Reverse Mortgage Colorado

Reverse Mortgage Colorado Reverse Mortgage Colorado teaches you the facts about the FHA insured HECM reverse mortgage program.

You get accurate information to make an educated decision if a reverse mortgage is right for your particular situation. You will get accurate facts from an expert with over 13 years in the reverse mortgage business as well as hear from actual borrowers who have used a reverse mortgage to live a more comfortable and secure retirement.

Buying a home in retirement is a big decision: and it requires a different strategy than your first home purchase. When ...
09/02/2026

Buying a home in retirement is a big decision: and it requires a different strategy than your first home purchase.

When you're ready to buy, expert Denver realtor Alex Kishinevsky shares three essential rules to keep in mind:

1️⃣ Look at at least 10 properties before writing an offer. Get a true feel for the neighborhood and what your money buys.
2️⃣ Build a trusted team. From your buyer's agent and inspector to your financing specialist, having professionals you trust makes the journey smooth.
3️⃣ Have the courage to buy. Real estate remains a stellar long-term investment, and with condos seeing a softer market right now (prices down 15-20%), there are some incredible opportunities out there.

Want to hear more insider tips on navigating today's market?

Listen to our latest episode with Alex Kishinevsky: https://reverse-mortgage-colorado.net/podcast/denvers-shifting-market-a-realtors-guide-to-buying-selling-and-downsizing/

Thinking about making a move in the Denver real estate market? Here’s a quick reality check on where things stand right ...
08/31/2026

Thinking about making a move in the Denver real estate market?

Here’s a quick reality check on where things stand right now:

🔹 Single-family homes: Median price is sitting around $614K (up about 1% year-over-year).
🔹 Condos: Facing a softer market, with prices down 15-20%.
🔹 Inventory: We're seeing about 13 weeks of inventory with homes averaging around 19 days on the market.

Overall, it's shifting into a buyer's market: giving you a bit more breathing room to find the right property without the frantic bidding wars of recent years.

Whether you're looking to downsize or find a low-maintenance home for retirement, having the right data makes all the difference.

Tune in to our latest guest episode with Denver realtor Alex Kishinevsky for the full breakdown: https://reverse-mortgage-colorado.net/podcast/denvers-shifting-market-a-realtors-guide-to-buying-selling-and-downsizing/

Is your HELOC fixed period coming to an end? You are not alone.Many Colorado homeowners who set up Home Equity Lines of ...
08/28/2026

Is your HELOC fixed period coming to an end? You are not alone.

Many Colorado homeowners who set up Home Equity Lines of Credit a few years ago are now facing expiring draw periods and sudden rate jumps. If you're managing a fixed retirement income, watching your monthly obligations increase can feel stressful.

What if you had a credit line that couldn't be frozen and didn't require monthly payments?

In our latest episode of the Three Questions Podcast, we break down how a HECM line of credit compares and why it might offer the financial stability you need right now.

Listen to the full episode and explore your options: https://reverse-mortgage-colorado.net/podcast/three-questions-to-ask-yourself-before-starting-a-reverse-mortgage/

Is a reverse mortgage a new trend or an unproven financial product? Not at all! The FHA-insured HECM program was signed ...
08/27/2026

Is a reverse mortgage a new trend or an unproven financial product? Not at all! The FHA-insured HECM program was signed into law by President Ronald Reagan back in 1988 and has been actively helping American seniors since 1989.

That's nearly 40 years of rigorous testing, legislative improvements, and robust consumer protections designed to help older homeowners age in place with financial security. It is a time-tested safety net, not a last resort or a gimmick.

In our latest episode of the Three Questions Podcast, we walk through essential questions to ask yourself before starting your journey, offering transparent guidance with zero pressure.

Tune in and get the facts: https://reverse-mortgage-colorado.net/podcast/three-questions-to-ask-yourself-before-starting-a-reverse-mortgage/

Worried about the loan balance growing over time? It is the elephant in the room when discussing reverse mortgages, and ...
08/26/2026

Worried about the loan balance growing over time? It is the elephant in the room when discussing reverse mortgages, and it deserves an honest conversation.

In the final installment of our Three Questions series, Bruce walks through how interest accrues and why the loan balance increases. But here is the vital protection every senior and family member needs to know: a HECM reverse mortgage is a non-recourse loan. That means heirs will never: under any circumstance: owe more than the home is worth when it is sold.

Most homeowners still leave plenty of equity behind, but our bottom line remains the same: if a reverse mortgage causes you more stress than the financial relief it provides, it is simply not the right choice for you. Transparency and peace of mind always come first.

Tune in to the full episode to get all the facts and decide if this is the right path for your retirement security.

Listen now: https://reverse-mortgage-colorado.net/podcast/three-questions-to-ask-yourself-before-starting-a-reverse-mortgage/

Ever feel like your money is "there," but you just can't touch it?You’ve worked decades to build a retirement portfolio ...
08/25/2026

Ever feel like your money is "there," but you just can't touch it?

You’ve worked decades to build a retirement portfolio and grow your home equity. But when a big, unexpected expense pops up: like a major home repair or a medical bill: it can be tempting to sell off stocks or draw from your IRA to cover the cost.

The problem? If the market is down, you’re locking in those losses forever. That’s what we call "Liquidation."

There’s a smarter way to find liquidity: your home. For many Colorado retirees, the majority of their wealth is locked in their walls. By using a reverse mortgage as a strategic tool, you can access cash while leaving your investments exactly where they belong: growing for your future. It’s about having a safety net that doesn't force you to sell your best assets when the timing isn't right.

We dive deep into how this strategy works (and when it might not be the right fit) in our latest podcast episode. 🎧

Listen here: https://reverse-mortgage-colorado.net/podcast/3-reasons-asset-rich-homeowners-use-reverse-mortgages/

What happens if only one spouse is 62 or older, but you both want the security of staying in your Colorado home?Many cou...
08/24/2026

What happens if only one spouse is 62 or older, but you both want the security of staying in your Colorado home?

Many couples worry that if the borrowing spouse passes away or moves into care, the younger spouse will be forced to sell.

But thanks to crucial FHA rule changes, eligible Non-Borrowing Spouses can remain in the home indefinitely : as long as property taxes and insurance are maintained.

This vital safety net offers incredible peace of mind for mixed-age couples planning their future.

Tune in to our latest podcast episode to break down how these HECM consumer protections keep you and your loved ones secure:

https://reverse-mortgage-colorado.net/podcast/the-safety-net-nobody-tells-you-about-six-consumer-protections-built-into-the-hecm/

Worried about your home equity line of credit being frozen or canceled when you need it most?If you remember 2008, you k...
08/21/2026

Worried about your home equity line of credit being frozen or canceled when you need it most?

If you remember 2008, you know this is a real risk. Unlike a traditional HELOC, which banks can freeze or reduce if market conditions wobble, a HECM reverse mortgage line of credit is federally insured and guaranteed.

As long as you meet basic loan terms : keeping up with property taxes and insurance : your line of credit cannot be touched, reduced, or canceled.

Even better? The unused portion of a HECM line of credit actually grows over time, giving you a powerful, reliable financial safety net in retirement.

Tune in to our Safety Net podcast episode to discover the consumer protections built into the HECM:

https://reverse-mortgage-colorado.net/podcast/the-safety-net-nobody-tells-you-about-six-consumer-protections-built-into-the-hecm/

Wondering how safe a reverse mortgage really is?In Episode 2 of our Three Questions series, we dive deep into the strict...
08/20/2026

Wondering how safe a reverse mortgage really is?

In Episode 2 of our Three Questions series, we dive deep into the strict guardrails built into the modern HECM:

🔹 HUD-approved mandatory counseling : an independent second opinion before you sign anything
🔹 Non-recourse protection : you or your heirs will never owe more than the home is worth
🔹 Financial assessment : ensuring the loan is sustainable for your situation
🔹 Non-borrowing spouse protections : keeping your spouse in the home

These loans are heavily regulated. As Bruce puts it: "This is the most regulated, safest loan I've done in 23 years."

Tune in to learn how these safeguards protect your financial future and peace of mind.

Listen to the full episode here: https://reverse-mortgage-colorado.net/podcast/three-questions-to-ask-yourself-before-starting-a-reverse-mortgage/

Worried about how a reverse mortgage works long-term and whether it's truly safe?Ever since the 2008 housing crisis, FHA...
08/19/2026

Worried about how a reverse mortgage works long-term and whether it's truly safe?

Ever since the 2008 housing crisis, FHA-insured HECM reverse mortgages have included built-in consumer protections designed specifically to keep you secure. Two of the most important are the Financial Assessment and the Initial Disbursement Limit (the 60% rule).

The Financial Assessment reviews your income and residual income to ensure the loan is sustainable for your lifestyle over the long haul.

Meanwhile, the 60% rule limits how much cash you can access in the first year, preventing overspending and ensuring you retain equity for future needs.

These aren't obstacles : they are your financial safety net.

Want to learn more about how these protections work for Colorado homeowners? Tune in to our latest Safety Net Podcast episode to get the full story:

https://reverse-mortgage-colorado.net/podcast/the-safety-net-nobody-tells-you-about-six-consumer-protections-built-into-the-hecm/

Address

1932 W 33rd Avenue
Denver, CO
80211

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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+13034677821

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