Valerie Franklin/ Mortgage Originator, Nmls:1493325

Valerie Franklin/ Mortgage Originator, Nmls:1493325 Valerie is a WV native and Mortgage Loan Originator with 10+ years’ experience, is known for clear, judgment-free guidance.

Clients praise her responsiveness and ability to explain complex mortgage options in a way that feels approachable and empowering. Valerie Franklin is a seasoned Mortgage Loan Originator with over a decade of experience helping individuals and families navigate the home financing process. A proud West Virginia native, Valerie combines local expertise with a personalized approach, offering clear, s

traightforward guidance every step of the way. Known for her responsiveness, patience, and ability to explain complex mortgage options in an approachable manner, Valerie is committed to making each client feel informed, supported, and empowered. Whether working with a first-time homebuyer, a homeowner looking to refinance their mortgage, or someone exploring home loan options, she ensures the process is smooth and stress-free. Clients appreciate that Valerie is just a call or text away—always available to provide clarity, answer questions, and offer expert advice. Her genuine care and deep understanding of the mortgage process have earned her a trusted reputation in the industry. Outside of her professional life, Valerie is a devoted mother of four who finds joy in art, travel, plants, and new experiences. She believes that every journey—whether it’s buying a home or exploring a new destination—should be filled with discovery, connection, and possibility. Contact Valerie Franklin today to begin your homeownership journey with confidence and a reliable mortgage expert by your side.

Summer is for enjoying the moment.Knowing you have a lender you can trust? That's pretty refreshing too.Stockton Mortgag...
06/16/2026

Summer is for enjoying the moment.
Knowing you have a lender you can trust? That's pretty refreshing too.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Buying a home comes with enough unknowns.Understanding your closing costs shouldn't be one of them.I believe in walking ...
06/15/2026

Buying a home comes with enough unknowns.
Understanding your closing costs shouldn't be one of them.
I believe in walking clients through the details, answering questions, and making sure there are no surprises when it's time to sign.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

No one really talks about how valuable it is to work with a local lender until they experience it for themselves. Having...
06/13/2026

No one really talks about how valuable it is to work with a local lender until they experience it for themselves. Having someone who understands the market, communicates consistently, and genuinely cares about your goals can make the process feel a lot less overwhelming.

Buying a home is a big deal, and having the right people in your corner matters.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Saturdays are for saving! Go check this girl out and maybe you both will have the love you deserve!
06/13/2026

Saturdays are for saving! Go check this girl out and maybe you both will have the love you deserve!

Online calculators can give you a starting point.Real life is where the full picture comes together.Income, goals, month...
06/12/2026

Online calculators can give you a starting point.
Real life is where the full picture comes together.

Income, goals, monthly comfort, debts, future plans… there’s a lot more that goes into buying a home than one quick estimate online.
That’s why personalized guidance matters.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

The house hunting experience gets a whole lot more fun when you already know your numbers...Getting pre-approved before ...
06/11/2026

The house hunting experience gets a whole lot more fun when you already know your numbers...

Getting pre-approved before you start searching can help you shop with more confidence, move faster, and avoid falling in love with homes outside your budget.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org This is not a commitment to lend. Qualifications apply. See representative for details.

06/10/2026

Summer Fridays feel a little different when the porch is yours.
Late sunsets, slower evenings, and a space that feels like home.
If buying has been in the back of your mind lately, this might be your sign to start exploring your options.



Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

One of the fastest ways to make your loan originator nervous?Making a major purchase before closing.New cars.Furniture s...
06/09/2026

One of the fastest ways to make your loan originator nervous?
Making a major purchase before closing.

New cars.
Furniture sprees.
“Just putting it on the card for now.”

Big purchases can impact your credit, debt-to-income ratio, and overall loan approval process more than most buyers realize.
Moral of the story:
Maybe wait until after closing for the celebratory shopping trip


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Saturdays are for saving! Look at this beautiful pup! Go check him out and give this baby a new home! ❤️🐶🐾-
06/06/2026

Saturdays are for saving! Look at this beautiful pup! Go check him out and give this baby a new home! ❤️🐶🐾
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Address

Martinsburg, WV
25404

Telephone

+13042834285

Website

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