Blair Anderson Neighborhood Loans

05/12/2026

Meet your home loan dream team 🏡

From first-time buyers to forever homes, the Neighborhood Loans Myrtle Beach team is here to make the mortgage process simple, smooth, and stress-free.

Local experts. Real people. Ready to help you get home. 🌴

01/15/2025

🤔 DID YOU KNOW?

Medical Debts Leaving Credit Scores

Chances are, you've seen recent news items about the removal of medical debt from credit reports. Here's some background.

The White House recently finalized a rule that states that consumers' credit reports will no longer include medical debt. The change means that some $49 billion in medical bills will be struck from the credit reports of about 15 million Americans. In addition, lenders will not use medical information in their lending decisions.

"People who get sick shouldn't have their financial future upended," stated Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra.

The CFPB expects the rule will lead to the approval of some 22,000 additional mortgages every year, and that anyone with medical debt dragging down their credit scores could see their numbers improve by an average of 20 points.

It's also a follow-up to the removal of medical debts under $500 from credit scores. The three major U.S. credit bureaus (Equifax, Experian, TransUnion) announced in 2023 that these would no longer appear on credit reports.

08/16/2023

06/30/2023

Happy Closing Day!

Congratulations to our client on the closing of their beautiful new home!

Misty Greenway thank you for trusting me and my team help you. It is always a pleasure working with you!

Buying a home is an exciting milestone, and I'm here to help you with any questions or information you need. Whether you need advice on homeownership, tips for settling into your new home, or assistance with any specific concerns, feel free to ask!

06/05/2023

One of the first things lenders look at when you apply for a mortgage is your debt-to-income ratio (DTI), which compares your monthly debt to your monthly gross income. A lower DTI helps you expedite the loan process and secure a better interest rate. Give me a call if you’d like to explore your mortgage options. We’re here to help!

05/25/2023

We are so excited to have Michelle join our team! 🥳 We cannot wait for you and your clients to have the opportunity to work with her!

"I am extremely excited to join the team at Neighborhood Loans in my role as Loan Officer Assistant and look forward to using my knowledge to excel in this new position! I enjoy working with customers and providing the best customer service. I have been in the mortgage industry for 28 years, and have held roles in processing, closing, sales, and underwriting. Outside of work I enjoy gardening, hiking, and spending time with my children."

05/05/2023

Did you know in Mexico, Cinco de Mayo is known as El Día de la Batalla de Puebla (The Day of the Battle of Puebla)? And while it is celebrated in parts of Mexico, it is more widely celebrated here, in the U.S. Los Angeles’s annual Cinco de Mayo celebration is bigger than the one in Puebla, Mexico, where the holiday originated. Today is not just a day for eating tacos – although you should definitely eat some, it’s a day to celebrate Mexicans’ cultural pride, courage, and resilience. Feliz Cinco de Mayo ❤️🤍💚

05/02/2023

Unlike in previous years, millennials are no longer the largest group of homebuyers; baby boomers (both older and younger generations) are. But one thing has stayed the same; the market is competitive. So give yourself a headstart and get pre-approved before starting your house hunt. Send me a message; I'm here to help!

04/27/2023

Saving a little every month will help create a rainy day fund to use when your home needs repairs and maintenance. Every bit you put aside regularly will help you when the unexpected happens. Need help calculating what you should set aside? I can help.