Justin Johnson at Atlantic Coast Mortgage

03/24/2026

5.0 star review received on Experience.com for Justin Johnson by Ashley R - Justin was an absolute ANGEL! He helped me understand all my documents and options, went above and beyond to answer my hundreds of questions, and was a trooper for putting up with my awful memory. 10/10 and he'll my go-to for any financing in the future!!

Click to see all 46 reviews of Justin Johnson, Loan Officer | NMLS ID #2123802

02/06/2026

5.0 star review received on Experience.com for Justin Johnson by Davis M - Justin was extremely helpful from start to finish. He was super responsive, extremely transparent, and just a geniunely nice person to work with.

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12/05/2025

🏠’Tis the season to be ready!!!🚨

As the holidays bring fresh plans and new possibilities, it’s the perfect time to review your mortgage and connect with a loan officer. Whether you’re preparing for a home purchase or considering a refinance, a quick check-in can help you prepare for the new year with confidence and clarity.

Purchase folks: What if that home you’ve been waiting for finally hits the market?….Make sure you are preapproved or have an updated preapproval so you can be ready to make an offer with your agent.

Refinance folks: The market changes daily. It’s a great idea to have your loan application on file with a loan officer that will be available to shop rates and lock you in if the opportunity presents itself. 🙋🏻‍♂️

Give yourself the gift of being prepared this season.🎄

Send a message to learn more

11/24/2025

5.0 star review received on Experience.com for Justin Johnson by Jorge V - We truly appreciate your support throughout this process. What made it a GREAT experience was your professionalism, clear communication, and timely guidance at every step. You kept us informed, answered our questions quickly, and made the entire loan process smooth and stress-free. Thank you for an excellent job.

Click to see all 42 reviews of Justin Johnson, Loan Officer | NMLS ID #2123802

10/07/2025

5.0 star review received on Experience.com for Justin Johnson by Cecilia H - Just was great to work with and made this an easy process!

Click to see all 40 reviews of Justin Johnson, Loan Officer | NMLS ID #2123802

10/07/2025

5.0 star review received on Experience.com for Justin Johnson by Jeremy H - From start to finish

Click to see all 39 reviews of Justin Johnson, Loan Officer | NMLS ID #2123802

08/06/2025

📢 Thinking About Refinancing Your Home? Here’s How to Be Prepared! 🏡💡
Refinancing can lower your monthly payment, shorten your loan term, or help you access your home equity—but preparation is KEY. ✅

Here’s how to get ready:

🔍 Know your goal – Are you looking to lower your rate, pull cash out, or switch to a fixed loan?
📈 Check your credit score – Higher scores = better rates.
🧾 Gather your docs – Pay stubs, tax returns, mortgage statement, and bank info.
🏠 Know your equity – The more equity you have, the more options you'll have.
💼 If self-employed – Double check how your income is reported. Your tax structure matters!

💬 Pro Tip: Work with a local loan officer who can walk you through your options, give you a real breakdown, and help you move forward with confidence.

📲 Ready to chat? Message me and let’s talk about your refinance goals.

08/05/2025

5.0 star review received on Experience.com for Justin Johnson by Keenan W - This has been a loan hard process I've been working on for years and Justin never stop following up never sold me any dreams he was always straightforward and honest told me what I needed to do on my part and now I'm closed !!!!

Click to see all 38 reviews of Justin Johnson, Loan Officer | NMLS ID #2123802

07/18/2025

🗣 Whether you're planning to purchase a new home or refinance your current one, preparation is key to making confident, informed decisions. I specialize in helping clients get ahead of the process so they’re ready when the opportunity arises.

Here’s what working with me means:📊📈
✅ A personalized loan strategy based on your financial goals
✅ Clear, step-by-step guidance through the home loan or refinance process
✅ Local market insight and responsive support when you need it most

Preparing early can help you improve your credit profile, understand your options, and position yourself to act quickly in a competitive market.

If you're thinking about buying or refinancing, let’s connect and put a plan in place so you can be ready! 📲🖊🏠

07/16/2025

🚨🗣 Already own your home? Anticipating a refinance?
Here’s how to be in prime shape for refinancing:

✅ Monitor Your Credit Score
Excellent credit = lower refinance rates.
Pay down credit cards, avoid large new debts, and stay on top of bills.
✅ Know Your Home’s Value

Rising property values can give you more equity — crucial for better refi terms.
Consider a pre-refinance valuation or appraisal estimate.

✅ Get Organized Financially
Gather your income docs, tax returns, and recent mortgage statements now.
If self-employed, ensure your income documentation is clean and easy to interpret. AND check those tax structures!

✅ Talk to a Loan Officer Now, Not Later
A mortgage advisor can help you strategize and get pre-approved to refinance quickly when rates shift.

Be ready!💥📲

Call now to connect with business.

05/22/2025

4.5 star review received on Experience.com for Justin Johnson by Shanna N - Justin kept me updated on any changes that needed to be done. He was patient with me and he also made sure I understood everything. I was scared that I wouldn't close but he was prompt with getting all my information in and he was absolutely wonderful with communication. I would definitely recommend him and this time. I really appreciate all that you all have done for me. I love my new home.

Click to see all 36 reviews of Justin Johnson, Loan Officer | NMLS ID #2123802