selling or refinancing at anytime in the future?

These are some of the right questions. Are you asking them when reviewing your options?

💚 YOUR TRUST IS OUR GREATEST COMPLIMENT! ⭐️The best part of what we do isn't just handing over the keys… it's the relati...
10/20/2026

💚 YOUR TRUST IS OUR GREATEST COMPLIMENT! ⭐️

The best part of what we do isn't just handing over the keys… it's the relationships we build along the way! 🏡❤️

Receiving a 5-star review from someone who trusted us with such an important milestone is truly special.

To our wonderful client, THANK YOU! Your kind words, confidence, and support mean more than you know. We're honored to have been part of your journey! 🥰

Here's to more happy homeowners and memories made! 🔑✨

Address

1265 Carlsbad Village Drive , Suite 200
Carlsbad, CA
92008

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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