Rick Zittle - Integrity Home Mortgage Corporation

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Rick Zittle - Integrity Home Mortgage Corporation

Rick Zittle | NMLS ID # 728867 | Mortgage Loan Originator

Integrity Home Mortgage Corporation NMLS ID # 208516

Rick Zittle | NMLS ID # 728867 | Mortgage Loan Originator

At Integrity Home Mortgage Corporation we pride ourselves on the educating our customers to assist them in making an informed decision on one of the biggest investments they may make in their lifetime, that of homeownership. We ask the right questions to ensure you, as our client, that we completely understand your unique situation and offer solutions that fit your current and future financial needs.

08/17/2026

Buying a home comes with a lot of moving pieces, especially when it comes to financing.

As a loan officer, my role is to help you understand your loan options, answer questions, and guide you through the mortgage process.

From getting started with an application to understanding what’s needed along the way, I’m here to help you know what to expect as you move toward closing.

If questions come up along the way, I’m here to help you understand what they mean and what comes next.

Rick Zittle
[email protected]
(304) 676-5366

Equal Housing Lender

08/11/2026

Thinking about waiting to buy a home?

Every market is different, and no one knows exactly what the next year will bring. While waiting may make sense for some buyers, it's also important to consider how changing home prices, rent payments, and loan programs could affect your homebuying journey.

Understanding your options today can help you make a more informed decision for tomorrow.

Rick Zittle
[email protected]
(304) 676-5366

Equal Housing Lender

08/10/2026

What’s actually included in your monthly mortgage payment?

Depending on your loan and individual situation, your payment may include several different pieces:

Principal – The portion of your payment that reduces the amount you borrowed.
Interest – The cost of borrowing money from your lender.
Property Taxes – Taxes paid to your local government that may be collected as part of your monthly payment through an escrow account.
Homeowners Insurance – Helps protect your home from covered damage or loss and may be paid through escrow.
Mortgage Insurance (if applicable) – Some loans require mortgage insurance, which may be included in your monthly payment.

Every homebuyer’s situation is different, so what’s included in your monthly payment can vary. Understanding each piece can make your mortgage feel a little easier to navigate.

Rick Zittle
[email protected]
(304) 676-5366

Equal Housing Lender

08/06/2026

A smoother start to homeownership starts with understanding your options.

A 2/1 Buydown Program may help qualified homebuyers lower their monthly mortgage payments for the first two years after purchasing a home. This can provide extra financial flexibility as you settle into your new home.

Connect with one of our loan officers to learn whether a 2/1 Buydown Program may be a good fit for your homeownership goals.

For informational purposes only. All mortgage loan applicants are subject to credit and underwriting approval. This is not a commitment to lend.

*Interested parties to a transaction include, but are not limited to, the property seller, the builder/developer, the real estate agent or broker, or an affiliate who may benefit from the sale of the property and/or the sale of the property at the highest price possible.

Rick Zittle
[email protected]
(304) 676-5366

08/05/2026

Student loans are just one part of the mortgage conversation. Lenders consider your overall financial picture when reviewing a mortgage application.

If buying a home is one of your goals, don't let common misconceptions stop you from learning more about your options.

For informational purposes only. All mortgage loan applicants are subject to credit and underwriting approval. This is not a commitment to lend.

Rick Zittle
[email protected]
(304) 676-5366

08/04/2026

Every homebuying journey is unique, but our commitment remains the same.

At Integrity, we believe in building lasting relationships through experience, trusted service, and personalized guidance.

Whether you're buying your first home or your next one, our team is here to help every step of the way.

Rick Zittle
[email protected]
(304) 676-5366

08/01/2026

Every day, there's a new headline about the housing market—rates are up, rates are down, buy now, wait later.

While it's important to stay informed, your home-buying decision should be based on your financial goals, timeline, and readiness—not the latest news cycle.

Every buyer's situation is different, and the right time to buy looks different for everyone.

If you're wondering whether now is the right time for you, we're here to help you explore your options and make an informed decision.

Rick Zittle
[email protected]
(304) 676-5366

07/28/2026

More places. More people. More opportunities to serve.

Integrity Home Mortgage is proud to be licensed and serving communities across the country, with additional locations on the way. No matter where life takes you, we're committed to helping you feel at home every step of the way.

Rick Zittle
[email protected]
(304) 676-5366

07/27/2026

Caring for others starts with caring for the people who care for us.

Our Doctor Loan Program is designed to help physicians and medical professionals achieve homeownership with financing options tailored to their unique career path.

Reach out today to learn if this program is right for you.

For informational purposes only. This is not a commitment to lend. All mortgage loan applicants are subject to underwriting and qualification guidelines. Income limits and property eligibility requirements apply. Program availability and terms are subject to change without notice.

Rick Zittle
[email protected]
(304) 676-5366

07/23/2026

Being self-employed shouldn't mean your financing options are limited.

If you're a qualified homeowner, a Figure HELOC may offer a simpler way to access your home's equity with a streamlined income verification process.

Whether you're planning home improvements, covering business expenses, consolidating debt, paying for education, or working toward another financial goal, your home's equity could help you get there.

Reach out to an Integrity Home Mortgage loan officer to learn whether a Figure HELOC is the right fit for your needs.

Integrity Home Mortgage Corporation serves as a mortgage loan broker and arranges loans through a third-party lender and does not make mortgage loan commitments or fund mortgage loans within this loan program.

Rick Zittle
[email protected]
(304) 676-5366

Integrity Home Mortgage Corporation is acting as a mortgage loan broker and the loan will be provided through a third-party lender.

Address

304 Rock Cliff Drive
Martinsburg, WV
25404

Telephone

+13042605682

Website

https://ihmcloans.com/richard-zittle/

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