Tim Shirley, Ameris Bank Mortgage, NMLS# 286970

Tim Shirley, Ameris Bank Mortgage, NMLS# 286970 At Ameris, we help turn your home buying dreams into a reality!
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Whether you are looking for a new home, 2nd home or an Investment property; we have Mortgage Portfolio Product & Solutions and the ability to lend in 46 States to help you reach your goals!

Existing-home sales reached their highest level of 2026 in May, supported by both monthly and year-over-year gains. Inve...
06/17/2026

Existing-home sales reached their highest level of 2026 in May, supported by both monthly and year-over-year gains. Inventory also increased, offering additional insight into evolving housing market conditions.

This week’s Mortgage Monitor takes a closer look at what’s driving these trends and what to watch moving forward. Read more to stay informed. https://ow.ly/ROcE30sWzFa

06/16/2026

When your buyers need a lender who communicates clearly, stays proactive, and keeps the process moving, I’m here to support you.

From pre‑qualification to closing, my goal is to make every transaction smoother for you and your clients. If you’re looking for a dependable lending partner, I’m ready whenever you are.

Another dream home closed on Johns Island! Helping clients achieve their homeownership dreams never gets old. Ready to s...
06/12/2026

Another dream home closed on Johns Island! Helping clients achieve their homeownership dreams never gets old. Ready to start your own journey? Let’s connect!

Waiting for the “perfect” rate might feel like the right thing to do, but the market doesn’t move in a straight line. Af...
06/11/2026

Waiting for the “perfect” rate might feel like the right thing to do, but the market doesn’t move in a straight line. Affordability is shaped by more than interest rates.

Home prices, inventory and competition all play a role. The most important factor is choosing the moment that aligns with your financial readiness. Remember, refinancing may be an option down the road if rates improve and you qualify.

Love hearing how easy we make the mortgage process!
06/09/2026

Love hearing how easy we make the mortgage process!

Before you start scrolling through listings, it helps to know what price range truly fits your lifestyle and long‑term g...
06/08/2026

Before you start scrolling through listings, it helps to know what price range truly fits your lifestyle and long‑term goals.

Understanding your budget upfront gives you clarity, confidence, and a smoother homebuying experience from day one. Get started here: https://ow.ly/JbrP30sWaA6

06/04/2026

At Ameris Bank, we're fiercely committed to help you find a place to thrive. We offer personalized guidance and a range of mortgage options to make your homeownership dreams a reality. Learn more: https://ow.ly/pkfo30sWayP

More families are choosing homes designed for multigenerational living, reflecting changing financial priorities and car...
06/03/2026

More families are choosing homes designed for multigenerational living, reflecting changing financial priorities and caregiving needs.

This week’s Mortgage Monitor explores the factors behind this trend and what it may mean for shared homeownership and financing considerations.

Learn more about what’s shaping this trend. https://ow.ly/WBFv30sWfA2

Not sure whether to sell your home or rent it out? Here are a few things to consider:• Market Conditions: Is it a good t...
06/02/2026

Not sure whether to sell your home or rent it out? Here are a few things to consider:

• Market Conditions: Is it a good time to sell, or could renting provide steady income?
• Cash Flow: Will rent cover your mortgage, taxes, insurance, and upkeep?
• Long‑Term Goals: Do you want to build equity by holding the property, or free up funds by selling?
• Time & Responsibility: Are you prepared to manage a rental, or would you prefer a clean break?

No matter which direction you choose, I'm here to help you understand your options.

Thinking about using gift funds for your down payment? They can be a great way to make homeownership more achievable, bu...
05/26/2026

Thinking about using gift funds for your down payment? They can be a great way to make homeownership more achievable, but there are important guidelines to follow. From who can give a gift to what documentation is required, understanding the process can help you move forward with confidence.

Contact me today to learn more!

Address

349 West Coleman Boulevard, Suite 201
Mount Pleasant, SC
29464

Telephone

+18432701823

Website

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