Dave Barton NMLS 229113 American Pacific Mortgage

Dave Barton NMLS 229113 American Pacific Mortgage Dave Barton Branch Manager-APM Loan Team / Production Trainer
NMLS #229113
American Pacific Mortgage NMLS #1850
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Dave Barton Loan Officer NMLS #229113
American Pacific Mortgage NMLS #1850
Equal Housing Opportunity. Licensed in UT, WY

Regional Sales Leader / Mortgage Consultant - Specializing in helping people realize their financial goals and dreams through education, consultation, management and technical details of the mortgage industry. https://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/1850

Some of the best memories happen in the passenger seat... or around the grill.What reminds you most of Dad:Road trips or...
06/16/2026

Some of the best memories happen in the passenger seat... or around the grill.

What reminds you most of Dad:
Road trips or BBQs?
https://myoc.io/DaveBartonLoans



NMLS # 229113

Rates change. Strategy wins. Rates move every day, so trying to predict them is less effective than preparing for differ...
06/11/2026

Rates change. Strategy wins. Rates move every day, so trying to predict them is less effective than preparing for different scenarios. The best move is having a plan that works in more than one market. If you want to talk strategy, message me.
https://myoc.io/DaveBartonLoans



NMLS # 229113

06/09/2026

Mortgage rates can change for a variety of reasons, sometimes multiple times in a single day, and it’s not always because of one headline or one Fed meeting.
Factors that can influence mortgage rates include:
✔ Inflation trends
✔ Jobs reports
✔ Economic data
✔ Bond market activity
✔ Global events
✔ Investor confidence

That’s why a smart mortgage strategy starts with understanding your options, your goals, and your timeline, not just chasing headlines.

Creating a plan that factors in the current rate environment is how many buyers and homeowners are making confident decisions in today’s market.
Stop guessing. Start planning... contact me today!
https://myoc.io/DaveBartonLoans



NMLS # 229113

The 𝐛𝐞𝐬𝐭 rate is not always the lowest rate. It is the one that fits your overall plan. A rate is only part of the story...
06/04/2026

The 𝐛𝐞𝐬𝐭 rate is not always the lowest rate. It is the one that fits your overall plan. A rate is only part of the story, and structure, timing, and long-term goals matter just as much. If you want to look at the full picture, message me.
https://myoc.io/DaveBartonLoans



NMLS # 229113

May is Asian American, Native Hawaiian, and Pacific Islander (AANHPI) Heritage Month—a time to honor the vibrant culture...
05/28/2026

May is Asian American, Native Hawaiian, and Pacific Islander (AANHPI) Heritage Month—a time to honor the vibrant cultures, traditions, and lasting contributions of the AANHPI community.
From creativity and innovation to cuisine, music, and leadership, AANHPI voices continue to shape and enrich our world.
https://myoc.io/DaveBartonLoans



NMLS # 229113

05/26/2026

Did you know there are ways to lower your interest rate upfront when buying a home?
A seller-paid buydown allows the seller to contribute toward reducing your interest rate, helping to lower your monthly payment (especially in the early years of your loan).
This can be a powerful strategy in today’s market, giving buyers more flexibility and affordability.
It’s not one-size-fits-all, but it’s an option worth exploring if you’re planning to purchase.
https://myoc.io/DaveBartonLoans



NMLS # 229113

05/25/2026

We’re honored to help build the American dream, thanks to the brave men and women who made it possible.
Today, we remember their sacrifice
https://myoc.io/DaveBartonLoans



NMLS # 229113

Address

3000 Lava Ridge Court, Suite 200
Roseville, CA
95661

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18013763130

Website

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