Anne Thompson, Loan Officer, NMLS: 220499

Anne Thompson, Loan Officer, NMLS: 220499 Hi!, I’m Anne Thompson, NMLS: 220499, Loan Officer with Movement Mortgage, a national mortgage lender. Movement Mortgage NMLS 39179 Movement Mortgage.

NMLS # 39179

Any mortgage lender that commits at least 10% of its profits to helping the neighbourhoods it serves is an Impact Lender. By giving borrowers the choice to have profits distributed to do good in communities, lenders can create deeper, more valuable connections. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose a

nd people have always come before profit. And while we’re the first Impact Lender, we hope we're not the only one. We invite all lenders to be Impact Lenders. https://www.movement.com/legal

Equal Housing Lender

Vizcaya Museum and Gardens was our favorite place in Miami.  😊
05/24/2025

Vizcaya Museum and Gardens was our favorite place in Miami. 😊

FHA is updating its rules starting May 25, 2025 — here’s what you need to know.To qualify for an FHA-insured mortgage, b...
05/21/2025

FHA is updating its rules starting May 25, 2025 — here’s what you need to know.
To qualify for an FHA-insured mortgage, borrowers must now be permanent residents with a valid green card. If you're currently using a visa or employment authorization (EAD), this change could affect your loan eligibility.
If you were planning to apply for an FHA loan — or you're helping someone who is — now's the time to double-check the details.
Have questions? DM me today so you can plan with confidence.
Product information subject to change.

Thinking about upgrading your home but don’t want to drain your savings? Refinancing your mortgage can be a smart way to...
05/20/2025

Thinking about upgrading your home but don’t want to drain your savings? Refinancing your mortgage can be a smart way to fund those home improvements without tapping into your emergency fund.
With a renovation refinance loan, you can refinance your mortgage and roll the cost of renovations right into your new loan. You’ll have one easy payment, and the interest rates could be lower than other financing options like credit cards.
Refinancing to fund your home improvements can increase your home's value while making your living space more comfortable and functional. It’s an investment that pays off both now and in the long run.
Ready to transform your home? Reach out today to learn more about your options.

Home equity — it’s one of your most valuable assets as a homeowner, but what exactly does it mean? Simply put, home equi...
05/19/2025

Home equity — it’s one of your most valuable assets as a homeowner, but what exactly does it mean? Simply put, home equity is the difference between what your home is worth and what you owe on your mortgage. So, if your home is worth $300,000 and you owe $200,000, your equity is $100,000.
As you pay down your mortgage and your home value increases, your equity grows. A home equity loan* allows you to take out that equity as a lump sum of cash you can use however you want, including:
• Home Improvements — Use your equity to fund upgrades that can increase your home's value even further.
• Debt Consolidation — Use that cash to consolidate high-interest debts (like credit cards) and save on interest.
• Access to Cash — A home equity loan can provide cash for major expenses, like education or emergency costs.
The best part? As your equity grows, so does your ability to use it in ways that benefit you.
Curious about how much equity you have or how to tap into it? DM me to explore your options!
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Beautiful Views of the Ocean at the top of Cape Florida Lighthouse in Key Biscayne, FL
05/17/2025

Beautiful Views of the Ocean at the top of Cape Florida Lighthouse in Key Biscayne, FL

Before you dive into the excitement of house hunting, a little preparation can make all the difference. Setting yourself...
05/16/2025

Before you dive into the excitement of house hunting, a little preparation can make all the difference. Setting yourself up for success upfront means fewer headaches later — and it all starts with a solid plan. Try these steps before you start house hunting:
• Get qualified* for a mortgage — This is one of the first steps you’ll want to take. It helps you understand your budget, so you can shop with confidence and avoid wasting time on homes that are out of your price range.
• Know your must-haves — Make a list of features you absolutely need in a home (like number of bedrooms, backyard space, or a home office). This helps you stay focused when browsing listings.
• Research the area — Take some time to explore neighborhoods. Consider factors like schools, commute times, and local amenities. It’s just as important as the home itself.
• Start saving for closing costs — Don’t forget about the extra expenses beyond the down payment! Closing costs can add up, so it’s important to budget for them.
Ready to get started? Send me a DM to talk about your mortgage options and start house hunting with a solid plan in place.
*All loans subject to credit approval. A qualification is not an approval of credit and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

If you're eyeing a fixer-upper and wondering which loan is best for your project, here’s what you need to know about the...
05/15/2025

If you're eyeing a fixer-upper and wondering which loan is best for your project, here’s what you need to know about the FHA 203k Full/Standard and FHA 203k Limited renovation loans.
FHA 203k Full/Standard — This loan is for bigger projects. Think major repairs like a new roof, structural fixes or expanding your home’s square footage. It allows for extensive renovations and even additional features like landscaping.
FHA 203k Limited — If you're only looking to update a few things like your kitchen or bathroom, this is the simpler, more budget-friendly option. It covers smaller projects, with a cap of $35,000 for repairs, and it’s perfect for quick cosmetic upgrades.
Both options let you roll the cost of renovations into your mortgage, so you don’t have to worry about financing repairs separately.
Not sure which loan works best for you? DM me to figure out which option suits your project and budget!

Your credit score is directly tied to the rates you're offered when buying a home. The higher your score, the better you...
05/14/2025

Your credit score is directly tied to the rates you're offered when buying a home. The higher your score, the better your chance of securing a lower interest rate, which could save you thousands over the life of your loan.
Here’s how to start improving your score before you apply:
• Pay down high-interest credit cards — It lowers your credit utilization and helps boost your score.
• Check your credit report for errors — Mistakes can drag your score down, so make sure everything’s accurate.
• Limit new credit inquiries — Every new account can temporarily lower your score, so wait until after your loan application.
• Set up automatic payments — On-time payments are key to keeping your score high and your rates low.
The better your credit score, the more favorable your rate options could be. Ready to see how your credit could work for you? DM me to plan your next steps.

Know Before You Go! Before you reach out to a realtor, make sure you’re approved*.Here’s why it matters:• Know exactly w...
05/13/2025

Know Before You Go! Before you reach out to a realtor, make sure you’re approved*.
Here’s why it matters:
• Know exactly what you can afford
• Avoid wasting time on homes outside your price range
• Stand out as a serious buyer in a competitive market
Your home search starts with the right plan. Ready to take the first step? DM me to get started.

If you're shopping for a higher-priced home, you’ve probably heard the term jumbo loan — but what makes it different fro...
05/12/2025

If you're shopping for a higher-priced home, you’ve probably heard the term jumbo loan — but what makes it different from a conventional loan? Here’s the quick breakdown:
A conventional loan covers homes that fall within a certain price range set by Fannie Mae and Freddie Mac. If the home you're looking at goes over that limit, you'll likely need a jumbo loan instead.
Jumbo loans are designed for larger loan amounts, but they usually come with a few extra requirements — like a stronger credit profile, higher income or more cash reserves. Nothing unmanageable, just something to plan for.
Not sure which loan type fits your price range or buying plans? Let’s figure it out together — I’m here to help you make a confident move.

After a lovely vacation in Key West, we stopped for a picnic at Bahia Honda State Park on Big Pine Key.  Absolutely beau...
05/11/2025

After a lovely vacation in Key West, we stopped for a picnic at Bahia Honda State Park on Big Pine Key. Absolutely beautiful…wish we could have stayed longer. 😊

Address

125 Townpark Drive , Ste. 160
Kennesaw, GA
30144

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