Michelle Ditchkoff-Volk- Silverton Mortgage

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Michelle Ditchkoff-Volk- Silverton Mortgage Relax. We’ve got this. I’ve been in the real estate business since 1988 when my career began as a closing paralegal. of Banking, Rhode Island Licensed Lender.

I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state. I love meeting families every year and I work hard towards helping them achieve their dream of home ownership as painlessly as possible. I am actively involved in our community and always enjoy meeting new friends. I believe that hard work and a strong work ethic are the most powerful tools you can have in this business. I’m glad to call Silverton Mortgage my second home! NMLS #241920
All loans are subject to credit approval. Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, ((http://www.nmlsconsumeraccess.org/) http://www.nmlsconsumeraccess.org/), AZ Lic. -0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. Licensing information: https://silvertonmortgage.com/licensing/. All information is believed accurate and is subject to change without notice. Equal Housing Opportunity. Silverton Mortgage is authorized to originate FHA, VA, and USDA loans, but it is not an agent of, or affiliated with, the U.S. Government. All trademarks are property of their respective owners.

10/29/2026

We hope you have a scary good Halloween. Whether we’re brewing up homeownership opportunities, casting away financial fears, or leaving borrowers spellbound with our mortgage expertise – You can relax. We’ve got this!

www.silvertonmortgage.com

10/26/2026

Forget ghosts and ghouls...the real horror is renting forever. 🏚️

Let’s turn your homeownership goals from spooky to doable!

www.silvertonmortgage.com

Need mortgage questions answered this weekend? 🏡💸 I’ve got you!
10/22/2026

Need mortgage questions answered this weekend? 🏡💸
I’ve got you!

It’s easy to hear a number, see a headline, and assume homeownership isn’t in the cards right now. But every buyer’s sit...
10/19/2026

It’s easy to hear a number, see a headline, and assume homeownership isn’t in the cards right now. But every buyer’s situation is different, and the only way to know what the numbers could actually look like is to have a conversation.

Talk with a mortgage professional, explore the options, and make an informed decision based on your own numbers.

Ready to see what’s possible? Connect with me today!

www.silvertonmortgage.com

Growth rarely happens inside the comfort zone. Sometimes, taking the next step means embracing the unknown, challenging ...
10/15/2026

Growth rarely happens inside the comfort zone. Sometimes, taking the next step means embracing the unknown, challenging yourself, and trusting that there’s something worth discovering on the other side.

Whether it’s a personal goal, a new chapter, or the goal of homeownership, don’t let uncertainty keep you from moving forward. Keep going. Keep growing.

Getting pre-approved for a mortgage gives you a significant advantage. Start this step early to streamline your buying e...
10/12/2026

Getting pre-approved for a mortgage gives you a significant advantage. Start this step early to streamline your buying experience!

Questions about how it works? Let’s chat and I’ll give you all the details.

www.silvertonmortgage.com

10/08/2026

Buying a home has a lot of steps… and sometimes it feels a little more like a tango than a two-step.

Credit, debt-to-income ratio and documentation can all play a part in the home financing process. If one of those areas needs a little work, knowing what to improve and where to start can make all the difference.

Luckily, you don't have to learn the choreography alone. 😉 I’m here to help you understand the , work through the details and get you ready to take the floor when the time is right.

Ready to take the floor? Send me a message!
www.silvertonmortgage.com

I’ve been in this business a long time… and I’ve seen a thing or two! 😉Mortgage rates are temporary. But a great home be...
10/06/2026

I’ve been in this business a long time… and I’ve seen a thing or two! 😉

Mortgage rates are temporary. But a great home being available? That can be even more temporary. 🏡

If you’ve been waiting for the right house, don’t let this one slip by simply because of today’s rate. Let’s look at the numbers, get you prepared, and make sure you know exactly what you can afford.

I can pre-qualify you today! 🔑

Haunted by the thought of a down payment?  A big down payment doesn’t have to be the thing that keeps homeownership feel...
10/05/2026

Haunted by the thought of a down payment?

A big down payment doesn’t have to be the thing that keeps homeownership feeling out of reach. Silverton Mortgage offers loan options with as little as 0% down for qualified buyers.

Don’t let the down payment scare you away. Let’s talk through your options together! Send me a message.

www.silvertonmortgage.com

10/03/2026

Clear to Close
11 days early 🙌🏻

Address

1301 Shiloh Road NW Suite 120
Kennesaw, GA
30144

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