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Justin Brough

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United States
Layton, UT
Justin Brough

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I am a Mortgage Loan Originator and my goal is to get you into your home - whether it's your first home, twentieth, or somewhere in between.

NMLS #1561384
www.nmlsconsumeraccess.org | Equal Housing Lender | American Pacific Mortgage NMLS 1850

11/03/2026

📉 Good news on the rate front: Treasury yields eased yesterday, and oil prices dropped, which helps ease inflation worries. That’s a little relief for mortgage markets, though it’s one day at a time and rates still move around.

Whatever happens on Election Day 🗳️, rates tend to follow inflation and the Fed more than the headlines.

Thinking about buying or refinancing? Message me and we’ll look at your options. 🏡

11/02/2026

📉 Good news for buyers: the bond market has been improving since October’s highs, which is what mortgage rates tend to follow.

That said, it’s a busy week ahead (jobs report Friday!), so things can move quickly in either direction. 📊

If you’re thinking about buying or want to know where you stand, now’s a good time to run the numbers.

Send me a message and let’s talk it through! 🏡

Send a message to learn more

10/31/2026

Some things are supposed to be a little spooky - your mortgage shouldn't be one of them.

10/30/2026

Every homeowner reaches a point where they start asking, "What's next?"

Maybe your family needs more space. Maybe you're ready to downsize. Maybe you're relocating, investing, or wondering if buying before selling is even possible.

The truth is, there's no one-size-fits-all path to your next move. That's why understanding your options is so important.

In this video, we walk through some of the most common life changes that lead people to make a move and the financing solutions that can help make the transition smoother.

Watch the full video, then let's talk about what your next move could look like. A conversation today can help you make a more confident decision tomorrow.

10/29/2026

Today, we just want to say thank you.

You show up for our communities every single day, and we think it's time someone shows up for you. That's why we built our STAR program: home loan solutions designed specifically for the heroes who protect us.
Curious how your STAR perks work? I'm always one call away.

10/23/2026

Old thinking says home financing has one set of rules. New reality? There's more flexibility than most people realize, whether that's down payment, income documentation, or the type of program that fits your situation. The best way to know what applies to you is a conversation, not a guess. Let's talk through your options.

10/21/2026

Not every homebuyer is a W-2 employee. And that's okay.

Today's workforce looks very different than it did 20 years ago. Entrepreneurs, freelancers, real estate investors, retirees, commission-based professionals, and business owners often have income that doesn't fit traditional lending guidelines.
That's why we offer a variety of mortgage solutions designed for today's borrowers.

10/19/2026

The rules of mortgage lending have changed.

We believe home financing should fit your life, not the other way around.

If you've been told your credit score isn't good enough to buy a home, it may be time for a second look. With a broad range of mortgage solutions, including programs designed for first-time homebuyers, borrowers with new or rebuilding credit, and those with unique financial situations, we've helped more people find a path to homeownership.
Don't assume you don't qualify. Let's Talk.

10/16/2026

Your equity isn't just a number. It's cash you can put to work, on your terms.
Want to see what yours could do? Let's talk about your options.

10/12/2026

One of the biggest myths in homebuying is that you need a 20% down payment.

The truth? Many qualified buyers purchase a home with much less.

We're committed to helping more people achieve homeownership. Depending on your goals and qualifications, your options may include low down payment loans, assistance programs, grants, or other financing options that can make buying a home more accessible.

We also offer programs like Pathway Down Payment Assistance, 1% Home, Community Lending, HomeReady®, Home Possible®, and access to national and regional down payment assistance programs.

Let's Talk!

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Layton, UT
84041

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