The Boyd Lending Team at Movement Mortgage, NMLS ID #18851

09/09/2026

When a seller is motivated, they're often open to more than just a price reduction. They may negotiate on closing costs. They may consider funding a rate buydown, which could lower your interest rate for the first one to three years of your loan. They may work with you on your timeline. Seven consecutive months of falling asking prices nationally, means this isn't a blip. Sellers in this segment have been sitting longer than they expected. That's leverage for a prepared buyer.

The buyers winning right now aren't just finding the right home. They're structuring the right deal. DM me and let's talk about what that looks like.

Source: Realtor.com Monthly Housing Trends Report 2026.

☎️ (770) 846-2628
📧 [email protected]
🌐 www.theboydlendingteam.com

09/08/2026

A HELOC lets your equity work, whether that's a renovation, debt payoff, or covering a big expense, all without touching your current mortgage rate. From September 8-22, qualified homeowners get .25% points off their HELOC rate. Message me to see what it looks like for you.

☎️ (770) 846-2628
📧 [email protected]
🌐 www.theboydlendingteam.com

09/07/2026

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.

09/04/2026

Mortgage rates hit their highest level since June 2025 this week. While that milestone sounds ominous, it was the product of gradual movement and logical motivations. Monday brought a modest, incre...

09/04/2026

You've been lied to about the housing market. Here's what the data actually shows. 👇

Everyone keeps saying now is the worst time to buy. But the numbers tell a completely different story.

"There's nothing in my price range."
Entry-level home inventory rose 4.5% year over year in June while luxury inventory fell 5.2%. More affordable homes are available right now — and fewer people are competing for them. Source : July 29, 2026 /PRNewswire/ New Zillow® data "Sellers are overpriced and won't budge."

Asking prices have dropped for nine consecutive months nationally. One in four sellers cut their price in June before a buyer even made an offer. Sellers are more open to negotiating on price, closing costs, and terms than they've been in years — and Movement offers buydown options that sellers can fund as part of the deal to lower your payment early on. Source: Realtor.com, research. July-2026-data.

"I'll lose to investors every time."
Large corporate investors have largely stepped back after new federal rules restricted them from buying existing housing stock. Today 96% of investor-owned single-family homes belong to small individual investors. The playing field has shifted in your favor. Source: BatchData, Q2 2025 Investor Pulse.

"Rates make it unaffordable."
Household incomes grew 4.6% last year while the median monthly mortgage payment actually fell slightly. A mortgage takes up a smaller share of take-home pay than it did a year ago. And with down payment assistance available, you may not need as much saved as you think. Source: Bureau of labor statistics. U.S. Department of labor. USUAL WEEKLY EARNINGS OF WAGE AND SALARY WORKERS SECOND QUARTER 2026. July 21, 2026

The market is more favorable for everyday buyers than the headlines suggest. You just have to know where to look.

📲 Find out what's actually possible for you right now.

☎️ (770) 846-2628
📧 [email protected]
🌐 www.theboydlendingteam.com

09/03/2026

The path to homeownership looks different for everyone. Some borrowers have straightforward finances. Others own businesses, work independently, invest in real estate, or have income that fluctuates from month to month. Different financial situations can require different lending solutions.

☎️ (770) 846-2628
📧 [email protected]
🌐 www.theboydlendingteam.com

09/02/2026

5.0 star review received on Experience.com for Wesley Boyd by Monique F - My experience with Movement Mortgage was amazing from beginning to end. Wesley and Bill were professional, responsive, and always available to answer my questions. Purchasing a home can be stressful, but they consistently provided updates, explained what was happening throughout the process, and helped put my worries at ease. What stood out most to me was that I felt like I was being treated as a person, not just another loan or transaction. They understood that purchasing a home is a major life experience and handled the process with patience, professionalism, and care. I would definitely recommend them to anyone looking to purchase a home.

Click to see all 320 reviews of Wesley Boyd, Sales Manager

09/02/2026

National housing headlines don't always tell the whole story.

According to Zillow Research, starter-home inventory increased 4.5% year over year in June, while luxury-home inventory declined 5.2%.

That could mean more options for some buyers searching at lower price points. Zillow also found that price cuts were more common among starter homes, with 25% of listings receiving a price cut in June. Market conditions can vary significantly by location, so what's happening nationally may look very different in your area.

Reach out to learn more about the inventory available in your area and price range.

☎️ (770) 846-2628
📧 [email protected]
🌐 www.theboydlendingteam.com

09/01/2026

Worried you can’t afford to buy a home? Before you decide, take a look at what you’re already spending on rent. You might be closer to homeownership than you think. Let's see what your options look like.

☎️ (770) 846-2628
📧 [email protected]
🌐 www.theboydlendingteam.com

09/01/2026

5.0 star review received on Experience.com for Wesley Boyd by Ronald T - Clear and timely communication

Click to see all 320 reviews of Wesley Boyd, Sales Manager