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Joshua K. Epps at Guaranteed Rate

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Joshua K. Epps at Guaranteed Rate

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SVP Producing Partnership Area Manager
Josh Epps NMLS ID: #430939 Guaranteed Rate, Inc. NMLS 2611 3940 N.

Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing • www.rate.com/privacy

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

10/16/2026

🌟🏡 Thank you so much to our wonderful borrowers for the amazing 5-star review! ⭐⭐⭐⭐⭐ It was truly a pleasure being part of your homebuying journey, and we appreciate you trusting us to be a part of such a special milestone! ❤️🔑

🙌 A HUGE thank you to Kelley Wilber with Century 21 Barefoot Realty and Virginia LaRoche with Innovate Real Estate for helping make this transaction seamless! 🤝✨ We truly appreciate your professionalism, communication, and teamwork, and we would absolutely love the opportunity to work with your future clients! 🏡

🎉 A BIG shoutout to Marissa V. Singleton, Emily Rivers, and the entire team at Grand Strand Law Group for helping ensure a smooth and seamless closing! ⚖️🔑 We appreciate everyone who played a part in making this such a wonderful experience!

🏠 Congratulations again on your beautiful new home! May it be filled with love, laughter, happiness, and countless special moments. I hope you make everlasting memories in your beautiful new home! 🥂🔑

http://rate.com/joshepps

10/07/2026

Big news for property investors. Ready to scale your portfolio without draining your cash reserves? Let's talk about how you could use this advantage to expand your portfolio.
* Options up to 90% LTV on 1-unit investment properties
* Options up to 85% LTV on 2-4 unit properties
* No mortgage insurance required

http://rate.com/joshepps

09/30/2026

⭐⭐⭐⭐⭐ Thank you so much for your amazing review! We truly appreciate you taking the time to share your experience. You made our lives easy by providing all of the documentation our underwriter requested so quickly. Your responsiveness and attention to detail helped keep everything moving smoothly from start to finish! 🙌🏡

A huge thank you to Adam Wilson with Beverly Homes for being such a great partner and helping make this transaction a seamless success. 🤝🏡 Your dedication and communication played a big part in getting us to the closing table without a hitch!

I'd also like to give a big shoutout to Tabby Via and the entire team at Beverly Homes! 👏 Tabby works tirelessly behind the scenes and does a phenomenal job coordinating everything from contract to closing. We truly appreciate all that you do!

And, of course, thank you to Kendra Ammons and the entire team at Feldman Law for another successful closing! ⚖️🎉 It's always a pleasure working with such a great team.

Congratulations on your new investment home! 🏠🔑 I hope this property brings you great success and that you create many wonderful memories for all the families who call it home.

Here's to many more successful closings together! 🎉

http://rate.com/joshepps

09/26/2026

Wow, thank you so much for the incredible 5-star review! ⭐⭐⭐⭐⭐ It truly means the world to me. 🙏❤️

It was such a pleasure helping you purchase your home again, and I'm especially grateful that you trusted me and my team for a second time! 🏡🔑 Knowing that this experience was even better than your first one is the best compliment I could receive. 😊

A huge thank you to Keith, Suzanne, and the entire team for helping make the process smooth and stress-free from start to finish. 🤝👏 We're incredibly fortunate to have such an amazing team behind us!

Congratulations on your new home! 🎉🏡 Thank you again for your trust, your kind words, and your recommendation. I truly appreciate you! 🙌❤️

Here's to many happy memories in your new home! 🥂🏠

http://rate.com/joshepps

09/24/2026

🌟 Thank you so much for the kind review! 🏡

The option to choose a lender is widespread, and knowing that you put your trust in us for the second time is the greatest compliment we can receive! 🙏✨

I want to give a huge thank you to Brian Monahan with Century 21 The Harrelson Group and Nicole Price with Grand Strand Homes and Land Realty for making this a smooth and easy transaction! 🤝🏡

A big thank you as well to Debbie Rose and Scott Umstead for a quick and easy closing! 🎉🔑

If you are in the market to buy a home, Scott Umstead will surely take the time to explain the details and make sure you are well taken care of! 🏠😊

Congratulations on your new home purchase! 🎊🥂 I hope you build everlasting memories in your new home that you can cherish for years to come! 🏡✨

http://rate.com/joshepps

09/23/2026

⭐️⭐️⭐️⭐️⭐️ Thank you so much for the great review! 🙌😊

I also wanted to say thank you for trusting my team and me to help with your refinance. 🏡💰 You were an absolute pleasure to work with, and I'm so glad we were able to assist you through the process! 🤝🎉

Wishing you all the best, and thank you again for allowing us to help! ❤️

http://rate.com/joshepps

09/22/2026

⭐⭐⭐⭐⭐ Thank you so much for the wonderful review! 🙌🏡 You were an absolute pleasure to work with, and I truly appreciate you trusting my team and me with your financing!

A huge thank you to Yuleidis Fondevila with Huskins Realty and Julia Ferrell with Beverly Homes for helping make this a smooth and successful transaction. 🤝 Your professional communication, responsiveness, and teamwork throughout the process were outstanding. I would welcome the opportunity to work with both of you and your clients again soon! 🏡✨

And a huge shoutout to Cassidy Bryant and Amanda Dalton with Cooper Law for making the closing process seamless! ⚖️👏

Thank you again for choosing us to be part of your home-buying journey! Wishing you many happy memories in your beautiful new home! 🏠❤️ Welcome to South Carolina!! 🌴🌴🎉

http://rate.com/joshepps

09/08/2026

Yes you can! 🎉

Did you know you don't have to put 20% down to avoid mortgage insurance? At Rate, we offer conventional loan options that let qualified buyers put less than 20% down with no monthly mortgage insurance.

That's exactly what our Forget MI conventional loan program is designed to do - help qualified buyers put less than 20% down without paying monthly mortgage insurance.

If you've been holding off on buying because you're worried about PMI, let's talk. I can help you explore our Forget MI, low down payment, no-MI conventional options and see what you qualify for.

Message me or start your application today to get the ball rolling.🏡 Rate.com/JoshEpps

https://www.rate.com/mortgage/resource/can-i-get-a-mortgage-without-pmi?LOID=15539

09/02/2026

🏡 Cleared to Close In Just 10 Business Days! 🎉

I want to take a moment to say thank you for trusting my team and me to assist with the financing for your client's new Beverly Homes purchase. We truly appreciate the opportunity to be part of such an important milestone! 🤝🔑

Even better, we were able to get this loan CLEARED TO CLOSE in just 10 business days! 🚀

How did we do it?

With our Same Day Mortgage™ program, we streamline and expedite the loan process by eliminating unnecessary back-and-forth between multiple processors and the underwriter. This allows our team to communicate more efficiently, address conditions faster, and keep the transaction moving forward.

⏱️ Faster processing.
📲 Streamlined communication.
🏠 A smoother path to closing.

If you're looking to close quickly without sacrificing service, communication, or attention to detail, let's talk!

Whether you're a Realtor, builder, or homebuyer, my team is ready to help make your next transaction a success. 🏆

📩 Let's get your next loan moving!

http://rate.com/joshepps

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/26/2026

Thank you so much for the wonderful review! ⭐️🏡 It was an absolute pleasure working with you, and you made the entire process so easy on our end! 😊 A huge thank you to Jackson Thomas with Beverly Homes for helping make this such a smooth transaction, and a special shoutout to Kendra Ammons and the entire team at Feldman Law Firm for another seamless closing! 👏🏼🤝 Thank you again for trusting my team and me with your financing. We're so excited for you and wish you many happy memories in your beautiful new home! 🏡❤️ Welcome to South Carolina! 🌴☀️🎉 Enjoy every moment! 🥂

http://rate.com/joshepps

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Address

2411 North Oak Street, Office #403/B & C
Myrtle Beach, SC
29577

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18436182110

Website

https://www.Rate.com/joshepps?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=15539&adtrk=%7Cseo%7C

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