Dave Fox - The Mortgage Fox - Sr. Mortgage Loan Officer

06/10/2026

Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.

06/08/2026

Learn how to use a VA loan calculator to estimate payments, plan your budget, and buy a home with confidence using your VA benefits.

Learn how to use a VA loan calculator to estimate payments, plan your budget, and buy a home with confidence using your VA benefits.

06/05/2026

Discover how to qualify as a first-time homebuyer, including credit score, DTI, income limits, and how to access grants and assistance programs.

Discover how to qualify as a first-time homebuyer, including credit score, DTI, income limits, and how to access grants and assistance programs.

06/03/2026

Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.

Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.

06/01/2026

Learn how debt affects VA loan approval, including DTI ratios, credit scores, and income. Discover strategies veterans can use to qualify for a mortgage.

Learn how debt affects VA loan approval, including DTI ratios, credit scores, and income. Discover strategies veterans can use to qualify for a mortgage.

05/29/2026

Can you qualify for a mortgage on maternity leave? Learn your rights, how lenders evaluate income, required documents, and tips to improve approval chances.

Can you qualify for a mortgage on maternity leave? Learn your rights, how lenders evaluate income, required documents, and tips to improve approval chances.

05/27/2026

Explore real estate investing strategies, from active vs passive approaches to residential, commercial, REITs, and more. Find the right investment path for you.

Explore real estate investing strategies, from active vs passive approaches to residential, commercial, REITs, and more. Find the right investment path for you.

05/26/2026

Should you pay off your mortgage early or invest extra cash? Compare the pros, cons, risks, and returns to find the best financial strategy for your goals.

Should you pay off your mortgage early or invest extra cash? Compare the pros, cons, risks, and returns to find the best financial strategy for your goals.

05/21/2026

Owner-occupants can use an FHA loan to purchase a 2–4 unit property using rental income to help qualify. Here's how it works and what lenders require.

Owner-occupants can use an FHA loan to purchase a 2–4 unit property using rental income to help qualify. Here's how it works and what lenders require.

05/19/2026

Learn how adjustable-rate mortgages work, including fixed periods, rate caps, and adjustment schedules. Find out if an ARM could save you money.

Learn how adjustable-rate mortgages work, including fixed periods, rate caps, and adjustment schedules. Find out if an ARM could save you money.