Affinity Insurance Professionals

Affinity Insurance Professionals Ohio Medicare Solutions

Unlike Medicare Part A, which is often premium-free, Medicare Part B typically requires a monthly premium. Higher-income...
06/25/2026

Unlike Medicare Part A, which is often premium-free, Medicare Part B typically requires a monthly premium. Higher-income beneficiaries may pay an additional Income-Related Monthly Adjustment Amount (IRMAA).

Medicare Supplement plans do not cover prescription medications. If you need drug coverage, you'll typically need to enr...
06/23/2026

Medicare Supplement plans do not cover prescription medications. If you need drug coverage, you'll typically need to enroll in a separate Medicare Part D prescription drug plan.

If you don't enroll in Part B when you're first eligible and don't have other qualifying coverage, you may face a late e...
06/22/2026

If you don't enroll in Part B when you're first eligible and don't have other qualifying coverage, you may face a late enrollment penalty that could increase your premium for as long as you have Part B.

Annual Plan Reviews Matter: Your healthcare needs and prescription medications can change from year to year. Reviewing y...
06/19/2026

Annual Plan Reviews Matter: Your healthcare needs and prescription medications can change from year to year. Reviewing your Medicare coverage annually helps ensure your plan still meets your needs.

Medicare Advantage vs. Medicare Supplement: Medicare Advantage and Medicare Supplement plans are designed differently an...
06/18/2026

Medicare Advantage vs. Medicare Supplement: Medicare Advantage and Medicare Supplement plans are designed differently and offer unique benefits. Understanding the differences can help you make a more informed decision about your coverage.

Preventive Services Are Important: Medicare covers many preventive services, including annual wellness visits and certai...
06/17/2026

Preventive Services Are Important: Medicare covers many preventive services, including annual wellness visits and certain screenings. Taking advantage of these benefits can help you stay healthier and catch potential issues early.

Don't Assume Your Doctors Are Covered: Before enrolling in a Medicare plan, always check whether your preferred doctors ...
06/16/2026

Don't Assume Your Doctors Are Covered: Before enrolling in a Medicare plan, always check whether your preferred doctors and hospitals participate in the network. A few minutes of research today can help prevent surprises later.

Prescription Drug Formularies Change: Medicare drug plans can change their covered medications and costs each year. Revi...
06/15/2026

Prescription Drug Formularies Change: Medicare drug plans can change their covered medications and costs each year. Reviewing your plan during the Annual Enrollment Period can help ensure your prescriptions remain affordable.

Fast Fact: Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
06/11/2026

Fast Fact: Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

Wellness 101: Pursuing hobbies, learning new skills, or volunteering can provide a sense of accomplishment and cognitive...
06/10/2026

Wellness 101: Pursuing hobbies, learning new skills, or volunteering can provide a sense of accomplishment and cognitive stimulation.

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