Your Home Team at Atlantic Coast Mortgage

Your Home Team at Atlantic Coast Mortgage Helping my clients achieve their dream of owning a small piece of the world. Jessica Dowd Theisen
SVP | Sales Manager & Sr.

Loan Officer
NMLS 1284708

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org) Jessica Dowd Theisen | SVP, Sales Manager & Sr. Loan Officer - NMLS ID 1284708
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS 643114 (www.nmlsconsumeraccess.org)

Licensed in VA, NC, OK, & LA. Jessica started her career in the hospitality industry in col

lege and worked as an events and wedding planner for 11 years. She sees a similarity in the stress levels and emotions between young, engaged couples and first-time home buyers. Jessica has a special talent for calming the jitters and reassuring anxious borrowers. From the outset, she prepares first-time home buyers for what’s to come, explaining the product options and requirements. She says, “I tell them I will have to get to know them personally very quickly.” Informing clients that there are many documents required during the mortgage process, Jessica explains the policies that regulate specific requirements and cautions that they may still need to provide additional documents after the initial document gathering. Her goal is to put home buyers at ease, so they won’t be alarmed when things seem out of the ordinary. Genuine and reassuring, she says, “My clients and I talk almost daily on an informal level. I want them to feel that they can ask me questions. It’s vitally important that I become their friend in the process, not just their loan officer. I can’t wait to get to the closing table, see it done, and give them a high five and/or a hug!”

Tax returns said no.Bank statements said YES! Just got another buyer qualified for a program that kept them in the game ...
08/29/2025

Tax returns said no.
Bank statements said YES!

Just got another buyer qualified for a program that kept them in the game 🙌

Self-employed and tired of lenders telling you “no” because of tax returns?
👉 A Bank Statement Loan program might be your love story, baby, just say “yes”!

✅ Uses 12–24 months of bank statements (personal or business)
✅ Counts real deposits instead of just taxable income
✅ Perfect for self-employed borrowers who have strong cash flow but write-offs

It’s not the right fit for everyone, but it has helped several of my buyers close on homes when other lenders said it wasn’t possible. 💪

Message me if you want to see if this solution could work for you!

Work, like anything in life, is better with friends! Thankful for a day in our Moyock office with some of the best in th...
04/09/2024

Work, like anything in life, is better with friends! Thankful for a day in our Moyock office with some of the best in the business that have been inspiring me from the very beginning!

Jessica Dowd Atlantic Coast Mortgage

Wishing you a day full of love!
02/14/2024

Wishing you a day full of love!

We absolutely loved helping turn Vicki & Jacy 's home buying experience into a stress free and happy one! Sometimes it's...
02/08/2024

We absolutely loved helping turn Vicki & Jacy 's home buying experience into a stress free and happy one!

Sometimes it's not the right fit. Other times there are better loan options available. And sometimes it's both! Either way, securing a home loan and going through the home buying process should not feel more stressful or uneasy than such a big purchase and often emotional time of your life already can be.

If you don't feel like you're getting the best communication, support or loan product, we would love the opportunity to change that for you!

Notice I put loan product last! Because anyone can do a loan and provide a loan product, but not a everyone can provide the best level of service and support for you and your family!

Thank you Vicki & Jacy for trusting us with this important time in your lives! It was wonderful to work with you and your fabulous agent Kristi Bowman, MKB Realtor

Atlantic Coast Mortgage

Saturdays are for Open Houses!
02/03/2024

Saturdays are for Open Houses!

Ok Spring Market - I see you! 👀The last few days have been back to back loan applications and buyers making offers! 👏🏻👏🏻...
02/02/2024

Ok Spring Market - I see you! 👀

The last few days have been back to back loan applications and buyers making offers! 👏🏻👏🏻

I know you've been seeing the posts of many very smart professionals in this industry telling you not to wait for rates to drop because the competition will increase and it's happening, y'all!

Increased competition means less opportunity for negotiating closing costs contributions from the seller and the possibility of multiple offers driving the need to offer over list price.

If you've been on the fence about buying, reach out to me and your agent (or I can refer you to one of the fabulous ones I know and love working with) to get started so that you're ready sooner rather than later!

Your Home Team at Atlantic Coast Mortgage

Discover a homebuying or home refinance experience you'll love! Click below to learn more about our simple, easy, and stress-free process.

Address

932 Laskin Road, Ste 100
Virginia Beach, VA
23451

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