Shay Hansen, Loan Officer

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Shay Hansen, Loan Officer Shay Hansen provides home loans and refinance in Utah and Florida I started in the mortgage industry in 2008 as a processor.

Purchasing your new home or refinancing your current home should not be a stressful time, which is why my goal is to provide you with a seamless experience from start to finish. I have been in the mortgage industry for over 12 years and I continually educate myself to stay on top of mortgage trends, guideline updates and changes in loan programs to offer you the best advice. Shortly after I was a loan officer assistant, mortgage supervisor and now loan officer. Helping people attain the dream of home ownership and financial security is what has always driven me to stay in the housing industry. I enjoy building long lasting relationships with my agents and borrowers. Shay Hansen NMLS # 652794 Loan Officer at American Pacific Mortgage Corp NMLS # 1850 equal housing opportunity
www.nmlsconsumeraccess.org

10/15/2026

Headlines might make it seem like a tough time to buy, but informed buyers are finding incredible opportunities right now.

With more homes sitting on the market and less competition, sellers are much more open to negotiating. This shift means you could secure seller credits for closing costs or even negotiate a better purchase price.

Today market truly rewards buyers who move forward with a clear strategy. 🏠

Send me a direct message today to see how we can put these conditions to work for you.

NMLS # 652794

Equity isn’t something you just have—it’s something you use. If it’s just sitting there, it’s not doing its job. Make yo...
10/15/2026

Equity isn’t something you just have—it’s something you use. If it’s just sitting there, it’s not doing its job. Make your equity work as hard as you do.
https://myoc.io/



NMLS # 652794

10/08/2026

Finding the right home doesn't happen overnight, and it shouldn't feel like a race against your rate. Lock n' Shop lets you lock in first, then take the time you need to find the home that's right for you. We're happy to walk through how it works.
https://myoc.io/



NMLS # 652794

10/06/2026

You might be more ready to buy a home than you think. 👀🏡
Don’t spend years preparing based on assumptions. Find out what your path to homeownership actually looks like.
📲Let's Connect!
https://myoc.io/



NMLS # 652794

10/02/2026

What if you could ease into your monthly mortgage payment instead of jumping all the way in right away?

A temporary buydown can help lower your monthly payment during the first couple of years in your home. Many buyers even negotiate for the seller to cover this cost as a credit, keeping more cash in your pocket.

This approach gives you valuable financial breathing room while you furnish and settle into your space. 🏡

NMLS # 652794

10/01/2026

Your tax returns say one thing. Your income story may say another. đź‘€
Self-employed? Freelancer? Gig worker? Independent contractor? Traditional income documentation doesn’t always capture the full picture.
The good news? Your tax returns may not be the only way to tell your income story.
Bank statement loan options can give qualified borrowers another way to document income.
Let's connect to explore your options!
https://myoc.io/



NMLS # 652794

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.Whether tha...
09/29/2026

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.

Whether that's a kitchen reno, paying down higher-interest debt, or funding something new, a HELOC lets you actually use your equity instead of just watching it sit there.

Curious what yours could do? Let's look at your options.
https://myoc.io/



NMLS # 652794

09/24/2026

Drowning in high-interest credit card or personal loan debt?
Your home equity might be the solution.

By tapping into the equity you’ve built, you could combine that debt into one manageable monthly payment—often at a much lower interest rate. That means less stress and more savings over time.

Whether it’s a cash-out refinance, HELOC, or home equity loan, we’ll help you find the right fit.

đź“© Contact me today to get started!
https://myoc.io/

NMLS # 652794

Don’t waste your time on things you can’t control, people who don’t appreciate you, or opportunities that simply aren’t ...
09/22/2026

Don’t waste your time on things you can’t control, people who don’t appreciate you, or opportunities that simply aren’t meant for you.

Your time is valuable. Spend it where it matters.
https://myoc.io/



NMLS # 652794

09/17/2026

Plot twist: You don’t have to be ready to buy a home to start planning for one. 👀
Sometimes the smartest first move is simply finding out what it would take to get there.
Start with a conversation. Let's connect!
https://myoc.io/



NMLS # 652794

Address

27 S Main Street
Layton, UT
84041

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18017109115

Website

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