The Stanfield Team at CMG Home Loans - MLO NMLS #349707

The Stanfield Team at CMG Home Loans - MLO NMLS #349707 Area Sales Manager I MLO NMLS ID # 349707
Branch NMLS ID # 2475867
Corporate NMLS ID # 1820

06/08/2026

🌊 S A N D I E G O > Don't miss this Upgraded condo with a 5.625% rate. 🏡🔥

First-time buyers, downsizers, relocators, and investors, take a look at this one from Chris Plato 🚨

13884 Via Rimini is available, and it features a HOT locked-in perk from the seller you won’t find anywhere else on the market.💯

💫The Perk💫

Secure a REDUCED RATE provided by the sellet with List & Lock on this property! This house comes with a REDUCED RATE as low as 5.625% (APR 6.149%) as of 06/08/2026 through List & Lock™.

A rate this low means an instant boost to your purchasing power, and hundreds saved every single month (even more than a price reduction for the same amount would give you). But remember, the clock is ticking on this seller-locked rate. ⏰

The Quick Property Facts:
✔️ Modern kitchen with a large white island & quartz countertops
✔️ Open-concept living area & primary bedroom with gray tufted finishes
✔️ In-unit A/C, washer/dryer, and a private balcony
✔️ Two-car garage PLUS a private driveway
✔️ Coveted Poway Unified School District location

👉 View the full property listing and locked-in perk details at housing.link/FMlhrt4r or shoot me a DM right now to look at the math! 💵📱

06/03/2026

L O C K I N > Affordability for your buyers. 🔐

If you have buyers out there who are stressing about what they can afford, stop letting them chase standard price cuts. It's a losing game for their monthly budget.

Here is the real math you need to show them: A price reduction might save them a weak $136 a month. But if you negotiate a 3% seller credit instead, you can lock in a 30-year fixed rate buy-down that shaves $350 off their payment every single month. It's an absolute no-brainer.

But here is the real kicker that most agents miss, this move completely overhauls their purchasing power.

Instead of forcing your clients to settle for lower-tier properties capped at $475k just to keep their payment around $3,800, that exact same income suddenly qualifies them for a home that costs $50,000 more. 🔥

That means you’re upgrading them into a nicer neighborhood, better amenities, and a solvent, easily warrantable condo rather than a financial headache. You aren't changing their income you're just changing the strategy and delivering dreams. 🌟🏡

Stop playing defense with price drops. Watch the video, learn the math, and let's go. ⚡️

FREE DRINKS & BITES > while you browse 🍸If you don't have plans for the next couple of hours, clear your schedule becau...
05/29/2026

FREE DRINKS & BITES > while you browse 🍸

If you don't have plans for the next couple of hours, clear your schedule because Crystal and Brenton Joslin are throwing an absolute banger of an open house cocktail hour starting at 5! 🔥

We’re talking light snacks, free drinks, and a live acoustic guitar player. Yes, actual live music. They are turning a home search into a whole happy hour vibe over at 2904 Via Conquistador in Carlsbad.

Go check out an incredible luxury property, and grab a drink and maybe even snag your first glimpse at your future home.

05/29/2026

9 0 S E C O N D S > I'll explain the strategy you need💯

Give me a minute and a half to show you the ultimate strategy before you assume you’re priced out of Southern California. Yes, you can find a place in San Diego for under $600k (Via Rimini 92129, Google it, it’s real > want more info, connect with me). 🤙📱

Now to the good stuff, when buyers see a 6.5%+ interest rate, the standard move is to negotiate a lower purchase price. And look, price reductions do work and have the right time and place. But why lower the price of the home when you don't need to, and it doesn't save you the most on your monthly payment. A $20k price drop only shaves less than a hundred bucks off your monthly check. 🤔

Instead, look at the alternative: A 3% seller buy-down credit towards lowering your rate.

By using that concession to buy down your rate instead of dropping the purchase price, you keep the home's value intact while your monthly payment decreases by over $330 a month. ⬇ That’s enough to cover your HOA, gas, or groceries. Even better? It instantly boosts your purchasing power by $50k meaning you get the nicer amenities and the actual neighborhood you want, for a way lower monthly cost. 🏡

Price reductions have their place, but a smart rate buy-down is how you actually solve the affordability gap. Hit the link at 🎞THEBAG.mtgdashboard.com and let’s look at the math. 💵

Address

1265 Carlsbad Village Drive , Suite 200
Carlsbad, CA
92008

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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