Bill Payne of First Home Mortgage

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Bill Payne of First Home Mortgage

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First Home Mortgage is a licensed full service mortgage lender providing processing, underwriting and closing for mortgages.

10/30/2026

Don’t get spooked this Halloween 👻 Hope your weekend is full of treats and no tricks! 🎃

10/29/2026

57 years ago today, the first message was sent over ARPANET, paving the way for the internet as we know it.

A lot has changed since then — including the way we buy homes! 🏡

I’m all for technology that makes the mortgage process easier and more efficient. But at the end of the day, being accessible and responsive to my clients is just as important.

10/26/2026

Mortgage rates have benefited from a recent move toward Treasuries, but this week brings several potential market movers. Wednesday’s Fed announcement and press conference, followed by Thursday’s economic growth and inflation reports, could influence the direction of rates. An encouraging October meets an important week of economic updates.
https://myoc.io/payne

NMLS ID: 283298

10/19/2026

A light economic calendar doesn’t always mean a quiet mortgage market. Last week, stock market concerns pushed investors toward bonds, providing support for mortgage rates despite stronger inflation data. Attention now turns to Friday’s economic reports and next week’s Federal Reserve meeting, where the Fed’s outlook could shape the market’s next move.
https://myoc.io/payne

NMLS ID: 283298

10/19/2026

Amy did not nominate me for the Senior Photo Challenge 🤨 So, I have nominated myself and added my own spin 🎓 😁❤️ -

10/12/2026

Inflation takes center stage this week, while developments in Iran remain on the market’s radar. Wednesday’s consumer inflation report, followed by Thursday’s producer inflation and retail sales data, could influence the outlook for interest rates and bring movement in mortgage pricing. For buyers with an upcoming closing, staying connected with a loan officer can help keep financing plans on track.
https://myoc.io/payne

NMLS ID: 283298

09/28/2026

Mortgage rates may have a busy week ahead. Markets are watching oil prices and developments in the Middle East, along with two major employment reports due Wednesday and Friday. For anyone planning a purchase, it’s a good time to review the numbers and stay ready if pricing changes. Reach out if you’d like to talk through your options.
https://myoc.io/payne

NMLS ID: 283298

09/24/2026

Link to the blog post is in my stories 🔗

As always, please reach out anytime with questions about current mortgage rates, rate-lock options, or how changes in the market could affect your home-buying plans. I’m always happy to help!

09/21/2026

Markets are watching developments in the Middle East, comments from Federal Reserve officials, and new inflation-related data this week. While the economic calendar is relatively light, these headlines could still create movement in bonds and mortgage rates.

Here’s what to watch this week.
https://myoc.io/payne

NMLS ID: 283298

09/20/2026

Another incredible night at The McConnell Foundation’s Shining Stars Gala 🌟 Proud to sponsor such a special evening raising money for pediatric cancer research. 🎗️💛

Address

465 W. Coleman Boulevard , Suite 201
Mount Pleasant, SC
29464

Website

https://billpaynemortgagebanker.com/

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