Custom Made Mortgages LLC

05/28/2026

Not every borrower fits the standard mortgage template. Some scenarios require more than a quick yes-or-no answer. They require a deeper review and the right lending strategy.

Borrowers with multiple income sources, business ownership, or more detailed financial profiles may qualify differently depending on how their file is structured and which lender is involved. That is where experience and planning make a meaningful difference.

If your situation feels more complex than average, it is worth asking questions early. A thoughtful approach can open more options than you might expect.

Start the conversation here: https://cmm.loans/

05/12/2026

In May we are seeing a significant increase in buyer activity, up 14 points in one month and 6 points higher than last year.

05/12/2026

April job growth came in stronger than expected, with 115,000 jobs added compared with forecasts for about 60,000. February and March payrolls combined were revised slightly lower, while the unemployment rate held steady at 4.3%.

05/12/2026

Inflation rose in April, with headline CPI increasing 0.6%, driven largely by higher food, energy, and gas prices. On an annual basis, inflation reached 3.8%. Core CPI, which excludes food and energy, rose 0.4% month over month and 2.8% year over year.

05/08/2026

It’s that time of year again… 🌸
The Twin Cities spring market is starting to heat up, and every year it’s the same story
more buyers, more competition, and homes going fast.
If buying is even on your radar, don’t wait until you’re “ready” to start looking.
Start by getting your numbers together and understanding what you can actually afford. It makes everything easier when the right home pops up.
Here’s what to do now:
✔️ Get pre-approved (not just pre-qualified)
✔️ Know your real budget, not just what Zillow says
✔️ Have your documents ready so you can move quickly
If you want help getting a plan together, message us or comment SPRING and we’ll walk you through it!

04/02/2026

Ramsey County's downpayment assistance program is officially live!

Up to *$93,000 forgivable* loan for 1st generation home buyers!

Learn more: https://cmm.loans/ramsey-county-firsthome-dpa/

Reach out:
Financing with Peter - Custom Made Mortgages, Certified Mortgage Advisor (call/text) 763.257.7202

Nicholas Djerf - Loan Originator, Custom Made Mortgages
(call/text) 763-273-6435

Want to apply?
Start your application with us today: https://cmm.my1003app.com/

03/20/2026

Read our "5 Minutes or Less" free weekly newsletter on the latest real estate updates, trends, and analysis.

Happy Friday!

National news and local views for the week

03/20/2026

If you haven't reach out yet, you're in luck! The county had unforeseen issues come up that will delay this until around March 25th.

Let us know if you'd like to learn more about applying for this program. Check out all the details here: https://cmm.loans/ramsey-county-firsthome-dpa/
Update from the county: This has been delayed for about a week, expected re-opening is the middle of next week sometime around March 25th.

03/17/2026

Want more information? Reach out today!

03/14/2026

Interested in downpayment assistance programs?

One of the best and biggest ones in Minnesota is set to go live this coming Wednesday, reach out today to get setup now so you're ready to apply before it fills up.

Click the link below to start your home ownership journey!

Custom Made Mortgage’s guide to the Ramsey County FirstHome DPA FOR NEW HOME BUYERS Custom Made Mortgage’s guide to the […]