Broaden Mortgage NMLS #2543357

07/08/2026

Florida Hometown Heroes is back. Funding expected on 7/13/2026. Get pre-approved now so you are ready to take advantage of the program.

07/06/2026

📉 RATE WATCH: What's Happening With Mortgage Rates Right Now

Rates have been choppy the last few weeks — trending in the 6% range on a 30-year fixed, easing slightly some weeks and ticking back up on others as the market waits on the Fed. The Fed has held steady since December, and everyone's watching the next inflation report to see if that changes. Translation: rates aren't racing in one direction — they're bouncing in a range while the market waits for clearer signals.

Here's the thing veterans and homebuyers need to remember: you don't have to wait on the market to get a better rate on YOUR loan.

🎯 Right now, qualified borrowers can take advantage of a 1-0 temporary buydown for just 25 basis points.

That means a lower rate — and a lower payment — in your first year of homeownership, for a fraction of the cost of a permanent rate buydown. It's a great way to ease into a payment while giving yourself room to refinance if rates drop further down the road.

Whether you're using your VA benefit, going Conventional, or exploring FHA, let's run your numbers and see what this buydown could save you.

—
Mike Wood | Broaden Mortgage, LLC
NMLS #1771591 | Company NMLS #2543357
Equal Housing Opportunity. Rates and programs subject to change without notice and are not a commitment to lend. 1-0 buydown terms subject to lender approval, loan program, and borrower qualification. Contact us for current rate and program details specific to your scenario.

07/02/2026

Just closed another one — and this one hits different.

While most of us were going about our day, a U.S. Navy sailor was somewhere on the open ocean, deployed aboard a warship, serving this country. And we still got them into a home.

That's the power of the VA Home Loan — and that's exactly why I do what I do.

Distance is not an obstacle. Deployment is not a disqualifier. If you've earned this benefit, we will find a way to get it done — wherever you are in the world.

To the Sailor out there on the water: congratulations on your new home. Fair winds and following seas. 🌊

If you or someone you know is active duty, a veteran, or a surviving spouse — let's talk. Your VA benefit is waiting.

📞 (904) 647-9470
🏢 Broaden Mortgage, LLC | NMLS #2543357
Veteran-Owned Mortgage Brokerage

07/01/2026

🏡 Limited-Time Lender Promotion — 1-0 Buydown for Only 25bps!

For a short time, we're offering buyers a 1-0 temporary buydown at just 0.25% of the loan amount — that's your rate reduced by 1% for the entire first year of your mortgage.

💰 What that means for you:
✅ Year 1 — Pay 1% below your note rate (real monthly savings)
✅ Year 2+ — Adjusts to your full note rate

Available on VA, FHA, and Conventional purchase loans.
A standard 1-0 buydown typically costs around 1% — we're offering this at a fraction of that. Don't leave money on the table.

📞 Call or DM us today and we'll run a side-by-side payment comparison for your specific scenario. Promotions like this don't stick around!

Call now to connect with business.

06/04/2026

Comment if this is you. I can help you reach your goals!

06/02/2026

I'm always up to date on the latest loan options AND lingo. Message me if you're ready to learn more!

05/08/2026

Lock your loan by June 30th and receive a free 1-0 buydown.

Must be credit qualified.

04/29/2026

🚨 BIG changes are coming to mortgages… and most people have no idea.

The credit score system we’ve used for YEARS (FICO 2, 4, 5) is being replaced.

👉 FICO 10T & VantageScore 4

What does that mean for you?

It means lenders will start looking at your credit behavior over time, not just a snapshot.

So if you’ve been carrying balances or making minimum payments… it could matter a LOT more.

But here’s the flip side 👇
If you’ve been managing your credit well consistently, this could actually HELP you.

Here’s the truth—this change will create winners and losers.

The question is… which one will you be?

If you’re even THINKING about buying a home this year, now is the time to get a game plan.

Message me or drop “INFO” below and I’ll break down exactly how this impacts you.

How can I help?

The Mortgage Industry Is Changing FAST 🚨 FICO 10T & VantageScore 4 Explained

04/26/2026

A must-read notification: When you work with a local mortgage broker, you could see big savings compared to working with other lenders. Give me a call and let's explore those savings together!

04/25/2026

We just partnered with Kind Lending!

Why is this important you might be asking? They are offering a very competitive down payment assistance program that is 100% forgiven. That means it is free money that can be used to help you buy a house. There are some qualifications that must be met. Either message me, or put in the comments, "DPA" so that we can connect.