Jodey Thomas Lending Specialist

05/26/2026

The buyers who said they were waiting until rates drop may not be waiting much longer, and the data is making that very clear right now.

Pending home sales just posted their third straight month of gains. Signed contracts are up over 3 percent from last year and purchase applications are running 8 percent ahead of where they were a year ago. This is not just one busy weekend or one packed open house. It is a real and measurable shift in buyer activity that is building momentum across the market.

The wait-and-see crowd is starting to turn into the active buyer crowd and that matters for everyone. Sellers who wait too long could end up listing when more inventory hits the market and more competition arrives. Buyers who wait for perfect conditions may find themselves competing with a larger group of people who had exactly the same plan.

The people who do well in this market are almost always the ones who pay attention early, get prepared, and make smart moves before everyone else figures out what is happening. If you have someone sitting on the sidelines right now, this may be exactly the right time to start the conversation.

Reach out and let's talk through what this market shift means for your specific situation.

𝗖𝗹𝗶𝗰𝗸 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗮𝗽𝗽𝗹𝘆: https://prod.lendingpad.com/nexa/pos #/?loid=bfd71597-58cd-43ff-a99c-c105efbac0e9

05/25/2026

Happy Memorial Day from Jodey Thomas at Nexa Lending.

Today is more than a long weekend. It is a day to pause, reflect, and remember what it actually cost to secure the freedoms we enjoy every single day. Freedom is not free and it never has been. It takes an incredibly brave man or woman to step forward and fight for people they will never meet, to make sacrifices most of us will never fully understand. To every person who has served, who is currently serving, and to every family who has lost someone who gave everything, there are not enough words and there is not enough gratitude to match what you have given.

On behalf of myself and everyone at Nexa Lending, thank you. From the bottom of our hearts, thank you.

05/19/2026

If you have ever wanted to start a business, grow the one you already have, or invest in something that generates real income but felt like the capital just was not there, your home equity might be the answer you have been sitting on all along.

A HELOC lets you access the equity you have already built and put it to work completely on your terms. Fund inventory, cover startup costs, expand your space, or seize an opportunity before it disappears to someone else who was ready to move. Traditional business loans can be painfully slow, rigid in their requirements, and genuinely hard to qualify for. Your home equity is already yours. Accessing it is fast, flexible, and requires no hard credit pull just to find out what you qualify for. Five minute application and funding available in as little as five days.

Your home built your stability. Now let it build your next chapter.

I am Jodey Thomas and I help homeowners put their equity to work in ways that actually move the needle. Send me a message today and let's look at what your equity can do for you right now. You can also apply directly at axenmortgageheloc.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290

05/18/2026

What if the home you love could become the home you have always wanted without moving, without selling, and without draining your savings? That is exactly what a HELOC makes possible.

The equity you have already built in your home can fund the renovation you have been putting off, whether that is a kitchen remodel, a primary suite addition, an outdoor living space, or any other project that would make your home truly work for your life. And the best part is that renovating strategically with your equity increases your home's value at the same time, so you are not just spending money, you are building it.

No hard credit pull just to see what you qualify for. A five minute application. Funding in as little as five days.

You already own the home. This is how you make it everything you want it to be.

I am Jodey Thomas. Send me a message today and let's find out how much equity you have access to right now. You can also apply directly at axenmortgageheloc.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290

05/15/2026

If you own a home, there is a good chance you are sitting on more money than you realize. And the best part is you do not have to sell to access it.

A HELOC lets you tap into your home equity quickly and without the hassle most people expect. Five minute application, funding in as little as five days, and no hard credit pull just to see what you qualify for. Use it to renovate your home, pay off high interest debt, cover a major expense, or simply have a financial cushion ready and waiting for when you need it most.

Your home has been building value for you every single day. It is time to put that value to work.

I am Jodey Thomas and I help homeowners unlock their equity without the runaround. Send me a message today or apply directly at axenmortgageheloc.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290 and let's find out what you qualify for.

05/14/2026

Here is something most homeowners never stop to think about. That high interest credit card debt you have been chipping away at for years? Your home might be able to wipe it out completely.

A HELOC lets you tap into the equity you have already built and use it to pay off high interest debt at a fraction of the rate you are currently paying. Instead of sending hundreds of dollars every month straight to a credit card company, you put that money back in your own pocket where it belongs. No hard credit pull just to check your options. A five minute application. Funding in as little as five days.

Your home has already been working for you. Now it is time to make it work even harder.

I am Jodey Thomas and I help homeowners use their equity the smart way. Send me a message or apply directly at https://axenmortgageheloc.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290 and let's look at your numbers today.

05/10/2026

05/10/2026

Happy Mother's Day from Jodey Thomas with Nexa Mortgage!

Just wanted to hop on and send some love to all the amazing mothers out there today. You are all so deeply appreciated and celebrated.

Every year my sister and I take our mom out to pick her own flowers. She loves the mums. Then we have lunch and just enjoy the time together. It is one of those simple traditions that means everything.

What are your Mother's Day traditions? I would love to hear about them in the comments. Wishing every mom out there a beautiful day filled with love. Thank you for being you.
Jodey Thomas, Nexa Mortgage.

05/08/2026

Most people think building wealth for retirement means maxing out a 401k or hoping the stock market cooperates. But if you own a home, you already have one of the most powerful wealth-building tools available sitting right in front of you.

A HELOC gives you access to the equity you have built without selling your home, without touching your retirement accounts, and without disrupting your current mortgage. That flexibility is what makes it so powerful as a wealth-building strategy.

Use it to invest in a rental property that generates monthly income. Fund a business you have been waiting to launch. Create a financial cushion that gives you options instead of obligations when life throws something unexpected your way. The equity in your home can do real work if you put it to use.

And getting started is simpler than most people expect. No hard credit pull just to see what you qualify for. Five-minute application. Funding in as little as five days.
Your home is one of your biggest assets. It should be working for you, not just sitting there.

I am Jodey Thomas. Send me a message and let's look at what your equity can do for your future.

05/07/2026

Here is something most financial advisors will not tell you. Your home equity might be the best emergency fund you have never tapped into.

Most Americans do not have enough liquid savings to cover a major unexpected expense. Medical bills, job loss, a significant home repair. When something big hits, the options are usually a high interest credit card or draining the savings you spent years carefully building. A HELOC changes that equation completely. You set it up now, it sits there ready and waiting, and you only pay interest if and when you actually use it. No hard credit pull to check your options. A five minute application. Funding in as little as five days.

The best time to set up a financial safety net is always before you need one, not after.

I am Jodey Thomas and I would love to help you get yours in place. Send me a message today or apply directly at https://axenmortgageheloc.com/account/heloc/register?referrer=8d125a63-8f8b-49bd-8ff8-bc91cc01a290 to get started right now.