Michael Hartnett - NMLS 207733

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Michael Hartnett - NMLS 207733 Michael Hartnett | NMLS 207733
Branch Manager
Equal Housing Opportunity

Mike Hartnett has built a reputation for helping families achieve their real estate goals through personalized mortgage solutions. By actively listening to each client’s financial history, he crafts the right mortgage package with the skill and confidence from deep industry expertise. His thorough knowledge of conventional, FHA, VA, and VHDA mortgages allows him to secure the best possible rates and programs for his clients. A specialist working with self-employed borrowers, first-time homebuyers, and 100% financing programs, Mike’s ability to communicate and guide clients through complex financial decisions sets him apart. His dedication to continued learning is highlighted by his completion of the intense Accredited Mortgage Banker program (AMB), further solidifying his position as one of the area’s top loan originators. As a member of ONE Presidential Mortgage and a former President of the Peninsula Mortgage Bankers Association, Mike’s leadership and industry expertise make him a standout resource for anyone looking to confidently navigate the mortgage process. Outside of work, Mike enjoys traveling with his family and mountain biking, embracing every opportunity to explore new trails and destinations.

Thinking about updating your home? A HELOC could help you use your equity without replacing your current mortgage. If a ...
11/03/2026

Thinking about updating your home? A HELOC could help you use your equity without replacing your current mortgage. If a project is on your list, send me a message and we’ll talk through what’s possible!

Happy Halloween! Whether you're trick-or-treating with the little ones or holding down the candy bowl, enjoy every spook...
10/31/2026

Happy Halloween! Whether you're trick-or-treating with the little ones or holding down the candy bowl, enjoy every spooky minute of it.

With Rate Relief, the seller buys down the rate on the home, creating a lower monthly payment instead of a price cut. It...
10/29/2026

With Rate Relief, the seller buys down the rate on the home, creating a lower monthly payment instead of a price cut. It’s a home-specific advantage that helps the property stand out with below-market financing. ⭐

Interested in using it on your listing? Let’s connect.

The housing market might have a few spooky surprises, but navigating your mortgage doesn't have to feel like a trip thro...
10/27/2026

The housing market might have a few spooky surprises, but navigating your mortgage doesn't have to feel like a trip through a haunted house! 👻🏡

I'll help you make sense of your financing options, understand your buying power, and create a plan that fits your budget. Ready to stop being haunted by the what-ifs? Send me a message and let's get your homeownership journey started! 🦇

A 2-1 temporary buydown can lower payments during the first two years, giving buyers a little extra room to settle in. W...
10/23/2026

A 2-1 temporary buydown can lower payments during the first two years, giving buyers a little extra room to settle in. Want to see how it works? Send me a message!

More than 6 in 10 Americans think they have to put 20% down to buy a home, but that misconception could make homeownersh...
10/21/2026

More than 6 in 10 Americans think they have to put 20% down to buy a home, but that misconception could make homeownership feel further away than it actually is 🏡

There are loan programs with a variety of down payment requirements, and knowing what options you may qualify for can give you a much clearer picture of your path to buying.

POV: you’re making your loan officer very happy⭐🏡 Getting preapproved before you shop, knowing what monthly payment actu...
10/20/2026

POV: you’re making your loan officer very happy⭐🏡

Getting preapproved before you shop, knowing what monthly payment actually works for your budget, asking questions about your loan options, and checking in before making any big financial moves? Actual gold star behavior.

Financially prepared and keeping your loan officer in the loop? 10/10, no notes. 🤌

Every build has enough moving parts. Our Builder BluePrint team handles all types of construction loans, from a one-time...
10/16/2026

Every build has enough moving parts. Our Builder BluePrint team handles all types of construction loans, from a one-time close construction-to-permanent loan to all the varying construction end loans🏡

🔑 Keeping every step in-house from start to finish, helping keep your projects on track.

📲 Let's talk!

Address

11864 Canon Boulevard Suite 103, Office 227
Newport News, VA
23606

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