Jodey Thomas Lending Specialist

Home
United States
Mesa, AZ
Jodey Thomas Lending Specialist

Call Directions Website Contact the business

All of your lending solutions in one place! Residential, business, commercial, line

NMLS ID 1246835

Nexa Mortgage LLC
3100 W Ray Rd STE 201 Office # 209, Chandler, AZ, United States, 85226
www.jodeythomaslendingspecialist.com
Corporate NMLS #: 1660690
Jodey Thomas NMLS #: 1246835
NMLS Consumer Access Link: https://nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/1660690
NEXA Mortgage LLC is an Equal Housing Lender

11/02/2026

🚨 REAL ESTATE INVESTORS — TWO DIFFERENT LOAN OPTIONS. ONE PLACE TO GET THEM DONE. 🚨

🔨 FIX & FLIP FINANCING for your rehab projects.

🏘️ 30-YEAR DSCR FINANCING for your rental properties.

These are separate loan programs — choose the financing that fits your investment strategy.

And YES... LLC financing is available! 🔥

🔨 FIX & FLIP FINANCING

Buying a property that needs work?

✅ Purchase + Rehab Financing
✅ LLC Borrowers
✅ ARV-Based Programs Available
✅ Rural Properties Considered
✅ Manufactured Homes on Permanent Foundations Considered
✅ First-Time & Experienced Investors Considered*

BUY → REHAB → SELL

Or, if your strategy is to keep a property as a rental, ask me separately about our DSCR options.

🏠 30-YEAR DSCR RENTAL FINANCING

Already buying or refinancing a rental property?

✅ Qualify Using Property Rental Income
✅ No W-2s Required
✅ No Tax Returns Required
✅ LLC Ownership Allowed
✅ Purchase & Refinance Options
✅ Cash-Out Options Available
✅ Long-Term Fixed-Rate Options

BUY → RENT → BUILD YOUR PORTFOLIO

Whether you're looking to FLIP IT or HOLD IT, I can help you find the right financing for the deal.

📲 Send me:

PROPERTY ADDRESS + PURCHASE PRICE + REHAB BUDGET (if applicable) + EXPECTED ARV + EXPECTED RENT

Let's run the numbers.

📱 419-966-5058
📧 [email protected]

Jodey Thomas
Sr. Loan Officer | NEXA Lending
NMLS #1246835

💬 Message me “INVESTOR” and tell me what you're working on.

Fix & Flip and DSCR financing are separate loan programs and require separate qualification and underwriting. Program availability, terms and property eligibility vary by lender. Not all borrowers or properties will qualify. Equal Housing Opportunity.

Find out how to apply for a mortgage online with NEXA Mortgage. Our quick and easy tools can help you determine what you qualify for, for free!

09/22/2026

🍂🏡 FALL IS HERE… IS YOUR HOME EQUITY READY TO WORK FOR YOU? 🍁💰

Cooler weather. Football. Bonfires. Pumpkin everything. 🎃

And that list of home projects you've been saying you'll get to “eventually.” 😂

This fall might be the perfect time to see what the equity in your home can do for you.

A HELOC (Home Equity Line of Credit) may allow you to access the equity you've built without refinancing your existing first mortgage.

🍁 PUT YOUR EQUITY TO WORK THIS FALL:

🔨 Finish that kitchen or bathroom remodel
🏡 Replace the roof, windows, HVAC or siding
💳 Consolidate higher-interest credit card debt
💰 Create some financial breathing room
🏘️ Purchase or improve an investment property
💼 Put capital into your business
🎄 Get ahead of major expenses before the holidays

And remember — I have HELOC options for more than just primary homes:

✅ Primary Resididences
✅ Second Homes
✅ Investment Properties
🔥 Investment Properties Owned in an LLC

Curious how much equity you may be able to access?

Checking your options starts with a soft Experian credit pull, so simply seeing what you may qualify for won't impact your credit score.

🍂 NEW SEASON. NEW PROJECTS. PUT YOUR EQUITY TO WORK.

👇 APPLY HERE:

https://loans.nexalending.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290

Or call/text me and let's talk first:

📱 419-966-5058
📧 [email protected]

Jodey Thomas
Sr. Loan Officer | NEXA Lending
NMLS #1246835

💬 What's the ONE project around your house you'd love to knock out this fall? 👇

Loan approval, available credit, rates and terms are subject to credit, property, equity, title, appraisal and underwriting requirements. Not all borrowers or properties will qualify. Using home equity to consolidate unsecured debt converts that debt into debt secured by your property. Equal Housing Opportunity.

Get a Home Equity Line of Credit Fast - Approval in 5 minutes, Funding in as few as 5 days

09/18/2026

💰🏠 QUICK QUESTION: HOW MUCH MONEY IS SITTING INSIDE YOUR HOUSE RIGHT NOW?

Seriously.

Your home may have gained significant value over the last several years — but that equity isn't doing much for you just sitting there.

A HELOC could let you access a portion of that equity WITHOUT refinancing your existing first mortgage.

That means you may be able to keep your current mortgage exactly where it is and open a separate line of credit against your equity.

🔥 WHAT COULD YOU DO WITH IT?

💳 Consolidate high-interest credit cards
🔨 Remodel or renovate your home
🏘️ Put money toward another property
💼 Invest in your business
💰 Create additional financial flexibility
🚗 Handle a major expense without draining savings

And this isn't just for your primary home...

✅ Primary Residences
✅ Second Homes
✅ Investment Properties
🔥 Even investment properties held in an LLC!

Here's the easy part:

You can check what you may qualify for with a soft Experian credit pull that won't impact your credit score just for checking your options.

You might be surprised by how much equity you can access — and what it could do for your monthly budget.

👇 TAKE 5 MINUTES AND FIND OUT:

https://loans.nexalending.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290

Not ready to apply?

📱 Text me “HELOC” at 419-966-5058 and I'll answer your questions first.

Jodey Thomas
Sr. Loan Officer | NEXA Lending
NMLS #1246835
📧 [email protected]

💬 And I'm curious — if you could access $50,000 of your equity tomorrow, what would YOU do with it?

Loan approval, available credit, rates and terms are subject to credit, property, equity, title, appraisal and underwriting requirements. Not all borrowers or properties will qualify. Using home equity to consolidate unsecured debt converts that debt to debt secured by your property. Equal Housing Opportunity.

Get a Home Equity Line of Credit Fast - Approval in 5 minutes, Funding in as few as 5 days

09/17/2026

Do you know how much your home is worth? Check out my Homebot app and see what your house is worth today!

Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

09/16/2026

🏡 STOP WAITING FOR THE “PERFECT TIME” TO BUY A HOME.

I talk to people all the time who assume they can't buy a home yet because:

❌ “My credit isn't perfect.”
❌ “I don't have 20% down.”
❌ “I'm not sure I make enough.”
❌ “I have some debt.”
❌ “I don't know where to start.”

Please don't disqualify yourself before talking to someone who does this every day.

There are mortgage programs available with low down-payment options, and every buyer's situation is different.

🏠 First-Time Homebuyer?
👨👩👧 Need More Space?
💍 Ready to Stop Renting?
🔑 Found a House You Love?
🤔 Just Curious What You Could Afford?

Let's figure it out together.

I'll help you understand:

✅ What price range you may qualify for
✅ Estimated monthly payment
✅ How much money you may need for closing
✅ Which loan programs fit your situation
✅ What to work on if you're not quite ready yet

And if today isn't the right time to buy?

That's okay. We'll build a plan to get you there.

📲 Call or text me: 419-966-5058
📧 [email protected]

Jodey Thomas
Sr. Loan Officer
NEXA Lending
NMLS #1246835

💬 Not ready to apply? Comment “HOME” or send me a private message and let's have a conversation.

Your first step doesn't have to be buying a house. Your first step can simply be finding out what's possible. 🏡❤️

All loans are subject to credit approval, income and asset verification, property eligibility, appraisal, and applicable program guidelines. Loan terms and eligibility vary. Equal Housing Opportunity.

Find out how to apply for a mortgage online with NEXA Mortgage. Our quick and easy tools can help you determine what you qualify for, for free!

09/11/2026

🎉 FRIDAY QUESTION…

If I handed you $100,000 of your home equity today, what are you doing with it? 👀💰

A. 🏖️ Buying the vacation home
B. 🏠 Buying another rental property
C. 🔨 Finally doing that renovation
D. 💳 Saying GOODBYE to high-interest debt
E. 📈 Investing it into your business
F. 🤫 I'm not telling Jodey what I'm buying 😂

Drop your answer below! 👇

And here's the funny part…

Some homeowners and real estate investors may actually have access to that kind of equity and don't realize what their options are.

A HELOC can potentially let you access your property's equity without replacing your existing first mortgage.

And yes — I have options for:

🏠 Primary residences
🌴 Second homes
🏘️ Investment properties
🏢 Properties owned in an LLC

Want to see what you may qualify for?

👇 APPLY HERE:

https://loans.nexalending.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290

Or just message me "EQUITY" and I'll help you figure it out.

Have a great Friday and an even better weekend! 🍻☀️

Jodey Thomas
Sr. Loan Officer | NEXA Lending
NMLS #1246835
📱 419-966-5058
📧 [email protected]

Program availability, credit limits, rates and terms vary and are subject to credit approval, property eligibility, title, appraisal and underwriting requirements. Not all borrowers or properties will qualify. Equal Housing Opportunity.

Get a Home Equity Line of Credit Fast - Approval in 5 minutes, Funding in as few as 5 days

09/10/2026

🏠💳 TOO MUCH HIGH-INTEREST DEBT?

Credit cards. Personal loans. Monthly payments that just keep adding up.

If you have equity in your home, a HELOC may give you another option.

Instead of juggling multiple high-interest payments every month, you may be able to use your home’s equity to consolidate qualifying debts into one more manageable strategy.

✅ Pay off high-interest credit cards
✅ Consolidate multiple monthly debts
✅ Access your available home equity
✅ Keep your existing first mortgage in place
✅ Only borrow what you need
✅ Reusable line of credit as you pay it back
✅ Primary residences, second homes & investment properties may qualify
✅ Fixed & variable rate options available

💡 Your home equity could be doing more for you.

If you're carrying $20,000, $30,000, $50,000+ in high-interest debt, don't assume refinancing your entire mortgage is your only option.

A HELOC could allow you to access equity without giving up the rate on your current first mortgage.

👇 See what you may qualify for and apply here:

APPLY FOR A HELOC

Or message me directly and I'll help you determine whether a HELOC makes sense for your situation.

Jodey Thomas
Lending Specialist | NMLS #1246835
📞 419-966-5058
📧 [email protected]

Using home equity to consolidate unsecured debt converts that debt to debt secured by your home. Approval, terms, rates, and available credit are subject to qualification. Consider the costs and risks before proceeding.

Find out how to apply for a mortgage online with NEXA Mortgage. Our quick and easy tools can help you determine what you qualify for, for free!

09/08/2026

🏠💰 REAL ESTATE INVESTORS: YOUR NEXT DEAL MAY ALREADY BE HIDING IN YOUR CURRENT PORTFOLIO.

Have equity sitting in a rental property?

Instead of selling the property or refinancing your entire first mortgage, you may be able to open a HELOC against your investment property — even when the property is owned in an LLC.

🔥 INVESTOR HELOC HIGHLIGHTS:

✅ Investment Properties Eligible
✅ LLC-Owned Properties Eligible
✅ Keep Your Existing First Mortgage in Place
✅ Access Equity Without Selling the Property
✅ Fixed & Variable Rate Options
✅ Funding in as Fast as 5 Days*
✅ Eligible Cash Purchases May Require Only 3 Months Seasoning

💵 Put that equity back to work:

🏘️ Buy another rental
🔨 Fund your next rehab
💰 Create liquidity for your business
📈 Grow your portfolio
💳 Consolidate higher-interest obligations

Your properties have been working for you. Now your EQUITY can too.

Want to know how much you may be able to access?

👇👇 APPLY HERE — IT ONLY TAKES A FEW MINUTES:

https://loans.nexalending.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290

Or contact me directly:

📱 419-966-5058
📧 [email protected]

Jodey Thomas
Sr. Loan Officer | NEXA Lending
NMLS #1246835

💬 Know an investor sitting on equity? Tag them or share this post with them.

Program availability, seasoning, CLTV, credit requirements, rates and terms vary and are subject to underwriting approval, property eligibility, appraisal and title requirements. Funding timelines are not guaranteed. Not all borrowers or properties will qualify. Equal Housing Opportunity.

Get a Home Equity Line of Credit Fast - Approval in 5 minutes, Funding in as few as 5 days

08/27/2026

🚨 REAL ESTATE INVESTORS — DID YOU KNOW YOU CAN GET A HELOC ON AN INVESTMENT PROPERTY HELD IN YOUR LLC? 🚨

Your equity doesn't have to sit there doing nothing.

If you have equity built up in your rental or investment properties, you may be able to access it with a HELOC while keeping the property in your LLC.

🏢 LLC-Owned Properties Eligible
🏠 Investment Properties
💰 Access Your Existing Equity
🔨 Fund Your Next Rehab
🏘️ Purchase Your Next Investment
📈 Grow Your Rental Portfolio
💳 Consolidate Higher-Interest Debt
⚡ Funding in as Fast as 5 Days*
🔄 Fixed & Variable Rate Options

One of my favorite features: after a cash purchase, eligible properties may only require 3 months of seasoning before accessing equity.

Put the equity you've already created back to work for you.

👇 APPLY HERE TO SEE WHAT YOU QUALIFY FOR:

https://loans.nexalending.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290

Questions? Call, text, or email me directly.

📱 419-966-5058
📧 [email protected]

Jodey Thomas
Sr. Loan Officer
NEXA Lending
NMLS #1246835

Program eligibility, seasoning requirements, available credit, rates and terms are subject to credit, property, title, appraisal and underwriting requirements. Funding timelines vary and are not guaranteed. Not all borrowers or properties will qualify. Equal Housing Opportunity.

Get a Home Equity Line of Credit Fast - Approval in 5 minutes, Funding in as few as 5 days

Address

NEXA Mortgage, LLC 5559 S Sossaman Road, #1/101
Mesa, AZ
85226

Telephone

+14199665058

Website

http://www.jodeythomaslendingspecialist.com/

Alerts

Be the first to know and let us send you an email when Jodey Thomas Lending Specialist posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.