JD Davis at Certainty Home Lending NMLS# 216222

01/02/2026

Real estate investors have more ways to qualify for a home loan with Certainty Portfolio. At Certainty, a variety of property types qualify, with no income needed. Use rental income or cashflow to apply. Discover an easier way to get approved for your next property. Reach out today!

http://CertaintyHomeLending.com/jddavis

10/23/2025

Self-employed, small business owners, independent contractors, freelancers, consultant and gig workers who need a home loan – Certainty Portfolio has your back. We focus on your full financial picture to give you more ways to qualify. And that means an easier path to homeownership. Reach out today!

http://CertaintyHomeLending.com/jddavis

01/10/2024

🏠 The spring housing market might be ahead of schedule! December saw a significant drop in mortgage rates, down a full percentage point from October. And there's optimism that they may fall further. 📉🏡

12/20/2023

"Good news in Existing Home Sales! 🏡 November sees a 0.8% increase, surpassing estimates at a 3.82 Million annualized pace. Supply is up 0.9% from last year, with a median price of $387,600, up 4.0% from a year ago. 📈 "

12/11/2023

📈 Big week for mortgage rates! Two inflation data points ahead. If both are lower than expected and the Fed takes a dovish stance, it could push the 10-year yield under 4% and bring mortgage rates below 7%. Stay tuned! 🏡💰

12/04/2023

📉 Mortgage rates down by nearly 1% recently, sparking four consecutive weeks of positive purchase application data. 🏡📈

04/09/2023

10/05/2022

Which of the two would you rather us focus on when getting your mortgage strategy together?

A. Get pre-approved for the most possible
B. Get pre-approved for what I want to pay
C. All of the above. I just want it all.

09/19/2022

A starter home is NOT a home that has to “check all the boxes.”
Instead, leverage your first home to start building equity right away!
Let me know when you are ready to get started.

09/15/2022

If you are a first-time homebuyer, then save this post!

Please let me know if you need a personal referral of a local and savvy realtor as I know the best
of the best!