Susan Boyette - Senior Mortgage Originator, NMLS# 451382

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United States
Denver, CO
Susan Boyette - Senior Mortgage Originator, NMLS# 451382

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NBH Bank, NMLS 465954, Equal Housing Lender, Member FDIC

10/16/2026

Here's your weekly look at the markets!

Enjoy this quick update on what's going on in the housing and financial markets.

10/15/2026

Do you work a seasonal job? 🌿❄️

You may still be able to use your seasonal income when qualifying for a mortgage! 🏡

Lenders look at things like your employment history, past earnings, income trends, and likelihood of continued income when determining what can be used to qualify.

Don’t assume your seasonal job puts homeownership out of reach.

📲 Let’s take a look at your situation and see what options may be available!

10/12/2026

Financing a condo looks different these days. New regulations require lenders to make a thorough assessment of a condo association’s financial health before making a conventional loan, including a refinance. If you have questions about how this may impact a purchase or refi, please reach out. Community Banks Mortgage is an Equal Housing Lender. NMLS 465954

10/09/2026

10/01/2026

🏡 Why Do Lenders Care About Mortgage Reserves?

Think of reserves as your financial cushion after closing. 💰

If an unexpected income change happens, having money set aside may give you additional ability to keep up with your mortgage payments. That’s why reserves can be an important part of your overall loan profile. They demonstrate additional financial strength and may help offset certain risk factors considered during underwriting.

✨ The goal isn’t just getting you to closing. It’s helping make sure you’re financially prepared for homeownership afterward, too.

Address

7800 E Orchard Road Ste 100
Denver, CO
80111

Telephone

+17203647738

Website

http://www.cobnks.com/SusanBoyette

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