Hunter Clarke at Atlantic Coast Mortgage

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Hunter Clarke at Atlantic Coast Mortgage Hunter Clarke | VP | Sr. Loan Officer - NMLS 1590963 - Licensed in NC & VA

Buying a home is a big decision.

Hunter Clarke, VP, Sr Loan Officer - NMLS 1590963

Guiding Families Home in VA & NC
Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org) That’s why I have made the mortgage process how it should be: simple, easy, and stress-free. My goal as your Loan Officer is to provide you with the right financing solutions that best fits your personal situation. Whether you are buying, refinancing, or building your dream home in Virginia or North Carolina, you’ll enjoy knowing that you are working with a specialist who has you and your family’s best interests in mind. My Promise to You as a Valued Client:
• Provide a smooth, easy, and stress-free process
• Help you feel informed and confident in your home financing choices
• Match short and long-term goal strategies through tailored mortgage solutions
• Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership

Why Choose Atlantic Coast Mortgage? At Atlantic Coast Mortgage (ACM), we operate as a fully independent lender. This mea...
11/03/2026

Why Choose Atlantic Coast Mortgage?

At Atlantic Coast Mortgage (ACM), we operate as a fully independent lender. This means your home loan journey is handled completely in-house from start to finish, giving you an efficient, reliable, and stress-free path to closing.

But we believe that closing day is just the beginning. As your "Lender for Life," we pair customized financing strategies with long-term support and expert knowledge. We stick by your side to help you confidently monitor your home investment, uncover new cost-saving opportunities, and leverage your equity for years to come.

Let's make your next move, your best move! 🏠💙

11/02/2026

‼️ JUST LISTED IN CHESAPEAKE ‼️

Come check out this wonderful townhouse! Perfect for convenience and comfort.

Lizzy Zetlin Taylor, Realtor®, ABR, AHWD
🏢 BHHS RW Towne Realty
💎 Bedsole Border Edge Team
📲 (703) 403-1491
📧 [email protected]
📍 Licensed in VA & NC #362214

October was a busy and rewarding month, and despite the season, there was nothing spooky about the market! 👻🎃We wrapped ...
11/01/2026

October was a busy and rewarding month, and despite the season, there was nothing spooky about the market! 👻🎃

We wrapped up the month strong with 7 closings, highlighted by 6 home purchases, including a beautiful new construction home, and a strategic HELOC designed to help a family tap into their equity for home improvements before they head to market next year.

Every closing represents a new opportunity, an exciting milestone, or a smart step toward a long-term financial goal. I’m incredibly grateful to the clients who trusted me throughout the process and the amazing real estate and industry partners who continue to refer me and help make each transaction a smooth success. Looking forward to keeping this momentum going into November! 🏡

Happy Halloween from our family to yours! 🎃🏡Seeing these smiling faces on the front porch reminds us exactly why home is...
10/31/2026

Happy Halloween from our family to yours! 🎃🏡

Seeing these smiling faces on the front porch reminds us exactly why home is everything. It’s where we dress up, build lasting memories, and watch our kids grow up year after year. Family is at the very center of our lives, and there is truly no better feeling than coming back to a safe, warm space after a long night out in the neighborhood.

We hope you all have a safe, fun night of trick-or-treating! May your kids' candy hauls be massive (and the parent "candy tax" even better)! 👻🍬

Ever feel like the hardest part of buying an investment property isn't finding the deal, it’s dealing with the paperwork...
10/30/2026

Ever feel like the hardest part of buying an investment property isn't finding the deal, it’s dealing with the paperwork?

If you are trying to scale your portfolio right now, jumping through the hoops of traditional underwriting can feel like a full-time job. I talk to investors every week who are incredibly frustrated by tax return gridlock and strict debt-to-income limits.

Here is the good news: you don’t have to show personal paystubs or tax returns to win your next deal. With a Debt Service Coverage Ratio (DSCR) loan, your personal income doesn’t dictate your qualification.

The concept is incredibly straightforward: Instead of underwriting you, we underwrite the property. If the property's rental income covers the monthly mortgage payment, you are already on the path to approval.

• Streamlined Approval: No personal income docs means faster, low-stress closings.
• Keep Cash in Hand: Leverage up to 85% LTV/CLTV to maximize your buying power.
• Business Flexibility: Close and vest directly under your LLC or Corporation.
• Unlock Equity: Pull cash out up to 75% LTV to fund your next acquisition.

Whether you are looking at a 2-4 unit property, a condo, or want to explore cash-flow friendly interest-only options, we can build a strategy that works for your timeline. Let’s skip the red tape and focus on your numbers.

The greatest compliment I can receive is knowing a client would trust me to help them again.Taylor Anne, thank you for t...
10/28/2026

The greatest compliment I can receive is knowing a client would trust me to help them again.

Taylor Anne, thank you for trusting me with your home financing and for taking the time to share your experience. I truly appreciate the opportunity to work with you and look forward to being a resource whenever you need me.

10/27/2026
5.0 star review received on Experience.com for Hunter Clarke by Taylor A S - Hunter  was  amzing  to  work  with!  Will ...
10/27/2026

5.0 star review received on Experience.com for Hunter Clarke by Taylor A S - Hunter was amzing to work with! Will definitely be using his again in the future!

Click to see all 487 reviews of Hunter Clarke, VP, Senior Loan Officer | NMLS ID #1590963

Yesterday was a total blast! 🌶️🔥We had the best time at the annual CoaVAR Chili Cook-Off. Ray Ward and Michael Hosang he...
10/23/2026

Yesterday was a total blast! 🌶️🔥

We had the best time at the annual CoaVAR Chili Cook-Off. Ray Ward and Michael Hosang held down the Atlantic Coast Mortgage booth and decided to mix things up with a crowd-pleasing glizzy chili that definitely stood out. 🌭

It was great catching up with everyone in our local real estate community and tasting some incredible recipes. Big thanks to everyone who stopped by to try the chili, say hello, and donate to the REALTORS® Have a Heart drive!

Renting works well for a season, but it is worth evaluating whether it still aligns with your long-term goals.If you hav...
10/23/2026

Renting works well for a season, but it is worth evaluating whether it still aligns with your long-term goals.

If you have been renting for a few years, you have likely wondered what it would look like to redirect that monthly payment toward building equity in a home of your own. The most common misconception I encounter is that homeownership requires a 20% down payment or a flawless credit score. In reality, multiple loan products and down payment assistance programs are designed specifically to make the transition more attainable.

I do not believe that buying is universally superior to renting; both options serve different financial stages. My approach is simply to help you analyze the data, review your specific financial profile, and determine which path makes the most sense for your future.

If homeownership is a milestone you are considering, let’s schedule a brief conversation to look at the numbers. You may be closer to qualifying than you think.

Address

257 Caratoke Highway, Unit C
Moyock, NC
27958

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