Ryan Gesser, Ameris Bank Mortgage, NMLS #452979

Ryan Gesser, Ameris Bank Mortgage, NMLS #452979 Catering to your individualized home lending needs, I am here to make the home buying or refinancing

Working in the Mortgage Industry for over 20 years, I take great pride in providing customers with an exceptional mortgage banking experience. I stay informed of current industry news and trends, providing the most up-to-date information and lending solutions to my customers. I am a graduate of The College of Charleston, receiving a Bachelor's of Science in Special Education. I have been married

for 13 years and am the proud father of two wonderful children. During my free time, I enjoy golf, traveling, spending time with friends and family. My Specialties:

Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans

Waiting for the “perfect” rate might feel like the right thing to do, but the market doesn’t move in a straight line. Af...
06/11/2026

Waiting for the “perfect” rate might feel like the right thing to do, but the market doesn’t move in a straight line. Affordability is shaped by more than interest rates.

Home prices, inventory and competition all play a role. The most important factor is choosing the moment that aligns with your financial readiness. Remember, refinancing may be an option down the road if rates improve and you qualify.

Before you start scrolling through listings, it helps to know what price range truly fits your lifestyle and long‑term g...
06/08/2026

Before you start scrolling through listings, it helps to know what price range truly fits your lifestyle and long‑term goals.

Understanding your budget upfront gives you clarity, confidence, and a smoother homebuying experience from day one. Get started here: https://ow.ly/JbrP30sWaA6

High interest rates holding you back from homeownership? Check out this opportunity in Summerville. 👇👇
06/05/2026

High interest rates holding you back from homeownership? Check out this opportunity in Summerville. 👇👇

06/04/2026

At Ameris Bank, we're fiercely committed to help you find a place to thrive. We offer personalized guidance and a range of mortgage options to make your homeownership dreams a reality. Learn more: https://ow.ly/pkfo30sWayP

More families are choosing homes designed for multigenerational living, reflecting changing financial priorities and car...
06/03/2026

More families are choosing homes designed for multigenerational living, reflecting changing financial priorities and caregiving needs.

This week’s Mortgage Monitor explores the factors behind this trend and what it may mean for shared homeownership and financing considerations.

Learn more about what’s shaping this trend. https://ow.ly/7aRI30sWfzM

Not sure whether to sell your home or rent it out? Here are a few things to consider:• Market Conditions: Is it a good t...
06/02/2026

Not sure whether to sell your home or rent it out? Here are a few things to consider:

• Market Conditions: Is it a good time to sell, or could renting provide steady income?
• Cash Flow: Will rent cover your mortgage, taxes, insurance, and upkeep?
• Long‑Term Goals: Do you want to build equity by holding the property, or free up funds by selling?
• Time & Responsibility: Are you prepared to manage a rental, or would you prefer a clean break?

No matter which direction you choose, I'm here to help you understand your options.

Thinking about using gift funds for your down payment? They can be a great way to make homeownership more achievable, bu...
05/26/2026

Thinking about using gift funds for your down payment? They can be a great way to make homeownership more achievable, but there are important guidelines to follow. From who can give a gift to what documentation is required, understanding the process can help you move forward with confidence.

Contact me today to learn more!

This Memorial Day, we honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and d...
05/25/2026

This Memorial Day, we honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and dedication inspire us all. Let's take a moment to remember and give thanks.

We've put together answers to some of the most common questions about mortgage closing costs, and I'm here to walk you t...
05/22/2026

We've put together answers to some of the most common questions about mortgage closing costs, and I'm here to walk you through every step of the process. Learn more: https://ow.ly/c3Zz30sVeBC

Thrilled to celebrate another successful closing in Summerville! Helping my clients finance their dream home is what I l...
05/19/2026

Thrilled to celebrate another successful closing in Summerville! Helping my clients finance their dream home is what I love most. Congratulations on this beautiful new chapter! 🏡✨

Address

349 W. Coleman Boulevard
Mount Pleasant, SC
29464

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