Michael Valento 1650986

Michael Valento 1650986 Your Loan Officer for Life
Trustworthy, Determined, and Knowledgeable
Allstate Home Mortgage

10/21/2024

Quick question...
What would you do if you went on vacation and while you were gone I was to murder your only child via torture and crucifixion what would you do to me upon your return?

10/21/2024

Very rarely do I feel the need to voice my opinion on any of the issues this country has created for itself but I just can't keep my mouth shut. I was unaware that a nation could turn to s**t so quickly. The politicians have been stealing from the American tax payer for the better part of 60 years. I like to think there are a few idiots that see this as clearly as I do. The fake moon landings to JFK to bay of pigs to 9/11 to COVID19 the border crisis as well as weapons of mass destruction that never really existed this county has looked for any and all ways possible to lie, cheat, steal, murder and swindle the American taxpayer. The cars we buy are trash, made to break before you are done paying it off and any and all problems are next to impossible to fix because you now need a 4 year degree to become an auto technician. The cell phones are made of extremely fragile glass and are manufactured to be to big for one hand so u drop it. Rather than address that issue they decide to switch the charger and cord from what was working fine forcing most Americans to shell out around 75 dollars on new brick and cords. Of course the new charger charges the new phone faster than your 2 yr old p**n ridden phone u currently have idiots. You are comparing apples to oranges dummies. Unfortunately the inbreeding in this country has gotten way out of control but the fluoride that they are poisoning your water with is making the next generation 5 IQ points short of the parents. The preservatives are giving us cancer and obesity is a serious problem for most Americans today. I am very saddened to see that the county I called home has gone to s**t. Complete s**t. No one works full time anymore bc employers are scamming employees out of health, dental, 401k match and vacation and sick days. The average hourly wage has gone from around 25 down to 19 an hour yet inflation for everyone other than the rich has increased at least 25%, and that doesn't even include groceries which have all but doubled in price yet the quality of the product has been reduced to the bare minimum. They shrunk the pop cans and doubled the price for them. I haven't even addressed the scam going on in Ukraine. Or the fact that the government allowed 8 million able bodied male immigrants to just walk across the border and undercut millions of actual Americans paychecks. Does anyone have any brains left in their heads? The politicians have put us 35 trillion in debt and robbed my generation of any chance at SSI even though we have paid into the fund every paycheck for most our lives. Simply driving my vehicle to the gas station without running into the idiots that drive 25 mph in a 35 is impossible. This country is not far from bankruptcy and complete collapse because it appears I am the only one that has any amount of brains left in their head. Shame on everyone of you idiots. Please stop breeding! I am actually looking forward to the day the power goes out and all you idiots and your offspring will start to die off. I would usually add words of encouragement here but after paying 150 to attend a haunted house that was sub par to a corn maze that took over 200 out of my pocket. Just for admission! Trump will win if he isn't cheated again or murdered first. I have absolutely no hope for this country or the idiots that reside here. The sad truth with a trump victory is the fact that there is still going to be around 45% of Americans that actually voted for Kamala Harris and that is absolutely terrifying given the last 4 years of factual data on that criminal. It's very odd that I seem to be the only person that has any concerns about the future of this terribly corrupt country. You win idiots, I am getting the hell out this country before they lock me in here. I was a proud American not long ago but today I see the forest for the trees.

$$$$$$ Friday trivia $50.00 up for grabs. Take your best guess! $$$$$$$$
05/17/2019

$$$$$$ Friday trivia $50.00 up for grabs. Take your best guess! $$$$$$$$

Friday Trivia Time!!!! Little history lesson for this week's trivia. Another $50 gift cert on the line! We had our record amount of votes last week with 60! Let's beat it this week!

No googling, no mortgage industry professionals on this one and only one guess per person!



Closest guess wins $50.00. What do you think?
05/10/2019

Closest guess wins $50.00. What do you think?

Alright so this is legit. $50 dollar gift card on the line. What's your best guess??
04/20/2019

Alright so this is legit. $50 dollar gift card on the line. What's your best guess??

M&M has had the honor of partnering with the Children's Hospital since 2010. We have loved volunteering at both campuses but with the help of thousands of clients and our awesome staff, we also have contributed a great deal of funds to the Children's Hospital throughout the years.

The trivia question today is:

HOW MUCH HAS M&M CONTRIBUTED SINCE 2010???

$25/loan for about 9 years can add up to quite a bit! The closest answer wins! As for prior weeks, the deadline for guessing is the end of the day Sunday!!! Good luck guessing! The pic below has a hint to help you all!

04/12/2019

It's Friday Trivia Time!!! And this time, you all get to check out some really, really old pics of Michael K and me!!!
$50 gift cert to the winner's favorite restaurant! How do you win?

Answer this question correctly:

How many years have my co-owner, Michael Kopiecki, and I been in the mortgage business overall? Not just at M&M... How many overall years of experience do we have collectively?

If multiple people guess the correct numbers of years, first guess will be the winner! Sunday 7pm is the deadline just like last week!

Address

2210 7th Avenue East
Saint Paul, MN
55109

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