Kimmy Kasubke-Home Lending-Mortgage Broker

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Kimmy Kasubke-Home Lending-Mortgage Broker Local mortgage broker who offers a consultative approach through the home loan process, purchase or refinance-All products!

Conventional, VA, FHA, USDA, Bank Statement, NonQM-DSCR. HELOC, fixed 2nd mortgages and bridge loans.

11/04/2026



⛰ Kimmy Kasubke ⛰
NMLS # 1026690
📱: 619-961-6044
📧: [email protected]

🏡💰 Mortgage Terms: Earnest MoneyHeard this one tossed around and not totally sure what it means? Let’s break it down. 📝E...
11/04/2026

🏡💰 Mortgage Terms: Earnest Money

Heard this one tossed around and not totally sure what it means? Let’s break it down. 📝

Earnest money is a good faith deposit you put down once your offer is accepted. It shows the seller you are serious. Instead of going straight to the seller, it is held by a neutral third party, and at closing it gets applied toward your down payment and closing costs. ✅

Here is why it matters. The contingencies written into your contract are what protect that deposit. Things like financing, inspection, and appraisal contingencies can allow you to walk away and keep your earnest money if something falls through. 🛡️

This is exactly the kind of detail I help my buyers understand before they sign anything.

Follow along for more mortgage tips. 🔑


⛰ Kimmy Kasubke ⛰
NMLS # 1026690
📱 619-961-6044
📧 [email protected]

Nothing beats getting out of the office to celebrate a milestone with two of my favorite ladies, a partner and a client....
11/04/2026

Nothing beats getting out of the office to celebrate a milestone with two of my favorite ladies, a partner and a client. 🥂

We covered market updates, family news, pet stories, and plenty of laughs along the way. These are the moments that remind me why I love what I do. Relationships first, always.

Here’s to many more milestones ahead! 🎉







⛰ Kimmy Kasubke ⛰

NMLS # 1026690
📱: 619-961-6044
📧: [email protected]

My friends are selling their beautiful 4 bed/4 bath home in Lafayette. Get the best views of the front range with this o...
11/02/2026

My friends are selling their beautiful 4 bed/4 bath home in Lafayette. Get the best views of the front range with this one!

1529 Harvest Drive, Lafayette Co

🏡🧡 For my past clients: know someone who is ready to buy?There is no bigger compliment than a referral from someone I ha...
11/02/2026

🏡🧡 For my past clients: know someone who is ready to buy?

There is no bigger compliment than a referral from someone I have already helped into a home. 🙏

If you have a friend, family member, or coworker who is thinking about buying, refinancing, or just wondering if they are ready, send them my way. I will take good care of them, answer all their questions, and walk them through every step just like I did for you. 🤝

Your trust means everything to me, and I promise to treat the people you send with the same care and attention. 🔑

Tag someone or share this post. I would love to help. 💛


⛰ Kimmy Kasubke ⛰
NMLS # 1026690
📱 619-961-6044
📧 [email protected]

🎃👻 Every loan officer has their own nightmares… and trust me, these are REAL scary! 😂A pre-approval expiring, a rate loc...
10/30/2026

🎃👻 Every loan officer has their own nightmares… and trust me, these are REAL scary! 😂

A pre-approval expiring, a rate lock running out, one more document request, or a surprise credit card during escrow? Those are the things that keep us up at night! 🏡😱

The good news? A little communication, preparation, and staying on top of the details can make all the difference.

Don't let your mortgage become the real Halloween horror story. I've got your file covered! 🔑🧡

Happy Halloween! 🎃


⛰ Kimmy Kasubke ⛰
NMLS # 1026690
📱 619-961-6044
📧 [email protected]

Check out this two-bedroom home is at the heart of it all, located in the sought after Hale/Mayfair neighborhood. Its be...
10/28/2026

Check out this two-bedroom home is at the heart of it all, located in the sought after Hale/Mayfair neighborhood. Its beautiful with ample living space and an HOA that covers maintenance and nearly all of your monthly expenses. Contact Amy Martin 720-297-8909

🏡 Tip of the Day! 📝🔑Buying a home comes with LOTS of paperwork! 📑 Once you make it to closing day, you’ll have even more...
10/21/2026

🏡 Tip of the Day! 📝🔑

Buying a home comes with LOTS of paperwork! 📑 Once you make it to closing day, you’ll have even more important documents to review and sign.

✨ My tip: Keep a physical file of all your fully executed closing documents, including signatures from all parties. You’ll thank yourself later when you need to reference them!

A little organization today can save you a lot of time tomorrow. 🗂️🏠


⛰ Kimmy Kasubke ⛰
NMLS # 1026690
📱 619-961-6044
📧 [email protected]

🏡 POV: It’s 2 AM and you’re already mentally decorating a house you haven’t even been pre-approved for yet. We’ve all be...
10/19/2026

🏡 POV: It’s 2 AM and you’re already mentally decorating a house you haven’t even been pre-approved for yet. We’ve all been there! 👀✨

Here’s your sign to stop scrolling and start planning. Getting pre-approved is the first step toward turning those late-night Zillow dreams into reality! 🏠🔑

Let’s get you pre-approved so you can house-hunt with confidence. 😉

📩 DM me or reach out to get started!
⛰ Kimmy Kasubke ⛰
NMLS # 1026690
📱 619-961-6044
📧 [email protected]

🏡 Tip of the Day: Get Pre-Approved Before House Hunting! 🔑Ready to start your homebuying journey? Getting pre-approved f...
10/14/2026

🏡 Tip of the Day: Get Pre-Approved Before House Hunting! 🔑

Ready to start your homebuying journey? Getting pre-approved for a home loan helps you understand your budget, shows sellers you’re serious, and can give you an advantage when competing with other buyers. The more prepared you are, the smoother your homebuying journey can be! ❤️

Thinking about buying a home? Let’s get you one step closer to your dream home! 🏠✨


⛰ Kimmy Kasubke ⛰
NMLS # 1026690
📱 619-961-6044
📧 [email protected]

Address

300 Union Boulevard #420
Lakewood, CO
80228

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