08/25/2026
🚀 HELOC or HELOAN — Need It Fast?
HELOC = credit card for your home equity.
You have a maximum amount available and can borrow only what you need.
HELOAN = personal loan using your home equity.
You receive one lump sum and repay it with a predictable monthly payment.
Need to tap into your home’s equity without waiting weeks?
I’ve recently closed a HELOC/HELOAN in as little as 10 DAYS! 🎉
Whether you’re looking to:
🏡 Complete home improvements
💳 Consolidate high-interest debt
💰 Access cash for a large expense
📈 Invest in another property
🔑 Take advantage of the equity you’ve built
I can help you explore your options and find the right loan program for your situation.
As a mortgage broker with access to hundreds of wholesale lenders, I can shop multiple options instead of being limited to one bank.
10-day closings are possible! Let’s see what your equity can do for you.
📲 Melissa Cadd | NMLS #1441076
Cadd Mortgage Group | NEXA Mortgage
WA • OR • ID • AZ