What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

KO Lending Team

Equal Housing Opportunity. We provide MORE with top service, integrity, and smart homeownership. Department of Veteran’s Affairs, the U.S.

Kristian Ortiz
Regional Business Development Manager
NMLS ID #: 2024751
315 Live Oak Street
New Smyrna Beach, FL 32168

©2023 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage, OVM with AnnieMac Home Mortgage, Family First A Division of AnnieMac Home Mortgage, homecomings Mortgage & Equity A Division of AnnieMac Home Mortgage) Corporate NMLS # 338923 (http://www.nmlsconsumeraccess.org/). Family First A Division of AnnieMac Home Mortgage is an Equal Housing Lender. For a complete list of our licensed states visit: https://www.fam1fund.com/licensing-information. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage, OVM with AnnieMac Home Mortgage, Family First A Division of AnnieMac Home Mortgage, homecomings Mortgage & Equity A Division of AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.

10/31/2026

🎃👻 Happy Halloween! 🕷️🍬

Whether you're trick-or-treating with the little ones or holding down the candy bowl, we hope you enjoy every spooky, sweet minute of it! 🧡

Have a safe, fun, and frightfully good Halloween! 🎃🏠

2024751

10/31/2026

Costumes last for a night, but memories in your own home last forever. 🔑🎃 This Halloween, plan your family's future with us.

2024751

10/16/2026

🏡✨ Moving companies doesn’t have to be scary!

Our onboarding team is here to guide you every step of the way, making your transition smooth, simple, and stress-free. 🤝

You bring the vision. We’ll help you make the move with confidence! 🚀
https://myoc.io/kolendingteam

2024751

10/14/2026

🤝 Referrals start with an experience worth talking about!

Join us tomorrow, October 21 at 2 PM ET, for Real Estate Realities: Jumpstart Your 2027 featuring Lance Pendleton, Real Estate Coach! 🏡🚀

Discover how to sharpen your message, deliver a better client experience, and build a stronger real estate business in 2027. 📈✨

Your next referral could start with the experience you create today!

📅 October 21 | 🕑 2 PM ET
https://myoc.io/kolendingteam

2024751

10/13/2026

🏡 When every agent sounds the same, clear messaging makes all the difference. 💬✨

Join us and Lance Pendleton, Real Estate Coach, for Real Estate Realities: Jumpstart Your 2027 on October 21 at 2 PM ET! 🚀

🎯 Learn how to:
✅ Communicate what sets you apart.
🤝 Put your clients first.
📈 Build a business people trust and want to refer.

Your next level starts with how you communicate. Don't miss this opportunity to prepare for a stronger 2027!

📅 October 21 | 🕑 2 PM ET
https://myoc.io/kolendingteam

2024751

10/07/2026

🏡✨ Finding a home you love is exciting but being prepared to buy is just as important!

Before you start your home search, let’s get your home loan ducks in a row. 🦆📋 Give me a call so we can review your options, get you prepared, and put you in a stronger position when it’s time to make an offer. 💪🔑

The right home starts with the right preparation. ❤️🏠

📲 Let’s get you ready for your next move!

2024751

09/24/2026

ound familiar? 🏠🔑

Many homeowners are holding onto mortgage rates well below today’s market rates and that’s reshaping how people approach their next move.

But staying in your home doesn’t mean your financial options are on hold.

Whether you’re considering a HELOC, cash-out refinance, or simply want to understand how much equity you’ve built, there may be opportunities worth exploring.

💬 Let’s take a look at what your home equity could do for you. Message me today! 📲

2024751

09/21/2026

🏡 A home is more than a place to live it’s an investment in your future.

Homeownership can help you build equity over time while creating greater stability and giving you the opportunity to grow your financial foundation.

For many buyers, it’s not just about where you live today it’s about what owning a home can mean for your future, your goals, and your family. ✨

Your next chapter could start with a key. 🔑

2024751

09/18/2026

💪 Our leadership team is breaking down what OVM is all about and how we stay built for momentum! 🚀

🏡 From innovative solutions to a team committed to helping you reach your goals, we’re here to keep things moving forward.

Ready to take the next step toward homeownership? 🔑✨

Let’s get you home! 🏡❤️

2024751

09/15/2026

🏡 Changing your status from “renter” to “owner” can feel intimidating… but it can also open the door to so many short-term and long-term benefits. 🔑✨

There’s something special about coming home to a place that’s truly yours. ❤️🏠

If you’ve been thinking about buying, don’t let uncertainty stop you. Your homeownership journey could be closer than you think! 💭➡️🏡

📲 Ready to get started? I’m ready to help!

2024751

Address

315 Live Oak Street
New Smyrna Beach, FL
32168

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://annie-mac.com/lo/kristianortiz/?associate=true

Alerts

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