Quintez McDonald-Gibson, TeamQuintez with PrimeLending

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Quintez McDonald-Gibson, TeamQuintez with PrimeLending Quintez McDonald-Gibson
Branch Manager- Producing
NMLS ID # 1037400
PrimeLending. NMLS ID # 13649. Equal Housing Lender. PrimeLending is an Equal Housing Lender.

Branch Manager-Producing- NMLS ID # 1037400
Check out my reviews at https://www.zillow.com/lender-profile/mcdonaldgibson/

Residential Mortgage Branch Manager-Producing for purchases, refinances or investments! Our mission is to change lives, one client at at time, with unforgettable customer service.


Team Loan Originator: Berenice Magana-Espinoza NMLS ID #2748517


All mortgage loan applicants are subject to underwriting and qualification guidelines. NMLS ID #13649. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal Equal Housing Lender For licensing information, go to: www.nmlsconsumeraccess.org

Working with a limited budget? Don’t count yourself out.You may not need 20% down to buy a home. Depending on your situa...
10/13/2026

Working with a limited budget? Don’t count yourself out.

You may not need 20% down to buy a home. Depending on your situation, low-down-payment loans, down payment assistance*, gift funds or seller contributions could help make homeownership possible.

The amount in your savings account is only one part of the picture.

Before you assume you can’t afford to buy, let’s look at your options.

Your home equity could help fund what’s next.As part of a home equity loan*, you will receive a lump sum of cash you can...
10/12/2026

Your home equity could help fund what’s next.

As part of a home equity loan*, you will receive a lump sum of cash you can used however you want. You could put it toward all kinds of financial priorities, including home improvements, consolidating higher-interest debt or funding major life goals and expenses.

Tapping into your equity isn’t right for every situation, so it’s important to consider your needs, options and overall financial picture.

Wondering what your equity could do for you? Let’s talk.

You may be able to use gift funds from an eligible donor to help cover your down payment or, in some cases, closing cost...
10/11/2026

You may be able to use gift funds from an eligible donor to help cover your down payment or, in some cases, closing costs.

But there are rules. Depending on your loan program, who can provide the gift, how the money is transferred and what documentation you’ll need can vary.

That’s why it’s a good idea to talk with me before the money changes hands.

If someone is planning to help with your home purchase, let’s make sure you know how to do it the right way.

It’s a fair question. A great rate is valuable, but it doesn’t automatically mean you’re still in the right house.Maybe ...
10/10/2026

It’s a fair question. A great rate is valuable, but it doesn’t automatically mean you’re still in the right house.

Maybe your commute is costing you more time and money than it used to. Your family needs more space. You’re ready to downsize. Or the location, schools or neighborhood no longer fit your life.



Moving could mean a higher rate or payment, so it’s worth looking at the whole financial picture, not just the number on your current mortgage.



If life has changed, let’s run the numbers and see what your options actually look like.



Your rate matters. So does the life you’re building around it.

For many homeowners, home represents years of memories, hard work and equity built over time.A reverse mortgage may allo...
10/09/2026

For many homeowners, home represents years of memories, hard work and equity built over time.

A reverse mortgage may allow eligible homeowners 62 and older to access a portion of that equity while continuing to live in the home they love.* The funds can be used in a variety of ways, from covering everyday expenses or home improvements to creating more financial flexibility for the years ahead.



Wondering if a reverse mortgage could fit your plans? Let’s talk about your options.

Putting more money down can have advantages, including a smaller loan amount and potentially a lower monthly payment. Bu...
10/08/2026

Putting more money down can have advantages, including a smaller loan amount and potentially a lower monthly payment. But that doesn’t automatically make it the right move for you.

Before putting every available dollar toward your down payment, consider what else that money may need to cover:

Closing and moving costs

An emergency fund

Repairs, furniture or improvements

Other financial goals

There are loan options that may allow qualified buyers to purchase with less than 20% down.

Want to explore how changing your down payment could impact your payment? Try our mortgage payment calculator.

Your mortgage payment isn’t the only number that matters.When you’re figuring out how much home you can comfortably affo...
10/07/2026

Your mortgage payment isn’t the only number that matters.

When you’re figuring out how much home you can comfortably afford, remember to look beyond principal and interest.

Depending on your home and loan, your monthly or annual housing costs may also include:

• Property taxes

• Homeowners insurance

• HOA fees

• Mortgage insurance, if applicable

• Utilities

• Routine maintenance and repairs

Knowing the bigger picture can help you set a budget that works for your life, not just qualify for a loan.

Have questions about what your monthly costs could look like? Let’s run the numbers together.

Rent: $2,000. Mortgage: $2,000.Same thing financially? Not necessarily.There’s more to the rent-vs.-own decision than co...
10/06/2026

Rent: $2,000. Mortgage: $2,000.

Same thing financially? Not necessarily.

There’s more to the rent-vs.-own decision than comparing monthly payments. Upfront costs, ongoing expenses, potential equity and your longer-term goals all matter.

And if you’re waiting until you have 20% saved before you even consider buying, you may have more options than you realize.

Check out our Rent vs. Own Calculator to put your own numbers to the test.

And if you want to talk through what those numbers mean for you, I’m here to help.

Homebuying 101: A few things they probably didn’t teach you in school.You don’t always need 20% down. Your credit score ...
10/05/2026

Homebuying 101: A few things they probably didn’t teach you in school.

You don’t always need 20% down.

Your credit score is only one part of the picture.

There are loan programs designed for a wide range of financial situations.

And getting qualified* early can help you understand what’s possible before you start shopping.

This World Teachers’ Day, I’m grateful for the educators who help prepare us for what’s next.

When you’re ready for a lesson in homebuying, I’m here to help make it easier to understand.

Veterans and service members, don’t miss this opportunity to save...on us.PrimeLending offers no lender fees on eligible...
10/04/2026

Veterans and service members, don’t miss this opportunity to save...on us.

PrimeLending offers no lender fees on eligible VA loans*, which could mean meaningful savings when you purchase or refinance a home.

If you’re eligible for VA financing, I’d be happy to walk you through the benefit, answer your questions and help you understand what you could save.

Let’s talk about your VA loan options.

Address

253-1 Aikens Center
Martinsburg, WV
25404

Telephone

+13048207630

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