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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Wayne Palkovic, NMLS #201581 At Embrace Home Loans

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United States
Martinsburg, WV
Wayne Palkovic, NMLS #201581 At Embrace Home Loans

Equal Housing Lender
www.nmlsconsumeraccess.org
35 Enterprise Center
Middletown RI 02842

Wayne Palkovic has over 39 years of experience in the mortgage industry and is anxious to put that knowledge to work for you. He has helped thousands of clients become homeowners and has an in-depth knowledge of USDA, FHA, Conventional, VA, West Virginia Housing, Jumbo and Conforming loans. He understands what a stressful and confusing process buying a home can be, but with excellent customer service and constant communication he is able to eliminate the stress and turn the transaction into a positive and exciting experience. Wayne was also recognized as one of the” Best Military Lenders” in November of 2018 by National Mortgage Professional Magazine

Wayne Palkovic, NMLS # 201581, is employed by Embrace Home Loans and is licensed in: MD, PA, VA, WV

10/26/2026

A quick Google review may only take a minute, but it can make a big difference to my business.

It helps future homebuyers feel confident choosing to work with me and allows me to continue helping more people reach their homeownership goals.

If we've worked together, I'd truly appreciate your feedback

https://search.google.com/local/writereview?placeid=ChIJzbRPd2wDyokRu63WllGQ7R4

10/21/2026

🎉🏡 CLOSED! ANOTHER HOMEOWNER! 🏡 🎉

Congratulations to my client on the purchase of his beautiful new home! Thank you for trusting me to help make homeownership happen with a fast, smooth closing!

A huge thank you to Felicia and Jessica at Cardinal Title PLLC for being amazing to work with!

Special thanks to Kim Athey at Samson Properties for being part of the journey! Kim is dedicated to helping her clients, and it’s always a pleasure working alongside professionals who share the same commitment to making the home-buying process a positive experience. I truly appreciate the teamwork and look forward to working together on many more transactions!

🤝 Great teamwork makes great closings!

10/06/2026

A quick Google review may only take a minute, but it can make a big difference to my business.

It helps future homebuyers feel confident choosing to work with me and allows me to continue helping more people reach their homeownership goals.

If we've worked together, I'd truly appreciate your feedback!

https://search.google.com/local/writereview?placeid=ChIJzbRPd2wDyokRu63WllGQ7R4

09/30/2026

5.0 star review received on Experience.com for Wayne Palkovic by Brittany L - Wayne and his team worked diligently to get us approved for a VA loan, even after the VA kept denying eligibility. They didn't give up!

Read more: https://experience.com/reviews/wayne-palkovic/dc43edb3-4106-49ba-b057-bf5fd19449b4?V=1790769752&utm_source=facebook&utm_medium=autopost&utm_content=13683641

09/23/2026

🔑 WEST VIRGINIA HOMEBUYERS, THIS ONE IS FOR YOU! 🏡

Looking to make homeownership a reality with West Virginia Housing Development Fund (WVHDF) financing? Ask about financing opportunities that may be available for qualified buyers!

📍 95 Captain Kime Drive | Charles Town, WV
💰 Offered at $341,500
🛏️ 3 Bedrooms | 🛁 1.5 Baths | 📐 2,536 Sq. Ft.

This Tuscawilla Hills home features a BRAND-NEW HVAC system, finished walkout basement, fenced backyard backing to parkland, and an oversized 2-car garage. It’s ready for its next buyer!

💙 Interested in WVHDF financing? Contact the lender:
Wayne Palkovic | Senior Loan Officer
Embrace Home Loans
📱 304-268-3372
📧 [email protected]

🏠 Ready to see the home? Contact the Realtor:
Brianna Goetting | Realtor
Pearson Smith Realty LLC
📱 540-454-5025
📧 [email protected]

📲 Reach out today to learn about your financing options and schedule a private showing!

09/19/2026

5.0 star review received on Experience.com for Wayne Palkovic by Stephen J - Wayne was very easy to work with and explained what was needed from me

Read more: https://experience.com/reviews/wayne-palkovic/19376a89-5e32-4c0e-a824-8c7a697e4873?V=1789860778&utm_source=facebook&utm_medium=autopost&utm_content=13660333

09/15/2026

🏡✨ TODAY’S FEATURED LISTING! ✨🏡

📍 119 W 7th Ave, Ranson, WV 25438

Looking for your next home? 🏠🔑

Check out this beautiful featured listing presented by Real Estate Agent Theresa Christmas with Samson Properties!

Click the link below to view more information about this property and see if it could be the perfect place to call home! 👇

🔗 https://www.zillow.com/homedetails/119-W-7th-Ave-Ranson-WV-25438/2076647070_zpid/

Ready to make your move?
📝 APPLY TODAY!
Let’s get you one step closer to homeownership! 🏡❤️

🔗 https://www.embracehomeloans.com/location/west-virginia/martinsburg/wayne-palkovic

09/07/2026

We are confident that your weekend was filled with enjoyable experiences, relaxation, and memorable moments shared with friends and family. Our Embrace team is poised to return with increased dynamism and passion, unwavering in our dedication to transforming the aspirations of industrious individuals into the reality of homeownership.

09/04/2026

5.0 star review received on Experience.com for Wayne Palkovic by Nancy J - Wayne and Kasandra was great to work with
kasandra was very helpful and nice

Read more: https://experience.com/reviews/wayne-palkovic/08d18eff-7f4c-41c2-9352-fa0391d35893?V=1788552745&utm_source=facebook&utm_medium=autopost&utm_content=13521379

09/03/2026

🏡✨ TODAY’S LISTING! ✨🏡

📍 12423 Gemstone Dr, Hagerstown, MD 21740

Looking for your next home? 🏠🔑

Check out this beautiful listing presented by Real Estate Agent Michelle Marie Travis with The Llewellyn Group at The KW Collective!

Click the link below to view more information about this property and see if it could be the perfect place to call home! 👇

🔗 https://www.zillow.com/homedetails/12423-Gemstone-Dr-Hagerstown-MD-21740/97493948_zpid/

Ready to make your move?
📝 APPLY TODAY!
🔗 https://www.embracehomeloans.com/location/west-virginia/martinsburg/wayne-palkovic

Address

300 Foxcroft Avenue , Suite 305
Martinsburg, WV
25401

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.embracehomeloans.com/location/west-virginia/martinsburg/wayne-palkovic

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