Kyle Warren - Integrity Home Mortgage Corporation

08/09/2025

07/31/2025

Celebrating a new chapter today! Huge thanks to Kyle Warren, our awesome mortgage lender from Integrity Mortgage, for making the home-buying process seamless! Also, a big shoutout to Dave Pill of Pill & Pill for all his help and support. And of course, nothing beats sharing this moment with my beautiful family. Here’s to our second home and many more memories! 🏡❤️

05/15/2025

Is Your INCOME TOO HIGH for Downpayment Assistance?

Many buyers don’t have a down payment saved, but they make plenty of income. As a matter of fact, some people may make too much money to qualify for other down payment assistance options.

Does this sound familiar? If so, this program might be for you! Reach out and we can get you started on your path to homeownership.

Eligible Properties:
■ 1 Unit Single Family Residences
■ 2 Unit Duplexes
■ Double-Wide manufactured homes allowed
■ Planned Unit Development (PUDS)
■ Lender Approved Condos

Integrity Premier DPA 2nd Lien - 2 Options

Forgivable Option:

■ Interest Rate = 0%, 0% Annual Percentage Rate (APR)
■ No Payments for the Life of the Loan
■ 2nd Lien is Due and Payable upon payoff of the First Mortgage, unless the Forgivable Parameters have been Satisfied (ask your lender for details)
■ Up to 3.5% of Sales Price or Appraised
Value, the lesser of the two

2% Fully Amortized Option:

■ Interest Rate = Interest rate is 2% higher
than the first mortgage rate
■ Fully Amortizing Loan for 120 Months
■ Up to 3.5% of Sales Price or Appraised
Value, the lesser of the two

**All assistance is provided in compliance with FHA guidelines.

Kyle Warren
[email protected]
(540) 533-2141

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA or the Federal government.

05/13/2025

Calque offers two Buy-Before-You-Sell Solutions:
1. The Trade-In Mortgage -

Buy Before You Sell Avoid the hassle of timing the sale of two homes, short-term rentals, and moving twice. Buy your dream home now. Sell your current home after you've moved.

2. The Contingency Buster -

Get a guaranteed backup offer for the minimum amount required to eliminate your home sale contingency so you can BBYS for the lowest possible fee.

Purchase Price Guarantee (PPG) for your current home.

This guarantee serves as a backup offer, ensuring that Calque will purchase the home for a pre-agreed price if it remains unsold on the open market within specified timeframe.

This arrangement allows Integrity Home Mortgage Corp. to finance your new home as though the existing one has already been sold.

Interested in learning more? Feel free to reach out, and we can explore your options together.

*Please Note: Until the departing residence is sold, the homeowner remains responsible for all associated mortgage payments.

**New property must have conventional home loan financing. *Calque will provide a Purchase Price Guarantee as a back-up offer. If your client’s home does not sell within the specified timeframe (up to 150 days in most markets) Calque will purchase at the agreed-upon price. If Calque does purchase your client’s home and resells it for more than the Purchase Price Guarantee, Calque will return the net profit to your client after Calque has paid their expenses. Expenses may include but not limited to agent commissions, title and closing costs, property taxes, assessments, and interest expense. Property eligibility restrictions apply for more information contact your agent and lender.

***Integrity Home Mortgage Corporation (IHMC) is not affiliated with Calque.

Kyle Warren
[email protected]
(540) 533-2141

05/12/2025

If you have recently graduated or finished a certification program, we might have the perfect opportunity for you!

FNMA and FREDDIE Considerations:
2 years work history required
School transcripts if job history is under 2 years
Part-time income counts towards job history
Variable income must show 12 months of stability
High school transcripts not accepted
Income must be stable and expected to continue

FHA Considerations:
2-year work history OR proof of school enrollment OR military service in the last 2 years

VA Considerations:
2-year work history in current position OR evidence of training/education related to the role

USDA Considerations:
1 year work history
1 year combined from employers, military, or education
High school diploma without a career-based certificate does not meet requirements

Contact us to explore your options!
*Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of FHA, USDA/RD, VA or the Federal government.

Kyle Warren
[email protected]
(540) 533-2141

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA or the Federal government.

05/11/2025

Happy Mother’s Day to All the Incredible Moms!

Today, we celebrate your endless love, strength, and sacrifices. Whether you're a mom, stepmom, grandmother, mother figure, or someone who simply nurtures with a mother’s heart—thank you. You make the world kinder, brighter, and stronger just by being you. Your love shapes lives and leaves a legacy that lasts forever.

Wishing you a day filled with love, joy, and the recognition you truly deserve.

Kyle Warren
[email protected]
(540) 533-2141

05/09/2025

Honoring the Strength of Military Spouses

Strong enough to serve without a uniform. Today, we recognize, celebrate, and express our gratitude to you — Happy Military Spouses Day!

Did you know? VA loan benefits can also extend to the surviving spouses of veterans, enabling them to fulfill their dream of homeownership with no down payment.

If you are a veteran, an active service member, or a surviving spouse, you may qualify for a VA home loan.

In appreciation of your service, we are pleased to offer:
VA HOME LOAN WITH NO LENDER FEES*

Allow us to give back to you.



*Note: Third-party closing fees still apply. Discount points are not considered lender fees, and veterans may be responsible for paying those points/fees.

Kyle Warren
[email protected]
(540) 533-2141

05/08/2025

In all seriousness, the faster you provide us with those documents, the sooner you’ll be on your way to moving into your new home.

Help us, help you close faster. Docs in, drama out.

Kyle Warren
[email protected]
(540) 533-2141

05/06/2025

Integrity Home Mortgage Corporation offers jumbo loans that come with reduced out-of-pocket expenses, making homeownership more accessible despite the increasing home prices.

Program Highlights:

Programs available with 10% down dependent on credit score and loan amount.

Loan amounts up to $3MM again dependent on credit score and loan to value

Minimum credit scores starting at 660 and opening doors for buyer's with past credit events

Are you prepared to take the plunge and transform your dreams into reality? Contact us today, and let's embark on this journey together.

Additional Loan Terms:

● Purchase, Rate Term Refinance, and Cashout options available.

● Primary, 2nd homes, and Investment
properties allowed

● Fixed-Rate options available

● Adjustable-Rate Mortgage (ARMs) options - Increase your buying power with a lower rate and lower payment for the fixed number of years depending on loan program you choose.

● Interest Only Payments - Pay the interest (not principal) for a fixed number of years depending on the loan program you choose, making your initial payment lower.

For informational purposes only. All mortgage applicants are subject to underwriting and qualification guidelines. This is not a commitment to lend.

Kyle Warren
[email protected]
(540) 533-2141