Andy the Loan Officer

Andy the Loan Officer Loan Factory is a private mortgage broker company headquartered in San Jose, California. Licensed in 48 states. I live on Oahu. I work hard and enjoy life.

Our mission is to provide AMAZINGLY LOW mortgage rates combined with great customer service. Just a normal guy, living the dream. Married to my soulmate and love my family.

He is risen.
04/03/2026

He is risen.

Andy Sabo Monalisa Sabo
01/09/2026

Andy Sabo Monalisa Sabo

01/09/2026

🏡 Refinancing lets you stay put but spend less. Rates are at their lowest in a year.
10/10/2025

🏡 Refinancing lets you stay put but spend less. Rates are at their lowest in a year.

⏳ Timing is everything. Lock in today’s low rates before they’re gone.
10/09/2025

⏳ Timing is everything. Lock in today’s low rates before they’re gone.

🔑 Cash-out refinancing can fund college, business, or that dream remodel.
10/08/2025

🔑 Cash-out refinancing can fund college, business, or that dream remodel.

👋 Trade in your old rate for today’s lows. The refi wave is here.
10/07/2025

👋 Trade in your old rate for today’s lows. The refi wave is here.

🛋️ Free up cash for what matters most. Lower your monthly mortgage payment today.
10/06/2025

🛋️ Free up cash for what matters most. Lower your monthly mortgage payment today.

📈 Switch to a 15-year term and save thousands in interest while rates are down.
10/05/2025

📈 Switch to a 15-year term and save thousands in interest while rates are down.

💸 Remodel, pay off debt, or fund big goals. Cash-out refi options are here with low rates.
10/04/2025

💸 Remodel, pay off debt, or fund big goals. Cash-out refi options are here with low rates.

💸 Higher loan amounts, competitive terms, flexible docs.
10/03/2025

💸 Higher loan amounts, competitive terms, flexible docs.

Address

Kapolei, HI
96707

Website

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