Tim Shirley, Ameris Bank Mortgage, NMLS# 286970

Tim Shirley, Ameris Bank Mortgage, NMLS# 286970 At Ameris, we help turn your home buying dreams into a reality!
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Whether you are looking for a new home, 2nd home or an Investment property; we have Mortgage Portfolio Product & Solutions and the ability to lend in 46 States to help you reach your goals!

Helping first-time buyers like Grady and his wife is why I love what I do. From the first call to closing day, I’m here ...
09/08/2026

Helping first-time buyers like Grady and his wife is why I love what I do. From the first call to closing day, I’m here to answer your questions and make the process as smooth as possible. Thank you for trusting me with your homeownership dreams!

Happy Labor Day! While you kick back and relax, remember we’re here to help make your mortgage process as smooth as poss...
09/07/2026

Happy Labor Day! While you kick back and relax, remember we’re here to help make your mortgage process as smooth as possible.

House not selling? Before you lower that price, call me about financing options that may make your home more attractive ...
09/05/2026

House not selling? Before you lower that price, call me about financing options that may make your home more attractive to potential buyers.

Non-QM loans aren’t “easy” or “no doc.” They’re simply designed for buyers who document income differently. If your cash...
09/03/2026

Non-QM loans aren’t “easy” or “no doc.” They’re simply designed for buyers who document income differently. If your cash flow is strong but your traditional documents are complex, there may be options worth reviewing. I can help you understand which programs align with your situation.

An adjustable-rate mortgage (ARM) can be a smart way to make homeownership more affordable in the early years. With a lo...
09/01/2026

An adjustable-rate mortgage (ARM) can be a smart way to make homeownership more affordable in the early years. With a lower initial interest rate, smaller starting payments and the flexibility to refinance down the road, ARMs offer real advantages, especially for short-term homeowners or buyers looking to save upfront.

Reach out to explore whether an ARM fits your goals.

08/29/2026

Another set of keys, another dream unlocked! So excited to help my clients close on their new home. If you’re thinking about making a move, now’s a great time to explore your options. Let’s make your next chapter happen!

Price is only one piece of the affordability puzzle. Learn how financing options, concessions, and monthly payment consi...
08/26/2026

Price is only one piece of the affordability puzzle. Learn how financing options, concessions, and monthly payment considerations can help support successful transactions in this week's Mortgage Monitor. Read more: https://ow.ly/yHAT30sYnQP

Before you start browsing listings, it's helpful to know what may fit comfortably within your budget.Our Home Affordabil...
08/24/2026

Before you start browsing listings, it's helpful to know what may fit comfortably within your budget.

Our Home Affordability Calculator can help you estimate:
-Your potential home price range
-Monthly payment estimates
-How your income, debts, and down payment may impact affordability

Whether you're planning to buy this year or simply exploring your options, understanding your buying power is a great place to start.
Try the calculator: https://ow.ly/7liB30sYg3Z
Ready for a personalized review? Contact us to discuss your goals and available financing options.

Your properties could be working harder for you.With cash-out refinance options, you can:• Unlock equity for your next i...
08/22/2026

Your properties could be working harder for you.

With cash-out refinance options, you can:
• Unlock equity for your next investment
• Reinvest into your portfolio
• Keep your momentum going

✔ Investment properties only
✔ Business purpose financing

Message me to explore your options.

Not every buyer starts with perfect credit, and that’s okay. Many loan programs are designed to work with a wide range o...
08/17/2026

Not every buyer starts with perfect credit, and that’s okay. Many loan programs are designed to work with a wide range of credit profiles, and lenders look at the full financial picture, not just a single number. If you’re unsure where you stand or what options might be available, I’m here to help you explore the path that fits your situation.

Address

349 West Coleman Boulevard, Suite 201
Mount Pleasant, SC
29464

Telephone

+18432701823

Website

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