Robin Kristine Rhoads Loan Officer NMLS 1959663

07/31/2024

𝙸𝚗𝚏𝚕𝚊𝚝𝚒𝚘𝚗 𝙽𝚞𝚖𝚋𝚎𝚛𝚜 𝙲𝚘𝚘𝚕 𝚒𝚗 𝙹𝚞𝚗𝚎
Last week, the CPI saw a 0.1% decline from the previous month, bringing the 12-month rate to 3%—the lowest in over three years! This may lead to lower interest rates later this year.
🏦📉Highlights:
Core CPI: Up just 0.1% monthly, 3.3% annually—the smallest annual increase since April 2021.
Gasoline prices: Down 3.8%, offsetting increases in food and shelter prices.
Shelter inflation: Dropped to a 5.2% annual rate, still above pre-pandemic levels but a significant decrease from early 2023.
Economists are optimistic that the Federal Reserve might announce a rate cut in their September meeting, viewing the higher CPI numbers in early 2024 as just a "bump in the road."
🚀📊Stay tuned for more updates! 💼✨

07/30/2024

🏅 The Summer Olympics are back!
🎉 Get inspired with our latest blog featuring fun and creative ways to celebrate the Games. From watch parties and themed snacks to hosting your own backyard Olympics, there’s something for everyone. Dive into the Olympic spirit and create lasting memories with friends and family.
Read more: https://brev.is/kGSua

07/24/2024

Is buying an investment property different from buying a primary residence? The answer is YES. There are many things you’ll want to consider—first and foremost, how to qualify.

We’ve got everything you need to know about financing your first investment property here: https://bit.ly/3Wid6vO

07/24/2024

🎉 Happy Pioneer Day! 🎉Today, we celebrate the incredible spirit and resilience of the pioneers who paved the way for future generations. Their determination and courage continue to inspire us every day.Let's honor their legacy by embracing new challenges and forging new paths in our own lives. Here's to the pioneers of the past, present, and future!

07/23/2024

While most buyers prefer modernized, move-in-ready homes, some bargain hunters are still willing to buy a fixer-upper. A new survey of around 1,000 Gen Zers in their 20s found that more than half of them were willing to consider an unmodernized home. However, around 27% of the respondents who had already bought one were rethinking their decisions. Would-be buyers need to keep renovation costs in mind, as well as the home's current functionality. Will they be able to move in after closing, or will they have to wait until after essential plumbing or electrical repairs are completed? If you're involved in the sale of an unmodernized home, here are areas that need a closer look: Roofs: Repairs can incur a significant cost, and earlier leaks may have caused more damage than you'll see during a walk-through. Plumbing: Any pipes installed before 1980 will need special attention, as older materials are more likely to leak. Electricity: Find out when the home's wiring was last updated. Older homes often lack safety features like ground fault circuit interrupters (GFCIs). The electrical panel, aka breaker box, can also provide clues about the home's safety. Walls: If you spot cracks in walls, uneven floors and sticking doors, there could be expensive foundation repairs in the buyer's future. Land: In addition to FEMA flood ratings, look for evidence of flooded basements or erosion. Some types of soil are less stable than others, which means that one heavy rain can cause an expensive, unwanted surprise.

07/17/2024

Excited to be ranked #13 Top VA Mortgage Lender by Scotsman Guide! A big thank you to our veterans, dedicated team, and loyal clients!

07/16/2024

🌟 Attention Home Builders! 🌟
Are you sitting on unsold inventory? Let's talk!! 🏡✨

07/10/2024

🏡 Dreaming of owning your own home? Discover the top 8 benefits of homeownership! From building equity to creating a personal sanctuary, owning a home can transform your life.
🌟✨Check out our latest blog to learn more: https://bit.ly/4cGBmxm
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The benefits of homeownership involve more than simply putting a roof over your head. Here are the top eight benefits of homeownership.

07/09/2024

🔧✨ July Home Maintenance Checklist! ✨🔧Summer is in full swing, and it's the perfect time to tackle those essential home maintenance tasks. 🌞🏡

07/04/2024

🎆Happy 4th of July!🎆
Today, we celebrate the land of the free and the home of the brave. Let’s take a moment to honor the spirit of independence, the courage of our forefathers, and the freedom we cherish every day.
May your day be filled with joy, fireworks, and memories with loved ones.

07/03/2024

Let's not miss the June Financial Fitness blog.
Boost your financial savvy with the latest insights from American Pacific Mortgage! Discover key trends, tips on home financing, insurance updates, and more in our June 2024 Financial Fitness blog. Stay ahead of the game and make informed decisions for your financial future.
https://bit.ly/3VxHIrD

Expert insights and advice on mortgages, insurance, and financial trends to help you achieve your goals. Stay informed with our blog for valuable tips and updates.