FHA Mortgage Source

06/16/2026

Great new for Florida first-time home buyers. The Florida Hometown Heroes program funding is set to return in July 2026.
The Florida Hometown Heroes Program provides down payment and closing cost assistance to eligible first-time homebuyers, helping make homeownership more attainable for hardworking Floridians. The program serves a wide range of occupations, including:
• Teachers
• Medical & Healthcare Workers
• First Responders like Police, Fire Recue, EMT, etc
• Veterans & Military Personnel
• Government Employees

As housing affordability continues to challenge prospective buyers across the state, the Hometown Heroes Program offers a valuable opportunity to reduce upfront homebuying costs and help families achieve their dream of homeownership. Learn more about the program and current funding in the link below. https://www.fhamortgagesource.com/florida-hometown-heroes-program-funding-to-return-july-2026/

Exciting news for Florida homebuyers: the Florida Hometown Heroes Housing Program is expected to receive an additional $50 million in funding, with funds anticipated to become available on July 13, 2026. The Florida Hometown Heroes Program provides down payment and closing cost assistance to eligibl...

05/17/2026

https://www.fhamortgagesource.com/fha-vs-conventional-mortgages-which-loan-is-better-for-first-time-home-buyers/

Buying your first home can feel overwhelming, especially when you start comparing mortgage options. Two of the most common choices are FHA loans and conventional loans. Both can be great options for first-time home buyers, but they work differently when it comes to credit score requirements, down pa...

01/28/2026

Quick update on the Florida Hometown Heroes down payment assistance program. There are still funds remaining as we start 2026. This program is great for Florida first-time buyers that meet the eligibility requriements.
Contact us today at https://FhaMortgageSource.com to learn more and how to get started

12/12/2025

If you’re planning to buy a home in 2026, this video is your quick update on what’s new with FHA mortgages—starting with the new 2026 FHA loan limits that can let you finance more home with the same low down payment options. We’ll break down the latest purchase, down payment assistance, and FHA streamline refinance options.
In addition the new nationwide loan limit “floor” and “ceiling” (including the new $541,287 base limit for a 1-unit home in many areas and up to $1,249,125 in high-cost counties), what the effective dates mean for your FHA case number, and the key program updates and policy changes.

Please connect with us below to learn about any of the FHA purchase or refinance programs.
📞 800-743-7556
🌐 https://FhaMortgageSource.com

https://www.youtube.com/watch?v=pLGTbXBmFo8

If you’re planning to buy a home in 2026, this video is your quick update on what’s new with FHA mortgages—starting with the new 2026 FHA loan limits that ca...

12/11/2025

New 2026 FHA Mortgage Limits Announced - FHA home buyers just got some good news for 2026. The Federal Housing Administration has increased its base mortgage limit for a 1-unit property to $541,287, giving many buyers extra room to compete in today’s higher-priced housing market without needing a massive down payment.

This higher limit can make it easier to qualify for affordable financing with flexible credit guidelines, lower down payment options, and more purchasing power in many communities across the country. Learn more about the new 2026 FHA limits and how you can use them to maximize your budget on your next home purchase. Please visit https://FhaMortgageSource.com for more information.
https://www.fhamortgagesource.com/2020-fha-loan-limits-announced-increase-for-most/

09/12/2025

Mortgage rates have started moving lower. USDA offers a great refinance program for homeowners that currently have a USDA backed rural housing loan. Learn more from the link below.

USDA & Rural Housing offers several refinance options for existing USDA-guaranteed or direct mortgages. Among them, the Streamline Assist Refinance is a relatively new, more flexible version aimed at reducing friction for borrowers. Key differences: Fewer documentation requirements (depending on len...

08/02/2025

Florida Hometown Heroes Down Payment assistance - Important updates for August 2025.

🔍The Hometown Heroes down payment assistance program updates for August 2025. List of eligible occupations and revised household income limits for 2025-2026...

07/31/2025

FHA interest rate buydowns can be a helpful tool during a higher rate environment, learn more below.

https://www.fhamortgagesource.com/how-to-use-a-2-1-buydown-with-fha-loans-to-lower-your-mortgage-payments/

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, this mortgage is designed to help low-to-moderate-income borrowers purchase a home with lenient credit and down payment requirements. FHA offers many advantages including interest rate buydowns that help ease....

07/04/2025

100% FHA financing with down payment assistance.

100% FHA loans are even more possible with the expansion of many private, state and local government down payment assistance programs.

05/18/2025

https://www.fhamortgagesource.com/2025-fha-mortgage-rate-predictions-what-homebuyers-should-expect/

As we approach the latter half of 2025, prospective homebuyers are keenly observing mortgage interest rate trends to make informed decisions. Understanding the trajectory of FHA and conforming loan rates is crucial for planning purchases and refinancing. Be mindful that mortgage rates often change d...