Clavis Smith at First Heritage Mortgage

Clavis Smith at First Heritage Mortgage Sales Manager at First Heritage Mortgage. NMLS ID #195226
35 year veteran of the mortgage industry.

First Heritage Mortgage, LLC is an Equal Housing Lender
Company NMLS ID #86548
(www.nmlsconsumeraccess.org)

Unlock the secrets of home valuation! Whether buying, selling, or refinancing, it's crucial to understand what truly con...
06/10/2026

Unlock the secrets of home valuation! Whether buying, selling, or refinancing, it's crucial to understand what truly contributes to your property's worth. 🏠✨

Our latest blog highlights the key factors determining your home's value, and why this knowledge should be in every homeowner's toolkit. Are you ready to make informed decisions about your financial future? ➡️ https://fhmtg.com/blog/how-is-a-home-value-determined/
https://myoc.io/azSXzFMuaD8

Are you self-employed? We get it. 💼 Our loan officers at First Heritage Mortgage help freelancers, consultants, and entr...
06/07/2026

Are you self-employed? We get it. 💼

Our loan officers at First Heritage Mortgage help freelancers, consultants, and entrepreneurs secure the right home loan with confidence. By understanding expectations and your loan options, you can achieve homeownership! 🏡

We break down what lenders want to see and the best loan programs for self-employed borrowers in our blog! 🔗 https://fhmtg.com/2026/01/01/how-to-buy-a-house-when-you-are-self-employed/

Are you curious about what your home's really worth? Online estimates can give you a glimpse, but true value goes deeper...
06/03/2026

Are you curious about what your home's really worth? Online estimates can give you a glimpse, but true value goes deeper. It's essential for buying, selling, or refinancing with confidence. 🤩

Discover what really counts when determining your home’s value in our latest blog and make smarter decisions! 👉🏼 https://fhmtg.com/blog/how-is-a-home-value-determined/
https://myoc.io/azSXzFMuaD8

Did you start your homeownership journey with an ARM mortgage? We get it, they can be appealing at the beginning. But, f...
05/31/2026

Did you start your homeownership journey with an ARM mortgage? We get it, they can be appealing at the beginning. But, future adjustments can mean higher payments.

If you’re looking for stability, refinancing to a fixed-rate mortgage could lock in a consistent rate and monthly payment. 🏡 ✨

Check out our blog to learn how to get started and why this could be a smart move! 🔗 https://fhmtg.com/2024/12/05/how-to-refinance-your-arm-into-a-fixed-rate-mortgage/

Are you currently going through a divorce process and have no idea how to handle the mortgage? 😕We understand how stress...
05/29/2026

Are you currently going through a divorce process and have no idea how to handle the mortgage? 😕

We understand how stressful sorting these matters can be. In our latest blog, we go over your mortgage options in a divorce and common mistakes you can avoid to make this transition as seamless as possible! 🔗 https://fhmtg.com/2026/01/15/what-happens-to-your-mortgage-in-a-divorce/

This Memorial Day, let's take a moment to pause and honor the sacrifice of those who gave their lives in service to our ...
05/25/2026

This Memorial Day, let's take a moment to pause and honor the sacrifice of those who gave their lives in service to our nation. Their bravery and dedication paved the way for the freedom we enjoy today.

As we remember these heroes, I'm here to help anyone wanting to fulfill their American Dream. If you're curious about how a mortgage can benefit you or your loved ones, let's connect and find the best path forward – together.

How are you honoring this Memorial Day? Share your thoughts below, and let’s engage in a meaningful conversation. 🇺🇸

Looking for your dream home? Don't forget to consider the school district! 📚 Education quality plays a crucial role in d...
05/08/2026

Looking for your dream home? Don't forget to consider the school district! 📚 Education quality plays a crucial role in decision-making. ✏️🏫 Find out why it matters and how it can impact your family's future.

Contact me to get started on buying a house in a great school district! 📲

Here are 3️⃣ reasons why chatting with me before diving into your home buyer journey is a must. Let's make your dream ho...
05/06/2026

Here are 3️⃣ reasons why chatting with me before diving into your home buyer journey is a must. Let's make your dream home a reality!

Looking to buy a house in the current competitive market? Check out these helpful tips to secure your dream home! 💼💰
05/05/2026

Looking to buy a house in the current competitive market? Check out these helpful tips to secure your dream home! 💼💰

Address

720 Thimble Shoals Boulevard, Suite 115
Newport News, VA
23606

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