Tom Hales - American Pacific Mortgage NMLS 2405444

06/12/2026

Buying your first home is a big deal, and Tom Hales - American Pacific Mortgage NMLS 2405444 is committed to helping clients feel confident every step of the way. 🏡

Whether it’s answering questions, providing updates, or creating a personalized loan strategy, Tom takes pride in delivering reliable guidance and support throughout the entire process.

Ready to start your homeownership journey? Reach out to Tom and the APM team to explore your options.

https://apmburketeam.com/tom-hales/

06/11/2026

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Here's a quick story about why who you choose to be your lender matters. Choose someone who will actually help you in your path to homeownership.

06/10/2026

06/10/2026

Real Estate Professionals!

Join us tomorrow for this month's Happy Hour at Firebox55. Fingers crossed for beautiful weather, but we'll have fun either way!

Invite your friends and referral partners!

06/10/2026

Wednesday!

A "charge-off" is created when an account is so delinquent, the creditor writes it off as a financial loss. But, you still owe the balance.

The good news: Once paid, your credit should improve.

Questions? Give me a call! 304.433.1219

06/09/2026

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If you search "interest rates," you can find almost anything you want. But, there are many factors that will impact YOUR rate, such as credit, loan amount, and loan program.

Questions? Give me a call! 304.433.1219

06/08/2026

Thanks so much for these kind words, Alexis! It was a treat to help you buy your first home!

06/05/2026

CONGRATS to Glen and Wendy for closing on their new home in Martinsburg!

Thank you for trusting American Pacific Mortgage - The Burke Team to assist you in this process. It was our pleasure. We wish you many years of happiness in your new home!

06/02/2026

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You can considerably strengthen your loan eligibility by doing these three things.

1) Check your credit. If you can easily pay off any small debts, do it! Make sure you're making all payments on time.

2) Even if you're hoping to take advantage of 100% financing or down payment assistance programs, having some reserves in the bank will help your eligibility.

3) Income/employment history is a big part of the puzzle, so as best you can, keep it stable and consistent.

Questions? Give me a call! 304.433.1219