Kim Cress, NMLS #1240305 - OVM

10/31/2026

Happy Halloween! Whether you're trick-or-treating with the little ones or holding down the candy bowl, enjoy every spooky minute of it.

10/29/2026

With Rate Relief, the seller buys down the rate on the home, creating a lower monthly payment instead of a price cut. It’s a home-specific advantage that helps the property stand out with below-market financing. ⭐

Interested in using it on your listing? Let’s connect.

10/27/2026

The housing market might have a few spooky surprises, but navigating your mortgage doesn't have to feel like a trip through a haunted house! 👻🏡

I'll help you make sense of your financing options, understand your buying power, and create a plan that fits your budget. Ready to stop being haunted by the what-ifs? Send me a message and let's get your homeownership journey started! 🦇

10/23/2026

A 2-1 temporary buydown can lower payments during the first two years, giving buyers a little extra room to settle in. Want to see how it works? Send me a message!

10/21/2026

More than 6 in 10 Americans think they have to put 20% down to buy a home, but that misconception could make homeownership feel further away than it actually is 🏡

There are loan programs with a variety of down payment requirements, and knowing what options you may qualify for can give you a much clearer picture of your path to buying.

10/20/2026

POV: you’re making your loan officer very happy⭐🏡

Getting preapproved before you shop, knowing what monthly payment actually works for your budget, asking questions about your loan options, and checking in before making any big financial moves? Actual gold star behavior.

Financially prepared and keeping your loan officer in the loop? 10/10, no notes. 🤌

10/17/2026

5.0 star review received on Experience.com for Kim Cress by Niya R - Kim and Shannon were attentive and very helpful throughout the entire transaction. It could not have gone smoother. Kim was always reachable and always followed up on any concerns I had. 10/10 service! Best decision I've made! Thank you!!

Read more: https://experience.com/reviews/kim-cress-439413/cacbeaa4-a7b1-4076-9d77-c41a1994e10e?V=1792275470&utm_source=facebook&utm_medium=autopost&utm_content=13759080

10/16/2026

Every build has enough moving parts. Our Builder BluePrint team handles all types of construction loans, from a one-time close construction-to-permanent loan to all the varying construction end loans🏡

🔑 Keeping every step in-house from start to finish, helping keep your projects on track.

📲 Let's talk!

10/12/2026

Saving for a down payment doesn’t have to feel overwhelming 💡

The key is knowing how much you’ll need and creating a plan that fits your lifestyle. I can help you understand the numbers—like how much to save and which loan programs might lower that goal.

Let’s map out a strategy so you can reach your homeownership dreams faster 🏡✨

Send me a message and we’ll build your savings roadmap together!

10/09/2026

5.0 star review received on Experience.com for Kim Cress by Lee B - My experience was great because Kim was very helpful and kept things moving along smoothly throughout the process. I was concerned that we didn’t have enough time but she did what she said she would do. Thanks for your help.

Click to see all 109 reviews of Kim Cress - OVM with AnnieMac Home Mortgage, Mortgage Loan Originator | NMLS # 1240305