CANDY HILL, NMLS 281529

CANDY HILL, NMLS 281529 Call me to get a free Pre-qualification for a home purchase or refinance. Employment paystubs for the last 30 days. Paystubs are generally only good for 90-days.

EQUAL HOUSING LENDER - Purchase & Cash-Out Refinance Home Loans
With a Purchase Loan, we can help you purchase a home at a competitive interest rate. VA's Cash-Out Refinance Loans are for homeowners who want to take cash out from their homes equity to take care of concerns like paying off debt, tuition for school, or home improvements. The Cash-Out Refinance Loan can also be used to refinance a no

n-VA loan into a VA loan. VA guarantees loans up to 100% of the value of your home.

-Interest Rate Reduction Refinance Loan
The VA Interest Rate Reduction Loan (IRRL) lowers your interes rate by reinancing your existing VA home loan. Your monthly mortgage payment will decrease with a lower interest rate.

-Mortgage Checklist
1. We may need to request updated paystubs throughout this process.

2. Last two years W-2's and/or 1099's. Last two years complete Federal Tax Returns.

3. Self-employed borrowers (ownership in excess of 25%): last two years complete personal and corporate/partnership tax returns, as well as year-to-date profit and loss statement and balance sheet.

4. Previous two month's statements on all bank, credit union, stocks, and brokerage accounts with documentation showing source of any large recent deposits. A "large deposit" is at the Underwriter's descretion, but it is usually any deposit that is not an automatic payroll deposit or retirement/social security/disability income, and the amount is $500 or more. Banks statements are generally only good for 90-days. We may need to request updated statements throughout this process and continue to source large deposits on all statements.

5. Previous quarterly or annual statement on al IRA, Keogh, 401K, Profit Sharing, or Retirement accounts.

6. For all Real Estate Owned: (a) most current mortgage statement, (b) homeowner's and hurricane insurance declarations page to confirm coverage, policy period, and premium, (c) verifications of maintenance fee, and (d) verification of association fee. If applying for a VA, FHA, or Home Affordable "HARP" refinance, provide a copy of your existing Note and Mortgage. If refinancing an investment property, provide rental agreement.

7. For VA loans: DD214 or Statement f Service.

8. Copy of divorce decree and/or child support, court order & statement, if applicable.

9. Copy of government-issued photo ID for each borrower (driver's license, state ID or passport).

10. If your property is in trust, a copy of your Long Form Trust documents.

11. Additional documentation as required per Loan Approval conditions.

My daughter-in-law Giovanna Canuto is fighting at the Palms this Friday!!! You can watch on UFC FIGHT PASS!!! 🔥💪🏼. Let’s...
12/14/2023

My daughter-in-law Giovanna Canuto is fighting at the Palms this Friday!!! You can watch on UFC FIGHT PASS!!! 🔥💪🏼. Let’s GO!!!

Happy Veterans Day 😃I’m on the second row, second on the left 😁
11/12/2020

Happy Veterans Day 😃
I’m on the second row, second on the left 😁

07/05/2018

Happy 4th of July! 🎉🎉

04/11/2017

Sponsoring youth athletes for 10 years! Check Out Liam Hill!

Here's the nicest picture I have of myself in my uniform... My regular picture was taken right after we got out of the g...
11/11/2016

Here's the nicest picture I have of myself in my uniform... My regular picture was taken right after we got out of the gas chamber... eyes burning... snot all over our faces... face all red... I'm not sharing that with anyone~ My drill sergeant laughed as we were taking the pictures and said, "Welcome to the ARMY!" I think back and laugh... at the time... not so funny...
Such fond memories~ lol
Happy Veteran's Day~

RIP... He will always will be a legend!
06/05/2016

RIP... He will always will be a legend!

03/11/2016

Amazing!

Congrats Robin! Wooohhhhooo
01/26/2016

Congrats Robin! Wooohhhhooo

So sad... Sempre Fidelis!
01/21/2016

So sad... Sempre Fidelis!

Update: Coast Guard to suspend search at sunset for 12 Marine aviators off North Shore, Oahu -

12/24/2015

2015 saw major news in just about every corner of the globe involving the military, from the South China Seas to the ongoing threat of ISIL in the Middle East.

Address

94-1024 Waipio Uka Street, Ste 207
Waipahu, HI
96797

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+18083829752

Website

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