IOU Financial

IOU Financial 866-217-8564 IOU Financial provides small businesses throughout the U.S. access to the capital they need to seize growth opportunities quickly.

Typical customers include medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, and restaurants. In a unique approach to lending, the IOU Financial advanced, automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends. It makes loans of up to US$600,000 and renewed loans o

f up to US$750,000 to qualified U.S. applicants within a few business days, with affordable charges favorable to cash-flow management. Its speed and transparency make IOU Financial a trusted alternative to banks. IOU Financial operations is based in metro Atlanta, Georgia with headquarters in Montreal, Canada and publicly traded (TSX-V: IOU). For more information, visit http://IOUFinancial.com.

May was a great month for IOU Financial and we helped a multitude of small businesses get in a position to scale, grow, ...
06/04/2025

May was a great month for IOU Financial and we helped a multitude of small businesses get in a position to scale, grow, and establish themselves firmly within their respective industries.

We are going to continue rolling out great pricing and terms to ensure you are in the best position for your business to succeed!

Earlier this year, we brought our engineering team to Georgia for a week of brainstorming, prioritizing, and of course--...
06/02/2025

Earlier this year, we brought our engineering team to Georgia for a week of brainstorming, prioritizing, and of course--some good ole fashion fun! As we've been reflecting on the first half of the year, this is a stand out memory for our organization. This team brings so much wisdom, guidance, and leadership to our company and we are grateful for the time we had them here. We look forward to many more events like this in the future!

Interesting in joining our team? You can find our openings here: https://ow.ly/6oAE50W2vpm

We were honored to be named one of Georgia's Best Places to Work! We know that this is only possible because of the inc...
05/29/2025

We were honored to be named one of Georgia's Best Places to Work! We know that this is only possible because of the incredible team we have here at IOU Financial and we look forward to continuing to be a place our employees love to work.

You can read more about this achievement here: https://bestcompaniesgroup.com/best-places-to-work-in-georgia/winners/

If you're interested in joining our phenomenal team, you can find positions we are hiring for here: https://ioufinancial.com/about-us/careers/

05/27/2025

We love supporting small businesses and our most recent loan went to a Medical Office! We funded $277,000 for office and medical improvements and looking forward to seeing them thrive!

We'd love to help you take your small business to the next step! Apply now: https://ow.ly/MLok50VTeZv

96% of small business owners say it’s important their lender is part of an industry association that promotes transparen...
05/23/2025

96% of small business owners say it’s important their lender is part of an industry association that promotes transparency and trust. ⭐ 95% say independent reviews are essential to their decision.

It’s not just about the product—it’s about credibility, clarity, and consistency.

Are you showcasing your values as much as your value?

Access the full report: https://ow.ly/z9Xf50VTxqu

Only 29% of small business owners apply with their bank before seeking alternative financing.⏱️ Why? Speed. Flexibility....
05/22/2025

Only 29% of small business owners apply with their bank before seeking alternative financing.

⏱️ Why? Speed. Flexibility. Simplicity. Non-bank lenders are the new go-to partners.

To win in this environment, brokers need to match that agility.

Access the full report: https://ow.ly/S3IZ50VTxoc

Over 50% of merchants say their business is outperforming 2025 projections—up from just 36% at the end of 2024.This tren...
05/21/2025

Over 50% of merchants say their business is outperforming 2025 projections—up from just 36% at the end of 2024.

This trend tells us one thing: business owners are planning smarter and pivoting faster. It’s not luck—it’s strategy.

💡 Let’s help them capitalize on the momentum with flexible, accessible capital solutions.

Access the full report: https://ow.ly/5n4O50VTwC8

The growth mindset is strong: 77% of small business owners plan to invest in their business within the next six months.👀...
05/20/2025

The growth mindset is strong: 77% of small business owners plan to invest in their business within the next six months.

👀 Brokers: this is your green light. Demand is high. Merchants are in the market for financing. Let’s connect them with the right solutions.

Access the full report: https://ow.ly/pAZx50VTwuj

According to the latest IOU Financial survey, 87% of small business owners rated their business health positively—the hi...
05/19/2025

According to the latest IOU Financial survey, 87% of small business owners rated their business health positively—the highest level since 2022!

🔑 As a broker, this is your signal: small businesses are ready for growth. Are you ready to support them?

Access the full report: https://ow.ly/Wslj50VTwj6

IOU Financial is excited to announce we ranked 14 in American Banker's list of the Best Places to Work in Fintech for 20...
05/14/2025

IOU Financial is excited to announce we ranked 14 in American Banker's list of the Best Places to Work in Fintech for 2025!

“IOU’s culture thrives because we’re committed to doing the right thing — for our employees, our broker partners, and the merchants we serve,” said Robert Gloer, President and CEO of IOU Financial.

Read more: https://ioufinancial.com/news-story/best-places-to-work-in-fintech-2025/

05/12/2025

Brokers who join our partner network can earn $1,000 by closing a deal within 30 days of being approved! **Must meet minimum eligibility requirements, including 2+ years in business.**

What are you waiting for? Apply now: https://ow.ly/wKS050VR0HK

Address

600 Townpark Lane NW
Kennesaw, GA
30144

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+18662178564

Website

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